{"id":5106,"date":"2021-02-05T20:14:07","date_gmt":"2021-02-06T04:14:07","guid":{"rendered":"https:\/\/canadaexpress.com\/news\/?p=5106"},"modified":"2021-02-05T20:19:19","modified_gmt":"2021-02-06T04:19:19","slug":"%ed%95%9c%ec%9d%b8%ea%b2%bd%ec%a0%9c-%ed%99%9c%ec%84%b1%ed%99%94%ec%97%90-%ec%b5%9c%ec%84%a0-%ec%98%ac%ed%95%b4%eb%8f%84-%ec%b0%a9%ed%95%9c%eb%b0%b0%eb%8b%b9","status":"publish","type":"post","link":"https:\/\/canadaexpress.com\/news\/?p=5106","title":{"rendered":"\ud55c\uc778\uacbd\uc81c \ud65c\uc131\ud654\uc5d0 \ucd5c\uc120 \u2026\uc62c\ud574\ub3c4 \u2018\ucc29\ud55c\ubc30\ub2f9\u2019"},"content":{"rendered":"

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text_letter_spacing__hover_enabled=”0px” text_text_shadow_style__hover=”none” text_text_shadow_style__hover_enabled=”none” text_text_shadow_color__hover=”rgba(0,0,0,0.4)” text_text_shadow_color__hover_enabled=”rgba(0,0,0,0.4)”]<\/p>\n

\ud55c\uc778\uc2e0\ud611\uc774 \ucf54\ub85c\ub098 \uc704\uae30\uc5d0\ub3c4 \ubd88\uad6c\ud558\uace0 \ud50c\ub7ec\uc2a4 \uc131\uc7a5\uc744 \uc774\uc5b4\uac14\ub2e4. \ub2f9\ucd08 \uc57c\uc2ec\ucc28\uac8c<\/span> 2020\ub144\ub3c4\ub97c \uc2dc\uc791\ud55c \ud55c\uc778\uc2e0\ud611\uc740 \uc9c0\ub09c\ud574<\/span> 3\uc6d4 \ucf54\ube44\ub4dc \ud655\uc0b0\uc73c\ub85c \uc778\ud55c \uc5b4\ub824\uc6c0\uc18d\uc5d0\uc11c \uacbd\uc601\uc804\ubc18\uc5d0 \uac78\uce5c \uc7ac\uc870\uc815\uc744 \ud1b5\ud574 \uc62c\ud574\uc5d0\ub3c4 \uc804 \uc870\ud569\uc6d0\uc5d0\uac8c \ubc30\ub2f9\uc744 \uc2e4\uc2dc\ud588\ub2e4<\/span>. \uc774\ubc88 \ubc30\ub2f9\uc73c\ub85c <\/span>32\ub144 \uc5f0\uc18d \ubc30\ub2f9 \uae30\ub85d\uc744 \uc774\uc5b4\uac14\ub2e4<\/span>.<\/p>\n

\ubcf4\ub3c4\uc790\ub8cc\uc5d0 \ub530\ub974\uba74 \ucd9c\uc790\uc608\uae08(Share Deposit Account) \ubc30\ub2f9\uc73c\ub85c <\/span>1.3%, \ubaa8\uae30\uc9c0 \uc774\uc6a9\uace0 \ubc30\ubd84\uc73c\ub85c\ub294 \uc8fc\ud0dd \ubc0f \uc0c1\uc5c5\ubaa8\uae30\uc9c0\uc640 \uc8fc\ud0dd \ubc0f \uc0c1\uc5c5\ubaa8\uae30\uc9c0\uc640 \uc5f0\uacb0\ub41c \ub9c8\uc774\ub108\uc2a4\ub860<\/span>(Prime line)\uc5d0 \ub300\ud574 \ud574\ub2f9 \uc870\ud569\uc6d0\uc774<\/span> 2020\ub144 \ud55c\ud574\ub3d9\uc548 \ub0a9\uc785\ud55c \uc774\uc790 \ucd1d\uc561\uc758 <\/span>7.0%\ub97c \uc0c1\ud658 \ud55c\ub2e4\uace0 \ubc1d\ud614\ub2e4<\/span>.<\/p>\n

\ucd9c\uc790\ubc30\ub2f9\uc740 \uc9c0\ub09c\ub144\ub3c4 2.5%\uc5d0\uc11c <\/span>1.3%\ub85c<\/span>, \ubaa8\uae30\uc9c0\uc640 \uc77c\ubc18\ub300\ucd9c \ubc30\ub2f9\uc740 \uc9c0\ub09c\ub144\ub3c4 <\/span>6.0%\uc5d0\uc11c <\/span>7.0%\ub85c \uc0c1\uc2b9\ud588\ub2e4<\/span>. 2019\ub144\ub3c4 \ud55c\uc778\uc2e0\ud611\uc740 \ucd1d <\/span>75\ub9cc <\/span>4\ucc9c \ub2ec\ub7ec\ub97c \ubc30\ub2f9\uae08\uc73c\ub85c \ucc45\uc815\ud588\uc5c8\ub2e4<\/span>.<\/p>\n

\uc774\uc640 \uad00\ub828 \uc11d\uad11\uc775 \uc804\ubb34\ub294 \u201c\uc62c\ud574 \ubc30\ub2f9 \uc2e4\ud604\uc740 \uc2e4\uc81c\uc801\uc73c\ub85c \ud070 \uc758\ubbf8\ub97c \uc9c0\ub2c8\uba70 \ud55c \ud574\ub3d9\uc548 \uace0\uc0dd\ud55c \uc9c1\uc6d0\uacfc \uc5b4\ub824\uc6c0\uc18d\uc5d0\uc11c\ub3c4 \ud611\uc870\ud574 \uc900<\/span> 1\ub9cc<\/span>3\ucc9c<\/span>500\uc5ec\uba85\uc758 \uc870\ud569\uc6d0\ub4e4\uc5d0\uac8c \uac10\uc0ac \uc778\uc0ac\ub97c \ub4dc\ub9b0\ub2e4<\/span>\u201d\uace0 \ud588\ub2e4<\/span>.<\/p>\n

\u201c\ucd9c\uc790\ubc30\ub2f9\uc774 \uacfc\uac70\ubcf4\ub2e4 \ub0ae\uc544\uc9c4 \uc810\uc774 \ub2e4\uc18c \uc544\uc27d\uc9c0\ub9cc \uc790\uc0b0<\/span> 5\uc5b5 \ub2ec\ub7ec\uac00 \ub118\uc5b4\uac00\uba74\uc11c \uc815\ubd80\ub85c\ubd80\ud130 \uc790\ubcf8\uae08 \ucd95\uc801\uc774 \ubc95\ub960\uc801\uc73c\ub85c \uc694\uad6c\ub418\uc5b4 \uc774\ub97c \ucda9\ub2f9\ud0a4\uc704\ud574 \uc9c0\ub09c\ub144\ub3c4 \ubd80\ud130 \ubc30\ub2f9\uc728\uc774 \ub2e4\uc18c \ub0ae\uc544\uc84c\ub2e4<\/span>\u201d\uace0 \uc124\uba85\ud588\ub2e4<\/span>. \u201c\ud558\uc9c0\ub9cc \ubaa8\uae30\uc9c0 \ub300\ucd9c \ubc30\ub2f9\uc740 \uc9c0\ub09c\ud574 \ubcf4\ub2e4<\/span> 1% \uc62c\ub824 \uc791\uc740 \ubd80\ubd84\uc774\uc9c0\ub9cc \uc870\ud569\uc6d0 \uac00\uacc4\uacbd\uc81c\uc5d0 \ubcf4\ud0ec\uc774 \ub418\ub3c4\ub85d \uc8fc\uc548\uc810\uc744 \ub450\uc5c8\ub2e4<\/span>\u201d\uace0 \ubc1d\ud614\ub2e4<\/span>.<\/p>\n

\uacbd\uc601\uba74\uc5d0\uc11c\ub3c4 \uc9c0\ub09c\ud574 \ud55c\uc778\uc2e0\ud611\uc740 \uc9c0\uc18d\uc801\uc778 \uacbd\uc601\uac74\uc2e4\uc744 \ubcf4\uc600\ub2e4. 2020\ub144\ub9d0 \ud604\uc7ac<\/span>, \uc790\uae30\uc790\ubcf8 \uc801\uc815\uc728<\/span>(Capital Adequacy: \ubc95\uc815\ucd5c\uc800\ud55c\ub3c4<\/span>: 8%) 15.53%, \uc608\ud0c1\uae08 \uc0c1\ud658\uc900\ube44\uc728<\/span>(Liquidity: \ubc95\uc815\ucd5c\uc800\ud55c\ub3c4<\/span>: 8%) 24.00%\ub85c \uc548\uc815\uc801\uc778 \uc7ac\uc815\uc6b4\uc601\uc744 \ub098\ud0c0\ub0b4\uace0 \uc788\ub2e4<\/span>.<\/p>\n

\uc11d\uad11\uc775 \uc804\ubb34\ub294 \u201c\ucf54\ub85c\ub098\ubc14\uc774\ub7ec\uc2a4 \uc0ac\ud0dc\ub77c\ub294 \uc804\ud600 \uacbd\ud5d8\ud558\uc9c0 \ubabb\ud55c \uc0c1\ud669\uc5d0\uc11c \uacbd\uc601\uacfc \uad00\ub9ac\uac00 \uc27d\uc9c0\uac00 \uc54a\uc558\uc9c0\ub9cc \uc2e0\uc18d\ud558\uac8c \uae34\uae09\ub300\ucd9c<\/span>, \ubaa8\uae30\uc9c0 \uc9c0\ubd88\uc720\uc608<\/span>, \uc815\ubd80\uc9c0\uc6d0\uae08 \uc18c\uac1c \ub4f1 \uc870\ud569\uc6d0\uc758 \uac00\uacc4\uc640 \ube44\uc9c0\ub2c8\uc2a4\uc5d0 \ub300\ud55c \uae08\uc735\uc9c0\uc6d0\uc5d0 \ucd5c\uc120\uc744 \ub2e4\ud588\ub2e4<\/span>\u201d\uace0 \ubc1d\ud614\ub2e4<\/span>.\u00a0 \uc774\ub97c \ubc18\uc601\ud558\ub4ef \ub300\ucd9c \uc5f0\uccb4\uc728\uc774<\/span> 0.25%\ub85c \uc870\ud569\uc6d0\ub4e4\uc758 \uc0ac\ud68c \uacbd\uc81c\uc801 \ubcf5\uadc0\uac00 \ud604\uc7ac\uae4c\uc9c0 \uc798 \uc774\ub8e8\uc5b4\uc9c0\uace0 \uc788\ub294 \uac83\uc73c\ub85c \ud30c\uc545\ub41c\ub2e4\uace0 \ubc1d\ud614\ub2e4<\/span>.<\/p>\n

\uc62c\ud574 \uc0ac\uc5c5\ubc29\ud5a5\uacfc \uad00\ub828 \uadf8\ub294 \u201c\uc9c0\ub09c\ud574\uc640 \ub9c8\ucc2c\uac00\uc9c0\ub85c \ucf54\ube44\ub4dc \uc0ac\ud0dc\uac00 \uc9c4\uc815\ub420 \ub54c \uae4c\uc9c0 \uae30\uc874 \uc870\ud569\uc6d0\ub4e4\uc744 \uc704\ud55c \ub2e4\uc591\ud55c \uc9c0\uc6d0 \uae08\uc735\uc0c1\ud488\uc744 \uc9c0\uc18d\ud560 \ubc29\uce68<\/span>\u201d\uc774\ub77c\uace0 \ubc1d\ud614\ub2e4<\/span>. \ub610 \ubaa8\uae30\uc9c0 \uc2a4\ud398\uc15c \uc0c1\ud488\uacfc \ud504\ub79c\ucc28\uc774\uc988 \uc0ac\uc5c5\uc9c0\uc6d0 \ud504\ub85c\uadf8\ub7a8<\/span>, \uc2e0\uaddc\uc774\ubbfc\uc790 \uc9c0\uc6d0 \uc0c1\ud488\ub4f1\uc744 \uacc4\ud68d\uc911 \uc774\ub77c\uace0 \ubc1d\ud614\ub2e4<\/span>.<\/p>\n

\ub610 \uc608\uc0c1\uc774\uc9c0\ub9cc \ucf54\ube44\ub4dc \uc0ac\ud0dc\uac00 \uc548\uc815\ub418\ub294 \uc62c \ud574 \ud6c4\ubc18\uae30\uc5d0\ub294 \uc7a5\ud559\uae08 \uc9c0\uae09, \uccad\ub144 \uc2a4\ud3ec\uce20 \ud6c4\uc6d0<\/span>, \uac01 \ud55c\uc778\ubb38\ud654\ub2e8\uccb4 \uc9c0\uc6d0 \ub4f1\uc5d0 \ub2e4\uc2dc \uc9d1\uc911\ud560 \ubc29\uce68\uc774\ub77c\uace0 \ub9d0\ud588\ub2e4<\/span>. \ub610 \ucd5c\uadfc \ubcf4\uac74\uc6a9 \ub9c8\uc2a4\ud06c \ubb34\ub8cc \ucea0\ud398\uc778\uc744 \uc9c0\uc18d\uc801\uc73c\ub85c \uc804\uac1c\ud558\uc5ec \uc9c0\uc5ed\uc0ac\ud68c \ubc29\uc5ed\ubb3c\ud488 \uc81c\uacf5\uc5d0\ub3c4 \uc55e\uc7a5\uc124 \uacc4\ud68d\uc774\ub2e4<\/span>.<\/p>\n

\ud55c\ud3b8 \uc774\ubc88 \ubc30\ub2f9\uae08\uc740 1\uc6d4 \ud574\ub2f9 \uc870\ud569\uc6d0\uc758 \ucd9c\uc790 \uc608\uae08\uacc4\uc88c\uc5d0 \uc790\ub3d9\uc73c\ub85c \uc785\uae08\ub410\ub2e4<\/span>. \ud55c\uc778\uc2e0\ud611\uc758 \uc774\uc775\uc740 \ucd9c\uc790\ubc30\ub2f9<\/span>, \uc218\uc218\ub8cc \uac10\uba74<\/span>, \uc774\uc6a9\uc5d0 \ub530\ub978 \ud658\uae09<\/span>, \uc9c0\uc5ed \ub0b4 \ubcf5\uc9c0\uc0ac\uc5c5 \ub4f1\uc744 \ud1b5\ud574 \uc870\ud569\uc6d0\uc5d0\uac8c \ud658\uc6d0\ub418\uace0 \uc788\ub2e4<\/span>.<\/p>\n

\uc774\uc9c0\uc740 \uae30\uc790<\/p>\n

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