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8\uc77c \uce90\ub098\ub2e4\uc911\uc559\uc740\ud589Bank of Canada\ub294 \uc9c0\ub09c\ubc88 \ubc1c\ud45c\ud588\ub358 \ud2b9\ubcc4\ud55c \ubcc0\uc218\uac00 \ubc1c\uc0dd\ud558\uc9c0 \uc548\ub294 \ud55c \uae08\ub9ac \uc778\uc0c1\uc744 \ub3d9\uacb0 \ud558\uaca0\ub2e4\ub294 \ub300\ub85c \uae08\ub9ac \ub3d9\uacb0\uc744 \ub2e8\ud589 \ud558\uc600\ub2e4. \uadf8\ub798\uc11c \ud604\uc7ac \uce90\ub098\ub2e4 \uae30\uc900 \uae08\ub9ac\ub294 4.5% \uadf8\ub9ac\uace0 Prime Rate\ub294 6.7%\ub97c \uc720\uc9c0\ud558\uac8c \ub410\ub2e4. 4.5%\uc758 \uae30\uc900 \uae08\ub9ac\ub294 \uc9c0\ub09c 15\ub144\ub9cc\uc5d0 \ucd5c\uace0\uce58 \uc774\uace0 \uc791\ub144 3\uc6d4\ubd80\ud130 8\ud68c \ucd1d 4.25%\ub97c \uc778\uc0c1\ud55c \uac83\uc774\ub2e4.
\uc9c0\ub09c 1\ub144 \ub3d9\uc548 \uc5b8\uc81c\uae4c\uc9c0 \uc5bc\ub9c8\ub098 \uc62c\ub9b4\uae4c\uac00 \ub9e4\uc77c \ub9e4\uc8fc \ub9e4\uc6d4 \uc804\ub9dd\uc774 \ub09c\ubb34\ud558\uace0 \uc608\uce21\uc774 \ucda4\uc744 \ucd94\uc5c8\uc9c0\ub9cc \uc2e4\uc81c\ub860 \ubbf8\uad6d\uc758 \uc7c1\uc7c1\ud55c \uae08\uc735\ud68c\uc0ac\ub4e4\uacfc \uc6d4\uac00, \uac01\uc885 \uae30\uad00\ub4e4\uc758 \uc608\uce21\uc740 \ucd08\ub77c\ud558\uac8c \uadf8\ub9ac\uace0 \ub9e4\uc6b0 \ubb34\ub2a5\ud558\uac8c \uc55e\uc744 \uc804\ud600 \ub0b4\ub2e4\ubcf4\uc9c0 \ubabb\ud558\uace0 \uc815\ud655\ud558\uc9c0 \ubabb\ud55c \uadfc\uc2dc\uc548\uc801 \uc18d\uc5d0\uc11c \ub9e4\ubc88 \ube57\ub098\uac00 \uc654\ub2e4.
\uc5bc\ub9c8\uc804\uae4c\uc9c0\ub3c4 \ubaa8\ub450\ub4e4 3\uc6d4\uc774 \ub9c8\uc9c0\ub9c9 \uae08\ub9ac \uc778\uc0c1\uc774 \ub420\uaebc\uace0 \ucd5c\uc885 \uae08\ub9ac\ub3c4 5.25% \uc120\uc5d0\uc11c \uba48\ucd94\uace0 11\uc6d4\uc774\uba74 \uae08\ub9ac \uc778\ud558\uac00 \uc2dc\uc791 \ub420\uaebc\ub77c\ub358 \ub099\uad00\ub860\uc740 \ucd5c\uadfc \ubb3c\uac00\uc640 \uace0\uc6a9 \uc9c0\uc218 \ub4f1\uc758 \ubc1c\ud45c\uc640 \ud568\uaed8 \ubb3c\uac70\ud488\uc774 \ub418\uc5b4 \ubc84\ub9ac\uace0 \uc774\uc81c\ub294 6\uc6d4 \uc544\ub2c8 \uc62c\ud574\ub0b4\ub0b4 \uacc4\uc18d \uae08\ub9ac \uc778\uc0c1 \uac00\ub2a5\uc131\uacfc \ucd5c\uc885 \uae08\ub9ac\uac00 6%\uc774\uc0c1 \ub420\uaebc\ub77c\ub294 \uc608\uce21\uc774 \uc9c0\ubc30\uc801\uc774\ub2e4.
\uc99d\uc2dc \uc2dc\uc7a5\uc758 \ub9e4\uc77c \ub110\ub6f0\uae30 \uc7a5\uc138\uc640 \uac19\uc774 \uae08\ub9ac\uc640 \uc778\ud50c\ub808\uc774\uc158 \uc608\uce21\uc740 \ub9e4\uc21c\uac04 \ucc9c\ub2f9\uacfc \uc9c0\uc625\uc744 \uc624\uac00\uba74\uc11c \ub099\uad00\uc801 \uc804\ub9dd\uc5d0 \ub9e4\ubc88 \ub9e4\ub2ec\ub838\uc9c0\ub9cc \ubc88\ubc88\uc774 \ubb34\ub985\uc744 \uafc7\uace0 \ub610 \uafc7\uc5b4 \uc624\uba74\uc11c\ub3c4 \ud76c\ub9dd\uc758 \ub048\uc744 \ubd80\uc5ec \uc7a1\uc740\uc9c0 \uc5b8 \uc77c\ub144\uc774 \uc9c0\ub098 \uac04\ub2e4\ub294 \uac83\uc774\ub2e4. 3\uc6d4 21-22\uc77c \uc5f4\ub9ac\ub294 FOMC\uc5d0\uc11c 0.25%\ub97c \ud639\uc740 0.5%\ub97c \uc62c\ub9ac\ub124 \ud558\uace0 \uc788\ub294\ub370 \ubb34\uc2a8 \ud070 \ucc28\uc774\uac00 \uc788\uc744\uae4c. \ud604\uc7ac \ubbf8 \uae30\uc900\uae08\ub9ac\ub294 4.5-4.75% \uc774\ub2e4. \ub144\ub9d0\uae4c\uc9c0 6%\ub97c \ubcf4\uba74 1.5%\ub97c \uc62c\ub824\uc57c \ud558\ub294\ub370 0.25%\uc529 \uc62c\ub9ac\uba74 6\ubc88\uc744 \uc62c\ub824\uc57c \ud558\uace0 \uc774\ubc88\uc5d0 0.5%\ub97c \uc62c\ub9ac\uba74 \ud5a5\ud6c4 4\ubc88 \ub354 \uc62c\ub824\uc57c \ud55c\ub2e4\ub294 \uac83\uc774\ub2e4.
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\ub610 \ud558\ub098\uc758 \ub09c\uc81c\ub294 FOMC\uac00 \uc5b4\uca54\uc218 \uc5c6\uc774 \uae08\ub9ac\uc778\uc0c1\uc744 \uc62c\ub0b4\ub0b4 \ud560 \uc218 \ubc16\uc5d0 \uc5c6\ub294 \uc0c1\ud669\uc774 \uc624\uac8c \ub418\uba74\uc11c \uc774\ubc88 \uc5ec\ub984\uc5d0\ub294 \uc5b4\uca54\uc218 \uc5c6\uc774 \uacbd\uae30\uce68\uccb4\uc758 \ud604\uc2e4\uc801 \uc2e4\ud604\uc5d0 \uc9c1\uba74\ud560 \uac00\ub2a5\uc131\uacfc \ubb34\uc5c7\ubcf4\ub2e4 \ubd80\ucc44 \ud55c\ub3c4\uc758 \uc704\uae30\uac00 \ub3c4\ub798\ud574 \uac1c\uc778\ucc44\ubb34\ubd88\uc774\ud589(\ubaa8\uae30\uc9c0, \uc2e0\uc6a9\uce74\ub4dc, \ucc28\ub7c9 \ub4f1)\uc758 \ubb38\uc81c\uac00 \ubc1c\uc0dd\ud560 \uae4a\uc740 \uc6b0\ub824\ub85c \uc815\ucc45\uae30\uad00\ub4e4\uc758 \uae4a\uc740 \uace0\ub1cc\uac00 \uc2ec\ud654\ub418\uace0 \uc788\ub294 \uc0c1\ud669\uc774\ub2e4. \uc62c\ud574\ub294 \ubaa8\ub450 \ud2b9\ud788 \uac01\uc131\ud558\uace0 \ubaa8\ub4e0 \ud310\ub2e8\uacfc \uacb0\uc815\uc5d0 \uc2e0\uc911\ud558\uace0 \ud604\uba85\ud574\uc11c \ubaa8\ub450\ub4e4 \uc798 \ub300\ucc98\ud574\uc57c\ud560 \ub54c\uc774\ub2e4.<\/p>\n*\ubc31\ud64d\uae30 \ub300\ud45c\ub294 1997\ub144 7\uc6d4 \uc601\uc8fc\uad8c \ucde8\ub4dd\ud6c4 \uce90\ub098\ub2e4\ub85c \uc774\ubbfc\uc640 2006\ub144 10\uc6d4 \ub77c\uc778\uc13c\uc2a4 \ucde8\ub4dd\ud6c4 \ud604\uc7ac 17\ub144 \ub3d9\uc548 \ubc34\ucfe0\ubc84\uc5d0\uc11c \ubd80\ub3d9\uc0b0\uc5c5\uc5d0 \uc885\uc0ac \uc911\uc774\ub2e4. \ud55c\uad6d\uc5d0\uc11c\ub294 \ud604\ub300\uadf8\ub8f9 \uc11d\uc720\ud654\ud559 \ud574\uc678\uc601\uc5c5 \ubbf8\uc8fc\uc544\uc8fc\ud300\uc7a5\uc744 \uc5ed\uc784\ud588\ub2e4.<\/h6>\n