{"id":54759,"date":"2021-10-28T17:06:55","date_gmt":"2021-10-29T00:06:55","guid":{"rendered":"https:\/\/canadaexpress.com\/news\/?p=54759"},"modified":"2021-10-29T08:05:34","modified_gmt":"2021-10-29T15:05:34","slug":"resp-%ea%b5%90%ec%9c%a1%ec%a0%81%ea%b8%88-rdsp-%ec%9e%a5%ec%95%a0%ec%9d%b8%ec%a0%81%ea%b8%88","status":"publish","type":"post","link":"https:\/\/canadaexpress.com\/news\/?p=54759","title":{"rendered":"RESP (\uad50\uc721\uc801\uae08)"},"content":{"rendered":"

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header_6_line_height__hover_enabled=”1em” header_6_text_shadow_style__hover=”none” header_6_text_shadow_style__hover_enabled=”none” header_6_text_shadow_color__hover=”rgba(0,0,0,0.4)” header_6_text_shadow_color__hover_enabled=”rgba(0,0,0,0.4)” text_letter_spacing__hover=”0px” text_letter_spacing__hover_enabled=”0px” text_text_shadow_style__hover=”none” text_text_shadow_style__hover_enabled=”none” text_text_shadow_color__hover=”rgba(0,0,0,0.4)” text_text_shadow_color__hover_enabled=”rgba(0,0,0,0.4)”]<\/p>\n

RESP \ub780 \ubb34\uc5c7\uc778\uac00?<\/strong><\/h3>\n

Registered Education Savings Plan\uc758 \uc57d\uc790\ub85c \ubd80\ubaa8\ub098 \ubcf4\ud638\uc790\uac00 \ud6d7\ub0a0 \uc790\ub140\uc758 \uad50\uc721\ube44\ub97c \uc704\ud574 \uc800\ucd95\ud574\ub450\ub294 \uad50\uc721\uc801\uae08\uc774\ub2e4.<\/p>\n

 <\/p>\n

RESP\uc758 \ud61c\ud0dd<\/strong><\/h3>\n

\uadf8\ub807\ub2e4\uba74 \uc77c\ubc18\uc801\uc778 \uc801\uae08 \ub300\uc2e0\uc5d0 \uad50\uc721\uc801\uae08\uc744 \ub4dc\ub294 \uc774\uc720\ub294 \ubb34\uc5c7\uc77c\uae4c?<\/p>\n

\ubc14\ub85c \uad50\uc721\uc801\uae08\uc744 \ub4e4\uac8c \ub418\uba74 \uc800\ucd95\uc561 \uc774\uc678\uc5d0 \ucd94\uac00\uc801\uc778 \uc815\ubd80 \ubcf4\uc870\uae08\uc744 \ubc1b\uc744 \uc218 \uc788\uae30 \ub54c\ubb38\uc774\ub2e4.<\/p>\n

RESP\ub294 \ud06c\uac8c Canada Education Savings Grant (CESG)\uc640 Canada Learning Bond (CLB), \uc774\ub807\uac8c \ub450 \uac00\uc9c0 \uc885\ub958\ub85c \ub098\ub204\uc5b4\uc9c4\ub2e4.<\/p>\n

 <\/p>\n

Canada Education Savings Grant (CESG)<\/strong><\/p>\n

CESG\uc758 \uacbd\uc6b0, \uc800\ucd95\uc561\uc758 20%\ub97c \uc815\ubd80 \ubcf4\uc870\uae08\uc73c\ub85c \ubc1b\uc744 \uc218 \uc788\ub2e4.<\/p>\n

\uc989, \ud55c \ud574\uc5d0 $2,500\uc744 \uc800\ucd95\ud558\uac8c \ub41c\ub2e4\uba74 \uc800\ucd95\uc561\uc758 20%\uc778 $500\uc758 \uc815\ubd80 \ubcf4\uc870\uae08\uc744 \ubb34\uc0c1\uc73c\ub85c \ubc1b\uc744 \uc218 \uc788\ub294 \uac83\uc774\ub2e4. \ud558\uc9c0\ub9cc \ud55c\uac00\uc9c0 \uc8fc\uc758 \ud574\uc57c \ud560 \uc810\uc740 \ubd88\uc785 \ud55c\ub3c4\ub294 \uc5c6\uc9c0\ub9cc \ud55c \ud574\uc5d0 \ubc1b\uc744 \uc218 \uc788\ub294 \uc815\ubd80 \ubcf4\uc870\uae08\uc740 \ucd5c\ub300 $500\uc774\uae30 \ub54c\ubb38\uc5d0 $2,500 \uc774\uc0c1 \uc800\ucd95\ud558\ub354\ub77c\ub3c4 \uc815\ubd80 \ubcf4\uc870\uae08\uc740 \uadf8\ub300\ub85c $500\uc778 \uc148\uc774\ub2e4.<\/p>\n

\uc774 \uc678\uc5d0 \ubcf4\ud638\uc790\uc758 \uc18c\ub4dd\uc5d0 \ub530\ub77c \ub9e4\ub144 \ucd5c\ub300 $100\uae4c\uc9c0 \ubd80\uac00\uc801\uc778 \ubcf4\uc870\uae08\ub3c4 \ubc1b\uc744 \uc218 \uc788\ub2e4.<\/p>\n

 <\/p>\n

Canada Learning Bond (CLB)<\/strong><\/p>\n

\uc790\ub140\uac00 \uce90\ub098\ub2e4 \uac70\uc8fc\uc790\uc774\uba70 Social Insurance Number (SIN)\uac00 \uc788\uc73c\uba74 \uc2e0\uccad\ud560 \uc218 \uc788\ub294 CESG \uc640\ub294 \ub2ec\ub9ac CLB\ub294 \uc800\uc18c\ub4dd\uce35\uc744 \uc704\ud55c \ud504\ub85c\uadf8\ub7a8\uc774\uae30 \ub54c\ubb38\uc5d0 \uc790\ub140\uc758 \uc218\uc640 \ubd80\ubaa8\uc758 \uc18c\ub4dd\uc5d0 \ub530\ub77c \uc2e0\uccad \uac00\ub2a5 \uc5ec\ubd80\uac00 \uc815\ud574\uc9c4\ub2e4.<\/p>\n

\uc790\ub140\uac00 1\uba85\uc5d0\uc11c 3\uba85 \uc0ac\uc774\uc77c \uacbd\uc6b0, \uac00\uc871 \uc5f0 \uc18c\ub4dd\uc774 $49,020 \uc774\ud558\uc774\uba74 \uc2e0\uccad\uc774 \uac00\ub2a5\ud558\uace0 \ud574\ub2f9\ub418\ub294 \uac00\uc815\uc77c \uacbd\uc6b0 \uccab \ud574\uc5d0 $500, \uadf8\ub9ac\uace0 \uc774\ud6c4 15\ub144 \ub3d9\uc548 \ub9e4\ub144 $100\uc529 \uc815\ubd80\uc5d0\uc11c \uc9c0\uc6d0\ud558\ub294 \ubcf4\uc870\uae08\uc744 \ubc1b\uc744 \uc218 \uc788\ub2e4. \ub530\ub77c\uc11c \uc218\ud61c\uc790\uac00 \ubc1b\uc744 \uc218 \uc788\ub294 \ucd5c\ub300 \uae08\uc561\uc740 $2,000 \uc774\ub2e4.<\/p>\n

 <\/p>\n

\ub300\ud559 \uc9c4\ud559 \ud6c4 RESP \uc778\ucd9c<\/strong><\/h3>\n

\uc790\ub140\uac00 \uace0\ub4f1\ud559\uad50\ub97c \uc878\uc5c5\ud558\uace0 \ub300\ud559\uc5d0 \uc9c4\ud559\ud558\uac8c \ub41c\ub2e4\uba74 \ud544\uc694 \uc11c\ub958 \uc81c\ucd9c \ud6c4, \uc9c0\uae08\uae4c\uc9c0 \ubaa8\uc544\uc628 RESP\ub97c \uc778\ucd9c\ud560 \uc218 \uc788\ub2e4. \ud559\uad50 \ub4f1\ub85d \ud6c4 \uccab 13\uc8fc \uc774\ub0b4\uc5d0\ub294 \ucd5c\ub300 $5,000\uae4c\uc9c0\ub9cc \uc778\ucd9c \uac00\ub2a5\ud558\uace0 \uadf8 \ud6c4\uc5d0\ub294 \uc5b8\uc81c\ub4e0\uc9c0 \uc81c\ud55c \uc5c6\uc774 \uc778\ucd9c \uac00\ub2a5\ud558\ub2e4. \ub610\ud55c \ub2f9\uc7a5 \uad50\uc721\ube44\uac00 \ud544\uc694\ud558\uc9c0 \uc54a\uc740 \uacbd\uc6b0 \uc778\ucd9c\ud558\uc9c0 \uc54a\uace0 \uc720\uc9c0\ud560 \uc218\ub3c4 \uc788\ub2e4. \uc778\ucd9c\ub41c RESP \uc911 \ubd80\ubaa8\uac00 \uc800\ucd95\ud55c \uc6d0\uae08\uc774 \uc544\ub2cc \uc815\ubd80 \ubcf4\uc870\uae08\uacfc \uc774\uc790\uc18c\ub4dd\uc740 \uc778\ucd9c\ud55c \ub2f9\ud574\uc5d0 \uc790\ub140\uc758 \uc18c\ub4dd\uc73c\ub85c \ubcf4\uace0\ud574\uc57c \ud55c\ub2e4. \ud558\uc9c0\ub9cc \ubcf4\ud1b5 \uadf8 \uc18c\ub4dd\uc758 \uae08\uc561\uc774 \uc138\uae08\uc744 \ub0a9\ubd80\ud574\uc57c \ud560 \ub9cc\ud07c\uc774 \ub418\ub294 \uacbd\uc6b0\ub294 \ub9ce\uc9c0 \uc54a\ub2e4.<\/p>\n

 <\/p>\n

\uc790\ub140\uac00 \ub300\ud559\uc5d0 \uc9c4\ud559\ud558\uc9c0 \uc54a\uc744 \uacbd\uc6b0<\/strong><\/h3>\n

\ub9cc\uc57d \uc790\ub140\uac00 \uace0\ub4f1\ud559\uad50\ub97c \uc878\uc5c5\ud558\uace0 \uace7\ubc14\ub85c \ub300\ud559\uc744 \uac00\uc9c0 \uc54a\ub354\ub77c\ub3c4 \uc9c1\uc7a5\uc0dd\ud65c\uc744 \ud558\ub2e4\uac00 \ub300\ud559\uc744 \uac00\ub294 \uacbd\uc6b0\uc640 \uac19\uc774 \uc5ec\ub7ec \uac00\uc9c0 \uc0c1\ud669\uc774 \uc788\uc744 \uc218 \uc788\uc73c\ubbc0\ub85c RESP\ub97c \uadf8\ub300\ub85c \uc720\uc9c0\ud560 \uc218 \uc788\ub2e4. RESP \uc5b4\uce74\uc6b4\ud2b8\ub294 \ucc98\uc74c \ub4f1\ub85d\ud55c \ub0a0 \uae30\uc900\uc73c\ub85c 36\ub144 \ub3d9\uc548 \uc5f4\uc5b4\ub458 \uc218 \uc788\uae30 \ub54c\ubb38\uc5d0 \uc790\ub140\uac00 \uacb0\uc815\uc744 \ubc14\uafc0 \uc218 \uc788\ub294 \ucda9\ubd84\ud55c \uc2dc\uac04\uc774 \uc8fc\uc5b4\uc9c4\ub2e4.<\/p>\n

\ub9cc\uc57d \uc790\ub140\uac00 \ub300\ud559\uc744 \uac08 \uc758\ud5a5\uc774 \uc804\ud600 \uc5c6\uc744 \uacbd\uc6b0, \uc218\ud61c\uc790\ub97c \uc790\ub140\ub4e4 \uc911 \ub2e4\ub978 \uc0ac\ub78c\uc73c\ub85c \ubcc0\uacbd\ud558\uac70\ub098 RRSP (\uac1c\uc778\uc5f0\uae08)\uc774\ub098 RDSP (\uc7a5\uc560\uc5f0\uae08)\uc73c\ub85c \uc804\ud658\ud560\uc218 \uc788\ub2e4. \ub610\ud55c, \uc6d0\ud560 \uacbd\uc6b0 \ubd80\ubaa8\uac00 \uc6d0\uae08\uc744 \ud68c\uc218\ud560 \uc218\ub3c4 \uc788\ub2e4. \uadf8\ub807\uc9c0\ub9cc \uc774\ub7f4 \uacbd\uc6b0\ub294 RESP\uac00 \uad50\uc721\ube44\ub85c \uc0ac\uc6a9\ub41c \uac83\uc774 \uc544\ub2c8\uae30 \ub54c\ubb38\uc5d0 \ubc1b\uc558\ub358 \uc815\ubd80 \ubcf4\uc870\uae08\uc740 \ub2e4\uc2dc \uc815\ubd80\ub85c \ubc18\ud658\ub418\uace0 \uc6d0\uae08\uacfc \uadf8\uc5d0 \ub530\ub978 \uc774\uc790\uc218\uc775\ub9cc \ubc1b\uac8c \ub41c\ub2e4. \uc774 \ub54c \uc774\uc790\uc218\uc775\uacfc \uad00\ub828\ub41c \ubd80\ubd84\uc740 \ubd80\ubaa8\uc758 \uc18c\ub4dd\uc73c\ub85c \uc7a1\ud788\uac8c \ub41c\ub2e4.<\/p>\n

\uce90\ub098\ub2e4\ub294 \uc54c\ub824\uc9c4\ub300\ub85c \ubcf5\uc9c0\uc81c\ub3c4\uac00 \uc798 \ub418\uc5b4\uc788\ub294 \ub098\ub77c\uc774\ub2e4. \uc624\ub298 \uc54c\ub824\ub4dc\ub9b0 \uc801\uae08\uacfc \uc815\ubd80 \ubcf4\uc870\uae08\uc744 \uc774\uc6a9\ud558\uba74 \ud604\uba85\ud558\uac8c \ubbf8\ub798\ub97c \uacc4\ud68d\ud558\uace0 \uc900\ube44 \ud560 \uc218 \uc788\ub294 \uae30\ud68c\uac00 \ub41c\ub2e4.\u00a0<\/p>\n

\uc704 \ub0b4\uc6a9\uc740 \uc77c\ubc18\uc801\uc778 \uc0ac\uc2e4\uc774\uba70, \ud2b9\uc815 \uc804\ubb38\uac00\uc758 \uc870\uc5b8\uc744 \ub300\uc6a9\ud574\uc11c \uc0ac\uc6a9\ub420 \uc218\ub294 \uc5c6\uc2b5\ub2c8\ub2e4. (This material is general in nature and should not be relied upon to replace the requirement for specific professional advice.)<\/p>\n

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RESP \ub780 \ubb34\uc5c7\uc778\uac00? Registered Education Savings Plan\uc758 \uc57d\uc790\ub85c \ubd80\ubaa8\ub098 \ubcf4\ud638\uc790\uac00 \ud6d7\ub0a0 \uc790\ub140\uc758 \uad50\uc721\ube44\ub97c \uc704\ud574 \uc800\ucd95\ud574\ub450\ub294 \uad50\uc721\uc801\uae08\uc774\ub2e4.   RESP\uc758 \ud61c\ud0dd \uadf8\ub807\ub2e4\uba74 \uc77c\ubc18\uc801\uc778 \uc801\uae08 \ub300\uc2e0\uc5d0 \uad50\uc721\uc801\uae08\uc744 \ub4dc\ub294 \uc774\uc720\ub294 \ubb34\uc5c7\uc77c\uae4c? \ubc14\ub85c \uad50\uc721\uc801\uae08\uc744 \ub4e4\uac8c \ub418\uba74 \uc800\ucd95\uc561 \uc774\uc678\uc5d0 \ucd94\uac00\uc801\uc778 \uc815\ubd80 \ubcf4\uc870\uae08\uc744 \ubc1b\uc744 \uc218 \uc788\uae30 \ub54c\ubb38\uc774\ub2e4. RESP\ub294 \ud06c\uac8c Canada Education Savings Grant (CESG)\uc640 Canada Learning Bond (CLB), \uc774\ub807\uac8c \ub450 \uac00\uc9c0 \uc885\ub958\ub85c […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"categories":[62],"tags":[87,61,79,71,89,72,83,86,81,80,82,84,77,85,74,78,73,57,93],"class_list":["post-54759","post","type-post","status-publish","format-standard","hentry","category-lee-jung","tag-87","tag-61","tag-79","tag-71","tag-89","tag-72","tag-83","tag-86","tag-81","tag-80","tag-82","tag-84","tag-77","tag-85","tag-74","tag-78","tag-73","tag-57","tag-93"],"_links":{"self":[{"href":"https:\/\/canadaexpress.com\/news\/index.php?rest_route=\/wp\/v2\/posts\/54759","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/canadaexpress.com\/news\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/canadaexpress.com\/news\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/canadaexpress.com\/news\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/canadaexpress.com\/news\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=54759"}],"version-history":[{"count":5,"href":"https:\/\/canadaexpress.com\/news\/index.php?rest_route=\/wp\/v2\/posts\/54759\/revisions"}],"predecessor-version":[{"id":54772,"href":"https:\/\/canadaexpress.com\/news\/index.php?rest_route=\/wp\/v2\/posts\/54759\/revisions\/54772"}],"wp:attachment":[{"href":"https:\/\/canadaexpress.com\/news\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=54759"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/canadaexpress.com\/news\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=54759"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/canadaexpress.com\/news\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=54759"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}