[et_pb_section fb_built=”1″ admin_label=”Header” _builder_version=”4.16″ min_height=”130px” custom_padding=”0px|0px|0|0px|false|false” locked=”off” global_colors_info=”{}”][et_pb_row column_structure=”2_3,1_3″ use_custom_gutter=”on” gutter_width=”2″ _builder_version=”4.16″ _module_preset=”default” custom_padding=”0px||||false|false” locked=”off” global_colors_info=”{}”][et_pb_column type=”2_3″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_image src=”@ET-DC@eyJkeW5hbWljIjp0cnVlLCJjb250ZW50IjoicG9zdF9mZWF0dXJlZF9pbWFnZSIsInNldHRpbmdzIjp7fX0=@” title_text=”@ET-DC@eyJkeW5hbWljIjp0cnVlLCJjb250ZW50IjoicG9zdF90aXRsZSIsInNldHRpbmdzIjp7ImJlZm9yZSI6IiIsImFmdGVyIjoiIn19@” admin_label=”Image” _builder_version=”4.27.8″ _dynamic_attributes=”src,title_text” _module_preset=”default” global_colors_info=”{}”][\/et_pb_image][\/et_pb_column][et_pb_column type=”1_3″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_code _builder_version=”4.27.8″ _module_preset=”default” custom_margin=”20px||||false|false” custom_margin_tablet=”” custom_margin_phone=”0px||||false|false” custom_margin_last_edited=”on|desktop” custom_css_main_element=”line-height: 1.7em; ||font-size: 14px; ||color: #7a7a7a;” global_colors_info=”{}”]\uc870\uc138 \ubc0f \uac1c\uc778 \uc790\uc0b0 \uad00\ub9ac \uc804\ubb38\uac00\ub4e4\uc740 \uc5f0\ubc29 \uc608\uc0b0\uc548\uc5d0 \ub2f4\uae34 \uc2e0\uaddc ‘\ud3c9\uc0dd RRSP’ \uc870\uce58\uac00 \ud589\uc815\uc801 \ud3b8\uc758\uc131\uc744 \ub192\uc5ec\uc8fc\uaca0\uc9c0\ub9cc, \uc0dd\ud65c\ube44 \uc0c1\uc2b9\uc73c\ub85c \uc5b4\ub824\uc6c0\uc744 \uacaa\ub294 \ub178\ub144\uce35 \uc0dd\uacc4 \ubb38\uc81c\uc758 \uadfc\ubcf8\uc801\uc778 \ud574\uacb0\ucc45\uc740 \ub418\uc9c0 \ubabb\ud55c\ub2e4\uace0 \uc9c0\uc801\ud588\ub2e4.[\/et_pb_code][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ use_custom_gutter=”on” gutter_width=”2″ specialty=”on” padding_1_tablet=”0px||” 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100%”][et_pb_column type=”3_4″ specialty_columns=”3″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” padding_tablet__hover=”0px||” padding_last_edited__hover=”off|desktop” parallax__hover=”off” parallax_method__hover=”on” padding_tablet=”0px||” padding_last_edited=”off|desktop” custom_padding__hover=”|||”][et_pb_row_inner _builder_version=”4.16″ locked=”off” global_colors_info=”{}” parallax_1__hover=”off” parallax_1__hover_enabled=”off” parallax_2__hover=”off” parallax_2__hover_enabled=”off” parallax_3__hover=”off” parallax_3__hover_enabled=”off” parallax_4__hover=”off” parallax_4__hover_enabled=”off” parallax_method_1__hover=”on” parallax_method_1__hover_enabled=”on” parallax_method_2__hover=”on” parallax_method_2__hover_enabled=”on” parallax_method_3__hover=”on” parallax_method_3__hover_enabled=”on” parallax_method_4__hover=”on” parallax_method_4__hover_enabled=”on” use_background_color_gradient__hover=”off” use_background_color_gradient__hover_enabled=”off” background_color_gradient_start__hover=”#2b87da” background_color_gradient_start__hover_enabled=”#2b87da” background_color_gradient_end__hover=”#29c4a9″ background_color_gradient_end__hover_enabled=”#29c4a9″ background_color_gradient_type__hover=”linear” background_color_gradient_type__hover_enabled=”linear” background_color_gradient_direction__hover=”180deg” background_color_gradient_direction__hover_enabled=”180deg” background_color_gradient_direction_radial__hover=”center” background_color_gradient_direction_radial__hover_enabled=”center” background_color_gradient_start_position__hover=”0%” background_color_gradient_start_position__hover_enabled=”0%” background_color_gradient_end_position__hover=”100%” background_color_gradient_end_position__hover_enabled=”100%” background_color_gradient_overlays_image__hover=”off” background_color_gradient_overlays_image__hover_enabled=”off” parallax__hover=”off” parallax__hover_enabled=”off” parallax_method__hover=”on” parallax_method__hover_enabled=”on” background_size__hover=”cover” background_size__hover_enabled=”cover” background_position__hover=”center” background_position__hover_enabled=”center” background_repeat__hover=”no-repeat” background_repeat__hover_enabled=”no-repeat” background_blend__hover=”normal” background_blend__hover_enabled=”normal” allow_player_pause__hover=”off” allow_player_pause__hover_enabled=”off” background_video_pause_outside_viewport__hover=”on” background_video_pause_outside_viewport__hover_enabled=”on” use_custom_gutter__hover=”off” use_custom_gutter__hover_enabled=”off” gutter_width__hover=”3″ gutter_width__hover_enabled=”3″ make_equal__hover=”off” make_equal__hover_enabled=”off” border_radii__hover=”on||||” border_radii__hover_enabled=”on||||” box_shadow_style__hover=”none” box_shadow_style__hover_enabled=”none” box_shadow_color__hover=”rgba(0,0,0,0.3)” box_shadow_color__hover_enabled=”rgba(0,0,0,0.3)” max_width__hover=”100%” max_width__hover_enabled=”100%” filter_hue_rotate__hover=”0deg” filter_hue_rotate__hover_enabled=”0deg” filter_saturate__hover=”100%” filter_saturate__hover_enabled=”100%” filter_brightness__hover=”100%” filter_brightness__hover_enabled=”100%” filter_contrast__hover=”100%” filter_contrast__hover_enabled=”100%” filter_invert__hover=”0%” filter_invert__hover_enabled=”0%” filter_sepia__hover=”0%” filter_sepia__hover_enabled=”0%” filter_opacity__hover=”100%” filter_opacity__hover_enabled=”100%” filter_blur__hover=”0px” filter_blur__hover_enabled=”0px” mix_blend_mode__hover=”normal” mix_blend_mode__hover_enabled=”normal” animation_style__hover=”none” animation_style__hover_enabled=”none” animation_repeat__hover=”once” animation_repeat__hover_enabled=”once” animation_direction__hover=”center” animation_direction__hover_enabled=”center” animation_duration__hover=”1000ms” animation_duration__hover_enabled=”1000ms” animation_delay__hover=”0ms” animation_delay__hover_enabled=”0ms” animation_intensity_slide__hover=”50%” 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global_colors_info=”{}” parallax__hover=”off” parallax__hover_enabled=”off” parallax_method__hover=”on” parallax_method__hover_enabled=”on” custom_padding__hover=”|||”][et_pb_text admin_label=”\ubcf8\ubb38” _builder_version=”4.27.8″ text_font=”||||||||” text_line_height=”1.8em” header_font=”||||||||” header_2_font=”Work Sans|700|||||||” header_2_font_size=”25px” header_2_line_height=”1.5em” max_width_tablet=”” max_width_phone=”” max_width_last_edited=”on|tablet” header_2_font_size_tablet=”30px” header_2_font_size_phone=”15px” header_2_font_size_last_edited=”on|desktop” locked=”off” global_colors_info=”{}” header_font_size__hover=”30px” header_font_size__hover_enabled=”30px” header_letter_spacing__hover=”0px” header_letter_spacing__hover_enabled=”0px” header_text_shadow_style__hover=”none” header_text_shadow_style__hover_enabled=”none” header_text_shadow_color__hover=”rgba(0,0,0,0.4)” header_text_shadow_color__hover_enabled=”rgba(0,0,0,0.4)” header_2_font_size__hover=”26px” header_2_font_size__hover_enabled=”26px” header_2_letter_spacing__hover=”0px” header_2_letter_spacing__hover_enabled=”0px” header_2_line_height__hover=”1em” header_2_line_height__hover_enabled=”1em” header_2_text_shadow_style__hover=”none” header_2_text_shadow_style__hover_enabled=”none” header_2_text_shadow_color__hover=”rgba(0,0,0,0.4)” header_2_text_shadow_color__hover_enabled=”rgba(0,0,0,0.4)” header_3_font_size__hover=”22px” header_3_font_size__hover_enabled=”22px” header_3_letter_spacing__hover=”0px” header_3_letter_spacing__hover_enabled=”0px” header_3_line_height__hover=”1em” header_3_line_height__hover_enabled=”1em” header_3_text_shadow_style__hover=”none” header_3_text_shadow_style__hover_enabled=”none” header_3_text_shadow_color__hover=”rgba(0,0,0,0.4)” header_3_text_shadow_color__hover_enabled=”rgba(0,0,0,0.4)” header_4_font_size__hover=”18px” header_4_font_size__hover_enabled=”18px” header_4_letter_spacing__hover=”0px” header_4_letter_spacing__hover_enabled=”0px” header_4_line_height__hover=”1em” header_4_line_height__hover_enabled=”1em” header_4_text_shadow_style__hover=”none” header_4_text_shadow_style__hover_enabled=”none” header_4_text_shadow_color__hover=”rgba(0,0,0,0.4)” header_4_text_shadow_color__hover_enabled=”rgba(0,0,0,0.4)” header_5_font_size__hover=”16px” header_5_font_size__hover_enabled=”16px” header_5_letter_spacing__hover=”0px” header_5_letter_spacing__hover_enabled=”0px” header_5_line_height__hover=”1em” header_5_line_height__hover_enabled=”1em” header_5_text_shadow_style__hover=”none” header_5_text_shadow_style__hover_enabled=”none” header_5_text_shadow_color__hover=”rgba(0,0,0,0.4)” header_5_text_shadow_color__hover_enabled=”rgba(0,0,0,0.4)” header_6_font_size__hover=”14px” header_6_font_size__hover_enabled=”14px” header_6_letter_spacing__hover=”0px” header_6_letter_spacing__hover_enabled=”0px” header_6_line_height__hover=”1em” header_6_line_height__hover_enabled=”1em” header_6_text_shadow_style__hover=”none” header_6_text_shadow_style__hover_enabled=”none” header_6_text_shadow_color__hover=”rgba(0,0,0,0.4)” header_6_text_shadow_color__hover_enabled=”rgba(0,0,0,0.4)” text_letter_spacing__hover=”0px” text_letter_spacing__hover_enabled=”0px” text_text_shadow_style__hover=”none” text_text_shadow_style__hover_enabled=”none” text_text_shadow_color__hover=”rgba(0,0,0,0.4)” text_text_shadow_color__hover_enabled=”rgba(0,0,0,0.4)”]<\/p>\n
\n\uae08\uc735 \uc804\ubb38\uac00 \u201c\ud3b8\uc758\uc131 \ub192\uc9c0\ub9cc, \ucd5c\uadfc \uc0dd\uacc4 \ub09c \ubb38\uc81c \ud574\uacb0 \ubabb\ud574\u201d<\/h4>\n<\/blockquote>\n
\uc5f0\ubc29\uc815\ubd80\uac00 \ubc1c\ud45c\ud55c \uc2e0\uaddc \uc608\uc0b0\uc548\uc5d0 \ub9e4\ub144 \uc218\ub9cc \uba85\uc5d0 \ub2ec\ud558\ub294 \ub178\ub144\uce35\uc758 \uae08\uc735 \uacc4\ud68d \uc808\ucc28\ub97c \ub2e8\uc21c\ud654\ud558\uae30 \uc704\ud55c \uac1c\uc778\uc5f0\uae08(RRSP) \uc81c\ub3c4 \uac1c\uc815\uc548\uc774 \ud3ec\ud568\ub410\ub2e4.<\/p>\n
\uc870\uc138 \ubc0f \uac1c\uc778 \uc790\uc0b0 \uad00\ub9ac \uc804\ubb38\uac00\ub4e4\uc740 \uc774\ub978\ubc14 ‘\ud3c9\uc0dd RRSP’ \uc81c\ub3c4\uac00 \ud3b8\uc758\uc131\uc744 \ub192\uc5ec\uc904 \uc218\ub294 \uc788\uc9c0\ub9cc, \ucd5c\uadfc \ubb3c\uac00 \uc0c1\uc2b9\uc73c\ub85c \uc0dd\uacc4\ub09c\uc744 \uacaa\uace0 \uc788\ub294 \ub178\ub144\uce35\uc758 \uadfc\ubcf8\uc801\uc778 \ubb38\uc81c\ub97c \ud574\uacb0\ud558\uc9c0\ub294 \ubabb\ud55c\ub2e4\uace0 \uc9c0\uc801\ud588\ub2e4.<\/p>\n
\uac1c\uc778\uc5f0\uae08\uc740 \uc18c\ub4dd\uc138\ub97c \uc774 \uc5f0 \uc2dc\ucf1c \uc8fc\uace0 \uc740\ud1f4 \uc804\uae4c\uc9c0 \uc790\uc0b0\uacfc \ud22c\uc790 \uc218\uc775\uc5d0 \uc138\uae08\uc774 \ubd80\uacfc\ub418\uc9c0 \uc54a\ub3c4\ub85d \ub3d5\ub294 \uce90\ub098\ub2e4\uc758 \uc800\ucd95 \uacc4\uc88c\uc774\ub2e4. \ud574\ub2f9 \uacc4\uc88c\uc5d0\ub294 \ud604\uae08, \uc8fc\uc2dd, \ud655\uc815\uae08\ub9ac\ud615 \ud22c\uc790\uc99d\uc11c(GIC), \uc0c1\uc7a5\uc9c0\uc218\ud380\ub4dc(ETF) \ub4f1 \ub2e4\uc591\ud55c \uae08\uc735 \uc790\uc0b0\uc744 \ub2f4\uc744 \uc218 \uc788\ub2e4.<\/p>\n
2026 \uacfc\uc138\uc5f0\ub3c4 \uae30\uc900, \uac1c\uc778\uc740 2025\ub144 \uadfc\ub85c \uc18c\ub4dd\uc758 \ucd5c\ub300 18%(\ucd5c\ub300 33,810\ub2ec\ub7ec)\uae4c\uc9c0 \ub0a9\uc785\ud560 \uc218 \uc788\ub2e4. \uc9c1\uc7a5 \uc5f0\uae08\uc5d0 \uac00\uc785\ub418\uc5b4 \uc788\ub294 \uacbd\uc6b0 \ud574\ub2f9 \uc5f0\uae08 \ub0a9\uc785\uc561\ub9cc\ud07c 18% \ud55c\ub3c4\uc5d0\uc11c \ucc28\uac10\ub41c\ub2e4.<\/p>\n
\u25b2<\/strong>\ubb34\uc5c7\uc774 <\/strong>\ubc14\ub00c\ub098<\/strong><\/p>\n
\ud604\uc7ac \uc81c\ub3c4\ud558\uc5d0\uc11c\ub294 71\uc138\uac00 \ub418\ub294 \ud574\uc5d0 \uac1c\uc778\uc5f0\uae08\uc744 \uc804\uc561 \uc778\ucd9c\ud558\uac70\ub098 \uc740\ud1f4\uc18c\ub4dd\uae30\uae08(RRIF)\uc73c\ub85c \ubc18\ub4dc\uc2dc \uc804\ud658\ud574\uc57c \ud55c\ub2e4. \uadf8\ub7ec\ub098 \uc815\ubd80\ub294 \uc774\ubc88 \uc608\uc0b0\uc548\uc744 \ud1b5\ud574 71\uc138\uac00 \uc9c0\ub098\ub3c4 \uac1c\uc778\uc5f0\uae08 \uacc4\uc88c\ub97c \uadf8\ub300\ub85c \uc720\uc9c0\ud560 \uc218 \uc788\ub3c4\ub85d \ud5c8\uc6a9\ud558\ub294 \ubc29\uc548\uc744 \uc81c\uc548\ud588\ub2e4.<\/p>\n
\ud604\ud589 \uc81c\ub3c4\uc0c1 71\uc138 \uc774\ud6c4 \uc0ac\ub9dd \uc2dc \uc740\ud1f4\uc18c\ub4dd\uae30\uae08 \uc790\uc0b0\uc740 \ubcf5\uc7a1\ud55c \uc138\ubb34 \uc11c\ub958 \uc808\ucc28 \uc5c6\uc774 \ubc30\uc6b0\uc790\uc5d0\uac8c \uc2b9\uacc4\ub420 \uc218 \uc788\uc9c0\ub9cc, \uac1c\uc778\uc5f0\uae08 \uacc4\uc88c\ub294 \uadf8\ub807\uc9c0 \uc54a\uc558\ub2e4.<\/p>\n
\uc815\ubd80\uc758 \uc774\ubc88 \uac1c\uc815\uc548\uc740 \ubc30\uc6b0\uc790\ub098 \ub3d9\uac70\uc778\uc774 \uac1c\uc778\uc5f0\uae08\uc758 \uc2b9\uacc4 \ubcf4\uc720\uc790\uac00 \ub420 \uc218 \uc788\ub3c4\ub85d \ud5c8\uc6a9\ud558\uace0, \uacc4\uc88c \ubcf4\uc720\uc790 \uc0ac\ub9dd \ud6c4 \uc801\uaca9 \uc720\uc871 \uc5d0\uac8c\ub85c\uc758 \ube44\uacfc\uc138 \uc774\uc804\uc744 \ub2e8\uc21c\ud654\ud558\ub294 \ub0b4\uc6a9\uc744 \ub2f4\uace0 \uc788\ub2e4. \ud574\ub2f9 \uad6c\uc0c1\uc5d0 \ub300\ud55c \uc758\uacac \uc218\ub834 \uc808\ucc28\ub294 \u00a02027\ub144 1\uc6d4 8\uc77c\uae4c\uc9c0 \uc9c4\ud589\ub420 \uc608\uc815\uc774\ub2e4.<\/p>\n
CIBC \ud504\ub77c\uc774\ube57 \uc6e8\uc77c\uc2a4 \ub9e4\ub2c8\uc9c0\uba3c\ud2b8\uc758 \uc81c\uc774\ubbf8 \uace8\ub86c\ubca1 \uc870\uc138 \ubc0f \uc720\uc0b0 \uacc4\ud68d \ub2f4\ub2f9 \uc774\uc0ac\ub294 \ud604\uc7ac \ub300\ubd80\ubd84\uc758 71\uc138 \uc138\ub300\uac00 \uc77c\uc2dc \uae08 \uc778\ucd9c \uc2dc \ubd80\uacfc\ub418\ub294 \uc138\uae08\uc744 \ud53c\ud558\uae30 \uc704\ud574 \uac1c\uc778\uc5f0\uae08\uc744 \uc740\ud1f4\uc18c\ub4dd\uae30\uae08\uc73c\ub85c \uc804\ud658\ud558\uace0 \uc788\ub2e4\uace0 \uc804\ud588\ub2e4.<\/p>\n
\uadf8\ub294 \uc774\uac83\uc774 \ub9e4\ub144 \ucd5c\uc18c \uc218\uc2ed\ub9cc \uba85\uc5d0\uac8c \ubcf5\uc7a1\ud55c \ud589\uc815\uc801 \ubd80\ub2f4\uc744 \uc8fc\uc5b4 \uc654\ub2e4\uace0 \uc9c0\uc801\ud558\uba70, \uc815\ubd80\uac00 \uc0ac\ub9dd\ud558\ub294 \ub0a0\uae4c\uc9c0 \uacc4\uc88c\ub97c \uc720\uc9c0\ud560 \uc218 \uc788\ub294 ‘\ud3c9\uc0dd \uac1c\uc778\uc5f0\uae08’ \uad6c\uc0c1\uc744 \uc81c\uc2dc\ud55c \uac83\uc774\ub77c\uace0 \uc124\uba85\ud588\ub2e4.<\/p>\n
\uac1c\uc815\uc548\uc774 \uc2dc\ud589\ub418\ub354\ub77c\ub3c4 \uc815\ubd80\ub294 72\uc138\ubd80\ud130 \ud3c9\uade0 \uc5ec\uba85\uc744 \uae30\uc900\uc73c\ub85c \ub9e4\ub144 \uc77c\uc815 \ube44\uc728 \uc774\uc0c1\uc758 \uae08\uc561\uc744 \uc758\ubb34\uc801\uc73c\ub85c \uc778\ucd9c\ud558\ub3c4\ub85d \uaddc\uc815\ud560 \ubc29\uce68\uc774\ub2e4. \uc774\ub294 \uc740\ud1f4 \uc790\uae08\uc774 \uc0dd\uc560 \uc804\ubc18\uc5d0 \uac78\uccd0 \ubd84\ud560 \uc9c0\uae09\ub418\uace0 \uacfc\uc138\ub418\ub3c4\ub85d \ud558\uae30 \uc704\ud568\uc774\ub2e4.<\/p>\n
\ud504\ub791\uc218\uc544-\ud544\ub9bd \uc0f4\ud398\uc778 \uc7ac\ubb34\uc7a5\uad00\uc758 \uc874 \ud504\ub77c\uace0\uc2a4 \uacf5\ubcf4\ube44\uc11c\uad00\uc740 \uc815\ubd80\uc548\uc5d0 \ub530\ub77c 71\uc138 \uc774\ud6c4\uc5d0\ub294 \uac1c\uc778\uc5f0\uae08 \uacc4\uc88c\uc5d0 \ucd94\uac00 \ub0a9\uc785\uc774 \ubd88\uac00\ub2a5\ud558\ub2e4\uace0 \ud655\uc778\ud588\ub2e4.<\/p>\n
\u25b2<\/strong>\uc774\ubc88 <\/strong>\uac1c\ud3b8\uc774 <\/strong>\uc65c <\/strong>\uc911\uc694\ud55c\uac00<\/strong><\/p>\n
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\ubc18\uba74 \uce90\ub098\ub2e4\uacf5\uc778\ud68c\uacc4\uc0ac\ud611\ud68c\uc758 \ub9ac \uc7a5 \uc774\uc0ac\ub294 \uc774\ubc88 ‘\ud3c9\uc0dd \uac1c\uc778\uc5f0\uae08’ \uad6c\uc0c1\uc744 \uba85\uce6d\ub9cc \ubc14\uafbc \uac83\uc5d0 \uac00\uae5d\ub2e4\uace0 \ud3c9\uac00\ud558\uba70, \ub178\ub144\uce35\uc774 \uc9c1\uba74\ud55c \ub354 \ud070 \ud604\uc2e4\uc801 \ubb38\uc81c\ub4e4\uc744 \uac04\uacfc\ud558\uace0 \uc788\ub2e4\uace0 \uc9c0\uc801\ud588\ub2e4.<\/p>\n
\uc6b0\uc120 \uadf8\ub140\ub294 \uc2e4\uc81c\ub85c \uc740\ud1f4 \uc5f0\uae08 \ud61c\ud0dd\uc744 \ubc1b\ub294 \uce90\ub098\ub2e4\uc778\uc774 33~37%\uc5d0 \ubd88\uacfc\ud558\ub2e4\uace0 \ucd94\uc0b0\ud588\ub2e4. \uc5f0\uae08 \uc790\uc0b0\uc774 \ub109\ub109\ud55c \uc778\uad6c \uc790\uccb4\uac00 \ub9ce\uc9c0 \uc54a\uc73c\uba70, \ud478\ub4dc \ubc45\ud06c \ub300\uae30\uc5f4\uc744 \ubcf4\uba74 \uadf9\uc2ec\ud55c \uc5b4\ub824\uc6c0\uc744 \uacaa\ub294 \uc774\ub4e4\uc740 \uc544\uc8fc \uc80a\uc740 \uce35\uc774\uac70\ub098 \ub178\ub144\uce35\uc774\ub77c\ub294 \uc124\uba85\uc774\ub2e4.<\/p>\n
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\uc774\ubc88 \uad6c\uc0c1\uc5d0 \ub300\ud55c \uc758\uacac \uc218\ub834\uc740 2027\ub144 1\uc6d4 8\uc77c\uae4c\uc9c0 \uc9c4\ud589\ub418\uc9c0\ub9cc, \uace8\ub86c\ubca1 \uc774\uc0ac\ub294 \uc2e4\uc81c \ubc95\uc548\uc774 \ud1b5\uacfc\ub418\uc5b4 \uc81c\ub3c4\uac00 \ucd5c\uc885 \ud1b5\ud569\ub418\uac70\ub098 \uc740\ud1f4\uc18c\ub4dd\uae30\uae08\uc774 \ud3d0\uc9c0\ub418\uae30\uae4c\uc9c0\ub294 \uc218 \ub144\uc758 \uc2dc\uac04\uc774 \ub354 \uac78\ub9b4 \uac83\uc73c\ub85c \uc804\ub9dd\ud588\ub2e4.<\/p>\n
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