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header_6_text_shadow_color__hover=”rgba(0,0,0,0.4)” header_6_text_shadow_color__hover_enabled=”rgba(0,0,0,0.4)” text_letter_spacing__hover=”0px” text_letter_spacing__hover_enabled=”0px” text_text_shadow_style__hover=”none” text_text_shadow_style__hover_enabled=”none” text_text_shadow_color__hover=”rgba(0,0,0,0.4)” text_text_shadow_color__hover_enabled=”rgba(0,0,0,0.4)”]<\/p>\n
\ucf54\ube44\ub4dc \uc774\ud6c4 \uc138\uacc4\uacbd\uc81c\uc758 \uae09\ubcc0\ud558\ub294 \uc0c1\ud669\uacfc \ubbf8\uc5f0\uc900\uc758 \uacc4\uc18d\ub418\ub294 \uc774\uc790\ub960 \uc0c1\uc2b9\uacfc \uc778\ud50c\ub808\uc774\uc158, \ub7ec\uc2dc\uc544-\uc6b0\ud06c\ub77c\uc774\ub098 \uc804\uc7c1, \uc911\uad6d \uc7a5\uae30\uc9d1\uad8c \ub4f1\uc73c\ub85c \uc778\ud574 \ubd80\ub3d9\uc0b0 \uc2dc\uc7a5\ub3c4 \uae09\ubcc0\ud558\ub294 \uc0c1\ud669\uc744 \ub9de\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc8fc\uc2dd\ud22c\uc790\uc790\ub4e4\uc774 \ub9e4\uc77c \ucc9c\ub2f9\uacfc \uc9c0\uc625\uc744 \uc624\uac00\ub294 \uc0c1\ud669\ucc98\ub7fc \ubd80\ub3d9\uc0b0 \uad00\ub828 \ubd80\ubd84\ub3c4 \ub9ce\uc740 \uc6b0\ub824\uc640 \uc704\uae30\uac10\uc744 \uc9c1\uc811 \ub2f9\uba74\ud55c \ub9ce\uc740 \ub2f9\uc0ac\uc790\ub4e4\uc774 \uace0\uae08\ub9ac\uc640 \uc720\ub3d9\uc131 \uac00\ubb44\uc758 \uc2dc\ub300\uc5d0 \uc62c\ubc14\ub978 \ud310\ub2e8\uacfc \uc608\uce21\uc744 \ud1b5\ud55c \ub300\ucc98\ub97c \ud558\uae30 \uc27d\uc9c0\uc54a\uc740 \uc0c1\ud669\uc5d0 \uc9c1\uba74\ud574 \uc788\uc2b5\ub2c8\ub2e4. \uc55e\uc73c\ub85c \ub9e4\uc8fc \uc815\ud655\ud55c \ub370\uc774\ud130\uc640 \uacbd\ud5d8\uc744 \ud1b5\ud574 \ubd80\ub3d9\uc0b0 \uad00\ub828 \ubb38\uc81c\ub4e4\uc744 \uccb4\ud06c\ud574 \ubcf4\uace0\uc790 \ud569\ub2c8\ub2e4.
\uc774\ubc88\uc8fc\uc5d0\ub294 \ucd5c\uadfc \uace0\uac1d\ub4e4\uc774 \ubb38\uc758\ud558\uace0 \uad81\uae08\ud574 \ud558\ub294 \ub0b4\uc6a9\uc911 \uc77c\ubd80\ub97c \uc815\ub9ac\ud574 \ubcf4\uace0 \uc55e\uc73c\ub85c \uc2ec\ub3c4\uc788\uac8c \uac01 \ub0b4\uc6a9\ub4e4\uc744 \ubd84\uc11d\ud574 \ubcf4\ub3c4\ub85d \ud558\uaca0\uc2b5\ub2c8\ub2e4.<\/p>\n
\uc774\uc790\uc728<\/strong><\/p>\n \ubbf8\uc5f0\uc900\uc774 \uae30\uc900\uae08\ub9ac\ub97c \uc778\ud50c\ub808\uc774\uc158\uc744 \uc7a1\uae30\uc704\ud574 4\uac1c\uc6d4(6\uc6d4,7\uc6d4,9\uc6d4,11\uc6d4) \uc5f0\uc18d \uc790\uc774\uc5b8\ud2b8Giant Step 0.75%\ub97c \uc778\uc0c1\ud574 \ud604\uc7ac 4%\uc774\uace0 12\uc6d4\ub3c4 0.5%-0.75% \uc778\uc0c1\uc774 \uc608\uce21\ub418\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ub2f9\ucd08 12\uc6d4\ubd80\ud130 \uc18d\ub3c4\uc870\uc808\uc744 \ud558\uace0 \ub0b4\ub144 4\uc6d4\ubd80\ud130 \uacbd\uae30\uce68\uccb4\ub85c \uc774\uc790\uc728\uc744 0.25%\uc529 \ub0b4\ub9ac\ub9ac\ub780 \uc608\uce21\uacfc \uc62c\ud574 10\uc6d4\ucd08\uae4c\uc9c0\ub294 \ubbf8\uc5f0\uc900\uc774 \ucd5c\uc885\uae08\ub9ac\ub97c 4%\ub85c \uc720\uc9c0\ud558\ub9ac\ub77c \ubcf4\uc558\uc73c\ub098 5%\uac00 \ub418\ub294 \ubd84\uc704\uae30\ub85c \uac00\ub2e4\uac00 \uc774\ubc88 FOMC\ud68c\uc758\uc640 0.75% Giant Step\ud6c4 \uae30\uc870\ub294 \ube44\ub458\uae30(\uc628\uac74)\uc801 \uc18d\ub3c4\uc870\uc808\uc744 \ud45c\ubc29\ud558\uc600\uc9c0\ub9cc \ud30c\uc6d4 \ubbf8\uc5f0\uc900 \uc758\uc7a5\uc758 \ub9e4\ud30c(\uac15\uacbd)\uc801 \ubc1c\uc5b8\uc73c\ub85c \uc9c0\uc18d\uc801\uc778 \uc774\uc790\uc728 \uc0c1\uc2b9\uacfc \ucd5c\uc885\uae08\ub9ac(Terminate rate)\uc758 \uc0c1\uc2b9\uae30\uc870\ub85c 6%\uac00 \uc608\uce21\ub418\uace0 \uc788\ub294 \uc0c1\ud669\uc785\ub2c8\ub2e4. \ubd80\ub3d9\uc0b0 \uc2dc\uc7a5<\/strong><\/p>\n \ucf54\ube44\ub4dc \uae30\uac04\ub3d9\uc548 \ubb34\ucc99 \uc0c1\uc2b9\ud588\uc2b5\ub2c8\ub2e4. \ud2b9\ud788 \uc678\uacfd\uc9c0\uc5ed\uacfc \ub2e8\ub3c5\uc8fc\ud0dd\uacfc \ud0c0\uc6b4\ud648\uc774 \ub354 \ud3ed\ub4f1 \ud55c \uac83\uc740 \uc804\uc138\uacc4\uc801 \ucd94\uc138\uc600\uc2b5\ub2c8\ub2e4. \ubbf8\uad6d\ubc1c \uc11c\ube0c\ud504\ub77c\uc784 \uc0ac\ud0dc\ub85c 2008\ub144 \uc804\ud6c4 \uc2e0\uaddc\ubd84\uc591\uc744 \ubc1b\uc740 \uacbd\uc6b0 \ub9ce\uc740 \uacbd\uc6b0\uc5d0 \ud074\ub85c\uc9d5\uc744 \ud560 \uc218 \uc5c6\ub294 \uc0c1\ud669\uc774 \ub3c4\ub798\ud558\uace0 \ud3ec\ud2b8\ubb34\ub514 O\uac74\uc124\uc0ac\ub294 \ud074\ub85c\uc9d5\uc744 \ubabb\ud558\ub294 \uc720\ub2db\uc744 30-40% \uc138\uc77c\ud574 \ud314\uace0 \uadf8 \uc190\ud574\ubd80\ubd84\uc744 \ubaa8\ub450 \uc190\ud574 \ubc30\uc0c1\uc73c\ub85c \uccad\uad6c\ud574 \ubc1b\uc544\ub0b8 \uacbd\uc6b0\ub97c \uae30\uc5b5 \ud558\ub294 \ubd84\ub4e4\uc774 \ub9ce\uc73c\uc2e4 \uac83\uc73c\ub85c \uc555\ub2c8\ub2e4. \ubc31\ud64d\uae30 \ubd80\ub3d9\uc0b0 \/ honggi@honggibaek.com<\/p>\n *\ubcf8 \ub0b4\uc6a9\uc740 \uacf5\uc2dd \ubc1c\ud45c\ub41c \uc790\ub8cc\uc640 Sources \uadf8\ub9ac\uace0 \ud604\uc7ac \uc9c4\ud589\uc911\uc778 \ubd80\ub3d9\uc0b0 \uc2dc\uc7a5 \uc0c1\ud669\uacfc \uacbd\ud5d8\uc5d0 \ucda9\uc2e4\ud788 \uae30\ubc18\uc744 \ub450\uace0 \uc791\uc131\ub418\uc5c8\uc2b5\ub2c8\ub2e4. \uc804\ub9dd\uc740 \uc2dc\uc2dc\uac01\uac01 \uc5ec\ub7ec \uc0c1\ud669\uc5d0 \ub530\ub77c \ubcc0\ub3d9 \ub428\uc744 \uace0\ub824 \ud558\uc2dc\uc5b4 \ucc38\uc870\ub85c \ud558\uc2dc\uace0 \ucd5c\uc885 \ud310\ub2e8\uc740 \ud56d\uc0c1 \uc2e0\uc911\ud788 \uac01 \ud574\ub2f9 \uc804\ubb38\uac00\uc640 \uc790\ub8cc \ub9e4\uccb4\ub4e4\uc744 \uc885\ud569\ud574 \ud558\uc2dc\uae38 \ubc14\ub78d\ub2c8\ub2e4. \ud56d\uc0c1 \ucd5c\uc120\uc744 \ub2e4\ud574 \uc815\ud655\ud558\uace0 \uc62c\ubc14\ub978 \uc790\ub8cc\uc640 \ub0b4\uc6a9\uc744 \uc804\ub2ec \ud558\ub3c4\ub85d \ub178\ub825 \ud558\uaca0\uc2b5\ub2c8\ub2e4. \ubb38\uc758\uc0ac\ud56d \uc788\uc73c\uba74 \uc5b8\uc81c\ub4e0\uc9c0 \uc54c\ub824 \uc8fc\uc2dc\uba74 \uac10\uc0ac\ud558\uaca0\uc2b5\ub2c8\ub2e4,<\/p>\n <\/p>\n *\ubc31\ud64d\uae30 \ub300\ud45c\ub294 1998\ub144\ub3c4 \uce90\ub098\ub2e4\ub85c \uc774\ubbfc\uc640 \uc9c0\ub09c 16\ub144\ub3d9\uc548 \ubc34\ucfe0\ubc84\uc5d0\uc11c \ubd80\ub3d9\uc0b0\uc5c5\uc5d0 \uc885\uc0ac\ud588\ub2e4. \ud55c\uad6d\uc5d0\uc11c\ub294 \ud604\ub300\uadf8\ub8f9 \uc11d\uc720\ud654\ud559 \ud574\uc678\uc601\uc5c5 \ubbf8\uc8fc\uc544\uc8fc\ud300\uc7a5\uc744 \uc5ed\uc784\ud588\ub2e4.<\/p>\n <\/p>\n <\/p>\n 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\uadf8\ub7ec\uba74 \uc65c \ud30c\uc6d4 \uc758\uc7a5\uc740 \uac70\uc13c \ube44\ub09c\uacfc \uc138\uacc4\uacbd\uc81c \ud2b9\ud788 \uacbd\uc81c \uc57d\uc18c\uad6d\uc5d0 \ud070 \ud30c\uad6d \uc5ec\ud30c\uc5d0\ub3c4 \ubb3c\uac00\ub9cc \uc7a1\uc73c\ub824 \ud560\uae4c\uc694. 1979\ub144 2\ucc28 \uc11d\uc720 \ud30c\ub3d9\uc2dc \ub2f9\uc2dc \uc5f0\uc900 \uc758\uc7a5\uc778 \ubcfc\ucee4\uac00 \uc0b4\uc778\uc801 \uc778\ud50c\ub808\uc774\uc158\uc744 \uae30\uc900\uae08\ub9ac\ub97c \ubbf8\uc628\uc801\uc73c\ub85c \ub300\ucc98\ud558\uba70 \uc62c\ub9ac\ub2e4 \uacb0\uad6d 15.5%\ub098 \uc62c\ub9ac\uace0 \uc740\ud589\uae08\ub9ac\uac00 20%\uc774\uc0c1 \uc62c\ub77c \uc8fc\uc2dd, \uc9d1\uac12 \ud3ed\ub77d, \uae30\uc5c5\ud30c\uc0b0, \uc2e4\uc5c5\uc790 \ud3ed\ub4f1\uc774 \uc77c\uc5b4\ub0ac\uace0 \uadf8 \ub54c\uc758 \ud559\uc2b5\ud6a8\uacfc\ub85c \ubb3c\uac00\ub97c \uc7a1\ub294\ub370 \uc62c\uc778\uc744 \ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.
\ucc38\uace0\ub85c \uce90\ub098\ub2e4\ub294 1981\ub144 7\uc6d4\uae30\uc900 \uae08\ub9ac 20.78% prime rate 21%\uae4c\uc9c0 \uc62c\ub77c \uac14\uc5c8\uc2b5\ub2c8\ub2e4. \uc9c0\uae08 \ubb3c\uac00\ub97c \ubabb\uc7a1\uc73c\uba74 \ub2e4\uc2dc \uc774\ub7f4 \uac00\ub2a5\uc131\uc774 \uc788\ub2e4\uace0 \ubcf4\ub294\uac83 \uc785\ub2c8\ub2e4. \ud604\uc7ac \uce90\ub098\ub2e4prime rate\ub294 5.95% \uc778\ub370 \ub0b4\ub144 \ubd04\uae4c\uc9c0 8%\uc774\uc0c1\ub3c4 \ub420 \uac00\ub2a5\uc131\uc774 \uc788\uc2b5\ub2c8\ub2e4.
\ubb38\uc81c\ub294 \ubbf8\uc5f0\uc900\uc758 \uae08\ub9ac\uc0c1\uc2b9 \uc815\ucc45\uc774 \uc804\ud600 \ud6a8\uacfc\ub97c \ubcf4\uc9c0 \ubabb\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ub7ec-\uc6b0\ud06c\ub77c\uc774\ub098 \uc804\uc7c1, \uc6d0\uc790\uc7ac, \ucf54\ube44\ub4dc\uc2dc \uc0b4\ud3ec\ud55c \uc9c0\uc6d0\uae08, \uc790\uc5f0\uc7ac\ud574 \ub4f1 \ubcf5\ud569\uc694\uc778\uacfc \uc774\ubbf8 \ubbf8\uad6d\uc744 \uc81c\uc678\ud55c \uc804\uc138\uacc4\uc758 \ubd88\ud669recession\uc774 \uc2dc\uc791\ub3fc \ub0b4\ub144\uc5d0 \ubbf8\uad6d\ub3c4 \ubd88\ud669 \uc2dc\uc791\uacfc \ud568\uaed8 \ud070 \uacbd\uae30\uce68\uccb4 \uc601\ud5a5\uc774 \uc628\ub2e4\ub294 \uc0c1\ud669\uc73c\ub85c \ub354 \ud070 \uc774\uc790\uc728 \uc0c1\uc2b9\ub3c4 \uac00\ub2a5\uc131\uc744 \ub0b4\uc7ac\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.
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\ud604\uc7ac \uc911\uac04\uc120\uac70 \uc774\ud6c4 \uc8fc\uac00\ub294 3\uac1c\uc6d4\uac04\uc740 \uc5ed\ub300 \uc0c1\uc2b9 \ud588\uc5c8\uc9c0\ub9cc \uc8fc\ud0dd\uc2dc\uc7a5\uacfc\ub294 \uad00\ub828\uc774 \uc5c6\uc2b5\ub2c8\ub2e4. \uac00\uc7a5 \uc911\uc694\ud55c \uac83\uc740 \ub7ec-\uc6b0\ud06c\ub77c\uc774\ub098 \uc804\uc7c1 \uc885\uc2dd\uc778\ub370 \ubbf8\uad6d\uc5d0\uc11c \ub178\ub825\uc911\uc5d0 \uc788\uc9c0\ub9cc \ub610 \ub2e4\ub978 \ubcc0\uc218\ub294 \uc911\uad6d\uc758 \ub300\ub9cc\uce68\uacf5 \uac00\ub2a5\uc131 \uc785\ub2c8\ub2e4.
\ud5a5\ud6c4 \uc774\uc790\uc728 \uad00\ub828 \ubcc0\ub3d9\uc0c1\ud669\uacfc \uc5b4\ub5bb\uac8c \ub300\ucc98\ub97c \ud574\uc57c \ud558\ub294\uc9c0\uc5d0 \ub300\ud574\uc11c \uacc4\uc18d \uc5c5\ub370\uc774\ud2b8 \ud558\ub3c4\ub85d \ud558\uaca0\uc2b5\ub2c8\ub2e4.<\/p>\n
\uc791\ub144 \uaca8\uc6b8\uc5d0\uc11c \uc62c \ubd04 \uc774\ub7f0 \uc0ac\ud0dc\uac00 \ud55c\uc778\ub4e4\uc774 \ub9ce\uc774 \ubd84\uc591 \ubc1b\uc558\ub358 \uc9c0\uc5ed\uc5d0\uc11c \uc7ac\ud604 \ub420\ubed4 \ud588\ub294\ub370 \ucf54\ube44\ub4dc \ud2b9\uc218\ub85c \ub2e4\ud589\ud788 \ubb34\uc0ac\ud788 \ub118\uc5b4 \uac14\uc2b5\ub2c8\ub2e4. \ud604 \uc0c1\ud669\uc774 \uac11\uc790\uae30 \ub2e5\uce58\uba70 \uc774\uc790\uc728 \ud3ed\ub4f1\uacfc \uacbd\uae30\uce68\uccb4\ub85c \uc778\ud574 \uc9c0\uae08\ubd80\ud130 \ub0b4\ub144 \ub354 \uc7a5\uae30\ud654\ub418\uba74 \ud6c4\ub144 \uc911\ubc18\uae30\uae4c\uc9c0 \uc2e0\uaddc\ubd84\uc591\uc744 \ubc1b\uc544\ub193\uace0 \ud074\ub85c\uc9d5 \ud574\uc57c\ud558\ub294 \uacbd\uc6b0 \uc21c \ud604\uae08\uc73c\ub85c \ud074\ub85c\uc9d5\uc2dc\ub294 \uad1c\uc796\uc9c0\ub9cc \uc735\uc790(\ubaa8\uae30\uc9c0)\ub97c \ubc1b\uc544\uc57c \ud558\uac70\ub098 \uae30\uc874 \uc8fc\ud0dd\uc744 \ud314\uace0 \ud074\ub85c\uc9d5\uc744 \ud574\uc57c \ud560 \uacbd\uc6b0\uc5d0\ub294 \ud574\ub2f9 \uc5d0\uc774\uc804\ud2b8\uc640 \uc735\uc790\ub2f4\ub2f9\uacfc \ud074\ub85c\uc9d5 \uc2dc\uc810\uc758 \uc735\uc790\uc870\uac74\uacfc \uc774\uc728 \uc735\uc790 \uc2b9\uc778 \uac00\ub2a5\uc131 \uadf8\ub9ac\uace0 \uae30\uc874\uc8fc\ud0dd\uc758 \ud310\ub9e4\uc2dc\uc810\uacfc \ud604\uc2e4\uc801 \ud310\ub9e4\uac00\uaca9\uc744 \uc798 \uc0c1\ub2f4\ud574 \ub300\ucc98\ud574\uc57c\ub9cc \ud558\uaca0\uc2b5\ub2c8\ub2e4.
\ubd84\uc591 \ub2f9\uc2dc\uc640 \ud074\ub85c\uc9d5 \uc2dc\uc5d0 \uc735\uc790\uc870\uac74\uacfc \uc774\uc728\ubcc0\ub3d9\uc5d0 \ub530\ub77c \ud070 \ucc28\uc9c8\uc774 \ubc1c\uc0dd \uac00\ub2a5 \ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc77c\ubd80\uc5d0\uc11c\ub294 \uacc4\uc57d\uae08\ub9cc \ub0a0\ub9ac\uba74 \ub418\uc9c0 \ud558\ub294 \ubd84\ub4e4\ub3c4 \uac04\ud639 \uacc4\uc2dc\ub294\ub370 \uc815\ud655 \ud558\uac8c\ub294 \ud074\ub85c\uc9d5\uc744 \ubabb\ud558\ub294 \uacbd\uc6b0\uc5d0\ub294 \ub2e8\uc21c\ud788 \uacc4\uc57d\uae08\uc744 \ub0a0\ub9ac\ub294\uac8c \uc544\ub2d9\ub2c8\ub2e4. \ubc95\uc815\uc5d0\uc11c \uc2e4\uc81c \uc190\ud574\uac00 \uc5bc\ub9c8\ub098 \ub0ac\ub294\uc9c0\uc5d0 \ub530\ub77c \ub610 \uacbd\uae30\uac00 \ud68c\ubcf5\ub418\uc5b4 \uac74\uc124\uc0ac\uac00 \ub2e4\uc2dc \ub354 \ub192\uc740 \uac00\uaca9\uc73c\ub85c \ud314\uba74 \uacc4\uc57d\uae08\uc744 \ubb3c\ub860 \ube44\uc6a9\uc744 \ube7c\uace0 \ub418\ub3cc\ub824 \ubc1b\uc744\uc218 \uc788\uc9c0\ub9cc, \ud558\ud5a5 \uc2dc\uc7a5\uc5d4 \uacc4\uc57d\uae08\uc5d0 \ub5a8\uc5b4\uc9c4 \uac00\uaca9\ub3c4 \ucd94\uac00\ub85c \ubcf4\uc0c1\ud574\uc57c\ud558\ub294 \ud070 \uc190\uc2e4\uc774 \ubc1c\uc0dd\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ucd5c\uadfc \uc77c\uac01\uc5d0\uc11c\ub294 \ubc8c\uc368 \uc0ac\ucc44\ub97c \uc774\uc6a9\ud574 \ud074\ub85c\uc9d5\uc744 \ud558\ub294 \uacbd\uc6b0\ub3c4 \ub4e4\ub9ac\uace0 \uc788\uc2b5\ub2c8\ub2e4.
\ub610 \ud558\ub098\uc758 \uc911\uc694\ud55c \uc0c1\ud669\uc740 \ubcc0\ub3d9\uae08\ub9ac \uc735\uc790 \ubcf4\uc720\uc790\uc640 \uc9c0\uae08\ubd80\ud130 \ub0b4\ub144\ub9d0 \ud639\uc740 \ud6c4\ub144 \uc911\ubc18\uae4c\uc9c0 \ubaa8\uae30\uc9c0 \uac31\uc2e0 \uc2dc\uc810\uc5d0 \uc788\ub294 \uacbd\uc6b0\uc785\ub2c8\ub2e4. \ud604\uc7ac \ubcc0\ub3d9\uae08\ub9ac\uc2dc \uc774\uc790\uc728 \uc0c1\uc2b9\uc774 \ub418\ub3c4 \uc6d4 \uc9c0\uae09\uae08\uc740 \ubcc0\ub3d9\uc774 \uc5c6\uc774 \uadf8 \uc548\uc5d0\uc11c \uc774\uc790 \ubd80\ubd84\uc774 \ub192\uc544\uc9c0\uc9c0\ub9cc \uc77c\uc815 \ubd80\ubd84 \uc774\uc0c1 \uc774\uc790 \ubd80\ubd84\uc774 \ub192\uc544\uc9c0\uba74 trigger rate\uc5d0 \uac78\ub9ac\uac8c \ub429\ub2c8\ub2e4.
\uc740\ud589\ub9c8\ub2e4 trigger rate \uae30\uc900\uc774 \uc788\ub294\ub370 \uadf8 \ubd80\ubd84\uc774 \ub118\uc5b4\uc11c\uba74 \uc740\ud589\uc5d0\uc11c \uc6d4\uc9c0\uae09 \uae08\uc561\uc744 \uc62c\ub9b0\ub2e4\ub294 \ud1b5\uc9c0\uac00 \uc624\uac8c\ub418\uba70 \uac31\uc2e0\uc758 \uacbd\uc6b0 \ub192\uc740 \uc774\uc790\uc728\ub85c \uac31\uc2e0\ud558\uac8c\ub418\uc5b4 \ud070 \ubd80\ub2f4\uc774 \uc624\uac8c\ub418\ubbc0\ub85c \ubbf8\ub9ac \ub300\ube44\ub97c \ud558\uace0 \ucd5c\uc120\uc758 \ubc29\ubc95\uc774 \ubb34\uc5c8\uc778\uc9c0 \ubc29\uc548\uc744 \uac15\uad6c\ud574\uc57c \ud569\ub2c8\ub2e4.
\uc911\uc694\ud55c \uac83\uc740 \uac70\uc8fc \uc8fc\ud0dd\uc774\ub098 \ubd84\uc591\ubc1b\uc740 \uc8fc\ud0dd\uc744 \uc798 \uc9c0\ucf1c\uc57c \ud558\ub294 \uac83 \uc785\ub2c8\ub2e4. \uc9c0\uae08\uc758 \uc8fc\ud0dd \uac00\uaca9\ud558\ub77d\uc740 \uc5ec\ub7ec\uac00\uc9c0 \uc694\uc778\uc774 \ubcf5\ud569\uc801 \uc774\uc9c0\ub9cc \ubb34\uc5c7\ubcf4\ub2e4 \uc774\uc790\uc728 \uc0c1\uc2b9 \ub54c\ubb38\uc785\ub2c8\ub2e4. \uac00\uaca9\uc0c1\uc2b9 \ud558\ub77d\uc740 \uc218\uc694\uacf5\uae09\uc758 \ubc95\uce59\uc5d0 \uc758\ud55c \uac83\uc774 \uae30\ubcf8\uc6d0\uce59 \uc774\uc9c0\ub9cc \uc2e4\uc81c\ub85c \uc774 \ubc95\uce59\uc5d0 \uc758\ud558\uba74 \uacc4\uc18d \uc18c\ud3ed\uc774\ub77c\ub3c4 \uc0c1\uc2b9\ud574\uc57c \ud569\ub2c8\ub2e4.
\uc2e4\uc81c\ub85c \uc218\uc694 \uc989 \ubc14\uc774\uc5b4\ub294 \uc544\uc9c1\ub3c4 \uacf5\uae09\uc744 \ud6e8\uc52c \ub118\uc5b4\uc11c \ud604\uc874\ud558\uace0 \uc55e\uc73c\ub85c\ub3c4 \uacf5\uae09\uc774 \ub9ce\uc774 \ubd80\uc871\ud560\uac70\ub77c\ub294 \ud1b5\uacc4\uac00 \ub098\uc624\uace0 \uc788\uc73c\uba70 \uc790\uc7ac\uac00\uaca9 \uc0c1\uc2b9 \uc778\ud50c\ub808 \uc778\uac74\ube44 \uc0c1\uc2b9\uacfc \uac74\ucd95 \ub178\ub3d9\uc778\ub825 \ubd80\uc871 \uadf8\ub9ac\uace0 \uacc4\uc18d\ub418\ub294 \uc778\uad6c\uc720\uc785\uacfc \uc99d\uac00\ub85c \uc774\ubc88 \uc704\uae30\uac00 \uc9c0\ub098\uac00\uba74 \ub2e4\uc2dc \ubb34\uc12d\uac8c \ubc18\ub4f1 \ud560 \uac83 \uc785\ub2c8\ub2e4.
2005\ub144, 2015\ub144, Covid-19 \uae30\uac04\ub3d9\uc548 \uc774\ubc88 \uae30\ud68c\uac00 \uc544\ub2c8\uba74 \ub354 \uc62c\ub77c \uc55e\uc73c\ub860 \uc8fc\ud0dd\uad6c\ub9e4\ub97c \ud560 \uc218 \uc5c6\ub2e4\ub294 \uc808\ubc15\ud55c \uc2ec\uc815\uc73c\ub85c \uc8fc\ud0dd\uad6c\ub9e4\uc5d0 \ub6f0\uc5b4\ub4e0 \ubd84\ub4e4\uc774 \ub9ce\uc558\uc2b5\ub2c8\ub2e4. \ud639\uc740 \uc8fc\ud0dd\uad6c\uc785\uacfc \ud22c\uc790\ub9cc\uc774 \ubd80\ub97c \uc774\ub8f0 \uc218 \uc788\ub2e4\uace0 \ubbff\uc5c8\uace0 \ub610 \uadf8\ub798 \uc654\uc2b5\ub2c8\ub2e4. \uc774\ubc88 \ud30c\ub3d9\uc744 \ubb34\ub09c\ud788, \ubcc4 \uc601\ud5a5\uc744 \uc548\ubc1b\ub294 \uacbd\uc6b0\ub294 \uad1c\ucc2e\uc9c0\ub9cc \uc704\uc5d0 \uc5b8\uae09\ud55c \uc9c1\uc811\uc801\uc778 \uc601\ud5a5\uc744 \ubc1b\ub294 \uacbd\uc6b0\ub294 \uc0ac\uc804\uc5d0 \ub0b4\ub144 \ud55c\ud574\ub97c \uc798 \ub118\uae38\uc218\ub85d \uc788\ub3c4\ub85d \ub300\ube44\ub97c \ud574\uc57c\ud560 \ub54c \uc785\ub2c8\ub2e4. \uc55e\uc73c\ub85c 3\ub144 \ud639\uc740 5\ub144\ud6c4\uc5d0\ub294 \ub2e4\uc2dc \uac00\uaca9\uc774 \uc19f\uc73c\uba70 \ud65c\ud669\uc758 \uc2dc\uc7a5\uc774 \uc624\uac8c\ub41c\ub2e4\ub294 \uc5ed\uc0ac\uc801 \ub370\uc774\ud0c0\uc640 \uadf8\ub798\ud504\uac00 \uba85\ud655\ud788 \ubcf4\uc5ec\uc8fc\uace0 \uc788\uc2b5\ub2c8\ub2e4.
\uadf8\ub7ec\uba74 \uc8fc\ud0dd\uad6c\uc785\uc744 \ucc98\uc74c \ud558\ub824\uace0 \ud558\uac70\ub098 \uc774\uc8fc \ud558\ub824\ub294 \uacbd\uc6b0 \uc5b8\uc81c\uac00 \uac00\uc7a5 \uc88b\uc740 \uc2dc\uc810 \uc77c\uae4c\uc694. \uc5ec\ub7ec \uc0ac\uc815\uc73c\ub85c \uc8fc\ud0dd\uc744 \ud314\uc544\uc57c\ub9cc \ud55c\ub2e4\uba74 \uc5b8\uc81c\uac00 \uac00\uc7a5 \uc88b\uc740 \uc2dc\uc810 \uc77c\uae4c\uc694 \ub2e4\uc74c\uc8fc\uc5d4 \uc774 \ubd80\ubd84\uc5d0 \ub300\ud574 \uc54c\uc544 \ubcf4\ub3c4\ub85d \ud558\uaca0\uc2b5\ub2c8\ub2e4.<\/p>\n