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RRSP\ub294 RRSP\uad6c\uc785 \ub2f9\ud574\uc758 \uc18c\ub4dd\uc5d0\uc11c \uacf5\uc81c\ub418\ub294 \ud56d\ubaa9\uc73c\ub85c \uac00\uc7a5 \ud6a8\uc728\uc801\uc774\uba74\uc11c \ub9ce\uc774 \ud65c\uc6a9\ub418\ub294 \uc808\uc138 \uc81c\ub3c4 \uc785\ub2c8\ub2e4. \uad6c\uc785\ud560 \uc218 \uc788\ub294 \ubd84\ub4e4\uc740 \uc801\uadf9\uc801\uc73c\ub85c \ud65c\uc6a9\ud558\uc2dc\uae30\ub97c \uad8c\ud574 \ub4dc\ub9bd\ub2c8\ub2e4.<\/p>\n
1.RRSP \uad6c\uc785\uae30\ud55c:<\/strong> 2.RRSP \uad6c\uc785 \uc790\uaca9:<\/strong> 3. RRSP \uad6c\uc785 \ud55c\ub3c4\uc561:<\/strong> \ubcf8\uc778\uc758 \ud55c\ub3c4\uc561 \ud655\uc778\ud558\ub294 \ubc29\ubc95: 4.RRSP\uc758 \uc808\uc138 \ud6a8\uacfc:<\/strong> 5.\uc740\ud589\uc5d0\uc11c RRSP Loan\uc744 \uc5bb\uc5b4 \uad6c\uc785\uc2dc:<\/strong> ————————————————————————————– 6. RRSP \uc778\ucd9c<\/strong> RRSP \uc778\ucd9c\uc561\u00a0 \u00a0 \u00a0 \u00a0Quebec\uc744 \uc81c\uc678\ud55c \ubaa8\ub4e0\uc8fc\u00a0 \u00a0 \u00a0 \u00a0 Quebec\uc8fc $5,000\u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a010%\u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a05%<\/p>\n $5,001-$15,000 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 20%\u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a010%<\/p>\n $15,001\uc774\uc0c1\u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 30% \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 15%<\/p>\n 7. 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custom_margin=”||||false|false” custom_padding=”||||false|false”][\/et_pb_blog][\/et_pb_column][et_pb_column type=”1_3″ _builder_version=”3.25″ custom_padding=”|||” custom_padding__hover=”|||”][et_pb_sidebar area=”et_pb_widget_area_8″ _builder_version=”4.6.5″ _module_preset=”default” custom_margin=”0px|0px|0px|0px|false|false” custom_padding=”0px|0px|0px|0px|false|false” border_color_right=”rgba(0,0,0,0)” locked=”off”][\/et_pb_sidebar][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":" RRSP\ub294 RRSP\uad6c\uc785 \ub2f9\ud574\uc758 \uc18c\ub4dd\uc5d0\uc11c \uacf5\uc81c\ub418\ub294 \ud56d\ubaa9\uc73c\ub85c \uac00\uc7a5 \ud6a8\uc728\uc801\uc774\uba74\uc11c \ub9ce\uc774 \ud65c\uc6a9\ub418\ub294 \uc808\uc138 \uc81c\ub3c4 \uc785\ub2c8\ub2e4. \uad6c\uc785\ud560 \uc218 \uc788\ub294 \ubd84\ub4e4\uc740 \uc801\uadf9\uc801\uc73c\ub85c \ud65c\uc6a9\ud558\uc2dc\uae30\ub97c \uad8c\ud574 \ub4dc\ub9bd\ub2c8\ub2e4. 1.RRSP \uad6c\uc785\uae30\ud55c:2020\ub144 \uc18c\ub4dd\uc138 \ubcf4\uace0\uc2dc \uacf5\uc81c \ubc1b\uae30 \uc704\ud574\uc11c\ub294 2021\ub144 3\uc6d41\uc77c \uae4c\uc9c0 \uad6c\uc785\ud574\uc57c \ud569\ub2c8\ub2e4. 2.RRSP \uad6c\uc785 \uc790\uaca9:\uadfc\ub85c \uc18c\ub4dd, \uc0ac\uc5c5 \uc18c\ub4dd, \uc784\ub300 \uc18c\ub4dd\uc790\uc758 \uacbd\uc6b0 \uad6c\uc785\ud560 \uc790\uaca9\uc774 \uc788\uc2b5\ub2c8\ub2e4. \uadf8\ub7ec\ub098 \ud22c\uc790 \uc18c\ub4dd(\uc774\uc790, \ubc30\ub2f9\uae08, \uc591\ub3c4\uc18c\ub4dd \ub4f1)\uc740 \uc544\ubb34\ub9ac \ub9ce\uc544\ub3c4 \ud574\ub2f9\uc774 \uc5c6\uc2b5\ub2c8\ub2e4. […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"categories":[43],"tags":[],"class_list":["post-5484","post","type-post","status-publish","format-standard","hentry","category-jung-suk-accnt-new"],"_links":{"self":[{"href":"https:\/\/canadaexpress.com\/news\/index.php?rest_route=\/wp\/v2\/posts\/5484","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/canadaexpress.com\/news\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/canadaexpress.com\/news\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/canadaexpress.com\/news\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/canadaexpress.com\/news\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=5484"}],"version-history":[{"count":2,"href":"https:\/\/canadaexpress.com\/news\/index.php?rest_route=\/wp\/v2\/posts\/5484\/revisions"}],"predecessor-version":[{"id":5488,"href":"https:\/\/canadaexpress.com\/news\/index.php?rest_route=\/wp\/v2\/posts\/5484\/revisions\/5488"}],"wp:attachment":[{"href":"https:\/\/canadaexpress.com\/news\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=5484"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/canadaexpress.com\/news\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=5484"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/canadaexpress.com\/news\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=5484"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}
2020\ub144 \uc18c\ub4dd\uc138 \ubcf4\uace0\uc2dc \uacf5\uc81c \ubc1b\uae30 \uc704\ud574\uc11c\ub294 2021\ub144 3\uc6d41\uc77c \uae4c\uc9c0 \uad6c\uc785\ud574\uc57c \ud569\ub2c8\ub2e4.<\/p>\n
\uadfc\ub85c \uc18c\ub4dd, \uc0ac\uc5c5 \uc18c\ub4dd, \uc784\ub300 \uc18c\ub4dd\uc790\uc758 \uacbd\uc6b0 \uad6c\uc785\ud560 \uc790\uaca9\uc774 \uc788\uc2b5\ub2c8\ub2e4. \uadf8\ub7ec\ub098 \ud22c\uc790 \uc18c\ub4dd(\uc774\uc790, \ubc30\ub2f9\uae08, \uc591\ub3c4\uc18c\ub4dd \ub4f1)\uc740 \uc544\ubb34\ub9ac \ub9ce\uc544\ub3c4 \ud574\ub2f9\uc774 \uc5c6\uc2b5\ub2c8\ub2e4.<\/p>\n
$27,230 (2020\ub144 \uae30\uc900) \uc744 \ud55c\ub3c4\ub85c, \ub9e4\ub144 \uc0ac\uc5c5, \uadfc\ub85c, \uc784\ub300\uc18c\ub4dd\uc758 18% \ub9cc\ud07c \ub204\uc801\ub418\uba70 \uc0ac\uc6a9\ud558\uc9c0 \uc54a\uc740 \ud55c\ub3c4\uc561\uc740 \uc774\uc6d4 \ub429\ub2c8\ub2e4. \ubc8c\uae08\uc870\ud56d( Unused Contribution\uc774 RRSP Deduction Limit plus $2,000\ucd08\uacfc\uc2dc \ub9e4\uc6d4 \ucd08\uacfc\uae08\uc561\uc758 1%\uc5d0 \ud574\ub2f9\ub418\ub294 \ubc8c\uae08 \ubd80\uacfc)\uc774 \uc788\uc74c\uc744 \uc720\uc758\ud558\uc2dc\uae30 \ubc14\ub78d\ub2c8\ub2e4.<\/p>\n
-\uc804\ub144\ub3c4 Notice of Assessment -www.cra.arc.gc.ca\uc5d0\uc11c My Account\ub97c \ud1b5\ud574 \ud655\uc778 -CRA Tax Information Phone Services: 1-800-267-6999<\/p>\n
Taxable Income\uc744 \uad6c\uc785\ud55c\ub3c4 \ub0b4\uc5d0\uc11c \uad6c\uc785\ud558\uc2e0 \uae08\uc561\ub9cc\ud07c \uc904\uc77c \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc608\ub85c, $50,000 \uadfc\ub85c\uc18c\ub4dd\uc774 \uc788\uc73c\uc2e0 \ubd84\uc774 $10,000\uc744 RRSP\ub85c Contribution\uc744 \ud558\uc2dc\uba74 $2,100 (\uc801\uc6a9\uc18c\ub4dd \uc138\uc728\uc774 21% \uc778 \uacbd\uc6b0) \uc744 \uc808\uc138\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n
RRSP\ub97c \uad6c\uc785\ud558\uace0 \uc2f6\uc740\ub370 \uc790\uae08\uc774 \uc5c6\ub294 \uacbd\uc6b0 \uc740\ud589\uc5d0\uc11c \uc735\uc790\ub97c \ud574 \uc90d\ub2c8\ub2e4.<\/p>\n
\uc735\uc790\uae08\uc561\u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0$10,000
————————————————————————————–
1\ub144\uac04 \uc735\uc790\uae08 \uc0c1\ud658 \uc774\uc790 \uc9c0\uae09\uc561 (5% \uc778\uacbd\uc6b0)\u00a0 \u00a0 \u00a0 $500
————————————————————————————–
<\/span>1\ub144\uac04 \uc608\uc0c1\uc774\uc790 \uc18c\ub4dd (3% \uc778\uacbd\uc6b0)\u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0$300
————————————————————————————–
<\/span>\uc18c\ub4dd\uc138 \uc808\uc138 \uae08\uc561\u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0$2,100
————————————————————————————–<\/span>
\uc2e4\uc9c8 \uc774\ub4dd \uae08\uc561\u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 $1,900<\/strong>
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<\/span><\/p>\n
\uc778\ucd9c\uc2dc \uc778\ucd9c\ud55c \ud574\uc758 \uacfc\uc138\uc18c\ub4dd\uc774 \ub418\uba70 \ud574\ub2f9 \uae08\uc735\uae30\uad00\uc740 T4RSP Slip\uc744 \ubc1c\ud589\ud574 \uc900\ub2e4. \uc778\ucd9c\uc2dc\uc5d0 \uc6d0\ucc9c\uc9d5\uc218\uc138\ub97c \ucc28\uac10\ud55c \uae08\uc561\uc744 \ubc1b\uac8c \ub41c\ub2e4.<\/p>\n
————————————————————————————–<\/span><\/p>\n
\ubcf8\uc778\uc758 RRSP\ud55c\ub3c4\ub97c \uc0ac\uc6a9\ud558\uc5ec \ubc30\uc6b0\uc790\uc758 \uba85\uc758\ub85c \uad6c\uc785\ud558\ub294 \uacbd\uc6b0\ub97c \ub9d0\ud55c\ub2e4. \ubcf8\uc778\uc774 \uc18c\ub4dd \uacf5\uc81c\ub97c \ubc1b\uac8c \ub418\uba70 \ubc30\uc6b0\uc790\ub294 \uad6c\uc785\ud6c4 2\ub144\uc774\uc0c1 \ubcf4\uc720\ud55c \ud6c4 \uc778\ucd9c\uc2dc \ubc30\uc6b0\uc790\uc758 \uc18c\ub4dd\uc73c\ub85c \uac04\uc8fc\ub418\uba70 \ubcf8\uc778\uc758 \uc808\uc138\ud6a8\uacfc\ub97c \ubcfc \uc218 \uc788\ub2e4.<\/p>\n
\uae08\uc735\uae30\uad00\uc5d0\ub294 GIC\ub098 \uc8fc\uc2dd \ub610\ub294 \ucc44\uad8c\uc5d0 \ud22c\uc790 (Mutual Fund)\ud558\ub294 \uc5ec\ub7ec \uc0c1\ud488\ub4e4\uc774 \uc788\uc2b5\ub2c8\ub2e4. GIC\ub294 \uc548\uc815\uc801\uc774\uc9c0\ub9cc \uc218\uc775\ub960\uc774 \ub0ae\uc740 \ubc18\uba74, Mutual Fund\uc758 \uacbd\uc6b0 \uc218\uc775\ub960\uc740 \ub192\uc73c\ub098 \uc6d0\uae08 \uc190\uc2e4\uc758 \uc704\ud5d8\uc774 \uc788\uc73c\ubbc0\ub85c \uc2e0\uc911\ud788 \uc120\ud0dd\ud574\uc57c \ud569\ub2c8\ub2e4.<\/p>\n
RRSP\uc989 \uac1c\uc778\uc5f0\uae08\uc744 \ud569\ubc95\uc801\uc73c\ub85c \uc808\uc138\ud560 \uc218 \uc788\ub294 \uc88b\uc740 \uc81c\ub3c4\uc785\ub2c8\ub2e4. \uc808\uc138\ub97c \ud558\uba74\uc11c \ub178\ud6c4\ub300\ucc45\uc744 \uc704\ud574\uc11c\ub3c4 \uc88b\uc740 \uc81c\ub3c4\uc774\ubbc0\ub85c \uc801\uadf9 \ud65c\uc6a9\ud558\uc2dc\uae30\ub97c \uad8c\ud574 \ub4dc\ub9bd\ub2c8\ub2e4.<\/p>\n