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header_6_font_size__hover=&#8221;14px&#8221; header_6_font_size__hover_enabled=&#8221;14px&#8221; header_6_letter_spacing__hover=&#8221;0px&#8221; header_6_letter_spacing__hover_enabled=&#8221;0px&#8221; header_6_line_height__hover=&#8221;1em&#8221; header_6_line_height__hover_enabled=&#8221;1em&#8221; header_6_text_shadow_style__hover=&#8221;none&#8221; header_6_text_shadow_style__hover_enabled=&#8221;none&#8221; header_6_text_shadow_color__hover=&#8221;rgba(0,0,0,0.4)&#8221; header_6_text_shadow_color__hover_enabled=&#8221;rgba(0,0,0,0.4)&#8221; text_letter_spacing__hover=&#8221;0px&#8221; text_letter_spacing__hover_enabled=&#8221;0px&#8221; text_text_shadow_style__hover=&#8221;none&#8221; text_text_shadow_style__hover_enabled=&#8221;none&#8221; text_text_shadow_color__hover=&#8221;rgba(0,0,0,0.4)&#8221; text_text_shadow_color__hover_enabled=&#8221;rgba(0,0,0,0.4)&#8221;]<\/p>\n<blockquote>\n<h3><strong>CFIB, \u201c\uc911\uc18c\uae30\uc5c5\uccb4 \uc808\ubc18 \uc774\uc0c1 \uac08\uc544\ud0c0\u201d <\/strong><\/h3>\n<\/blockquote>\n<p>\uce90\ub098\ub2e4\ubbfc\uac04\uc0ac\uc5c5\uc5f0\ud569CFIB) \ubc1c\ud45c\uc5d0 \ub530\ub974\uba74 \uac70\ub798\uc740\ud589\uc744 \ubc14\uafbc \uce90\ub098\ub2e4 \uc911\uc18c\uae30\uc5c5 \uc0ac\uc5c5\uc8fc \uc808\ubc18\uc774\uc0c1\uc774 \uace0\uac1d\uc11c\ube44\uc2a4 \ubd88\ub9cc \ub54c\ubb38\uc5d0 \uac08\uc544\ud0c4 \uac83\uc73c\ub85c \ub098\ud0c0\ub0ac\ub2e4.<\/p>\n<p>\uce90\ub098\ub2e4 \uc8fc\uc694\uc740\ud589\uc758 \uc911\uc18c\uae30\uc5c5SME \uc2dc\uc7a5\uc810\uc720\uc728\uc5d0 \ub300\ud574 \uc870\uc0ac\ud55c \uc774 \ubcf4\uace0\uc11c\ub294 2019-2022\ub144 \uc0ac\uc774\uc5d0 \uc0ac\uc5c5\uc8fc 10\uba85 \uc911 1\uba85\uc774 \ucd5c\uc18c 1\ud68c \uc774\uc0c1 \uc740\ud589\uc744 \ubc14\uafb8\uc5c8\ub2e4\uace0 \ubc1d\ud614\ub2e4.<\/p>\n<p>\u201c\uc8fc\uc694 \uc740\ud589\ub4e4\uc774 \uc911\uc18c\uae30\uc5c5 \uace0\uac1d\uc744 \uc720\uc9c0\ud558\ub824\uba74 \uace0\uac1d\uc11c\ube44\uc2a4 \uac1c\uc120\uc5d0 \uc77c\ucc28\uc801\uc778 \ucd08\uc810\uc744 \ub9de\ucdb0\uc57c \ud560 \uac83\u201d\uc774\ub77c\uace0 \ucf54\ub9b0 \ud3f4\ub9cc CFIB \uc218\uc11d\ubd80\ud611\ud68c\uc7a5\uc740 \ub9d0\ud588\ub2e4.<\/p>\n<p>\ud3f4\ub9cc \ubd80\ud68c\uc7a5\uc740 \u201c\uc18c\uc0c1\uacf5\uc778\ub4e4\uc740 \uc885\uc885 \ub300\ud615\uc740\ud589\uc73c\ub85c\ubd80\ud130 \ubc1b\ub294 \uc11c\ube44\uc2a4\uac00 \uadf8\ub4e4\uc774 \uae30\ub300\ud558\ub294 \uae30\uc900\uc5d0 \ubbf8\uce58\uc9c0 \ubabb\ud55c\ub2e4\uace0 \ub290\ub080\ub2e4\u201d\uba70 \u201c\uac70\ub798\uc740\ud589\uc744 \ubc14\uafb8\uae30\ub85c \uc120\ud0dd\ud558\ub294 \uac83\uc740 \ub180\ub77c\uc6b4 \uc77c\uc774 \uc544\ub2c8\ub2e4\u201d\ub77c\uace0 \ub9d0\ud588\ub2e4.<\/p>\n<p>\uc911\uc18c \uc0c1\uacf5\uc778\uc774 5\ub300 \uc2dc\uc911\uc740\ud589 \uc0ac\uc774\uc5d0\uc11c \uc740\ud589\uc744 \ubc14\uafb8\ub294 \uac00\uc7a5 \ud070 \uc774\uc720\ub294 \uace0\uac1d\uc11c\ube44\uc2a4\uc600\uace0 \uc18c\uaddc\ubaa8 \uae08\uc735\uae30\uad00\ub4e4 \uc0ac\uc774\uc5d0\uc11c \uc740\ud589\uc744 \ubc14\uafb8\ub294 \uac00\uc7a5 \ud070 \uc774\uc720\ub294 \uc790\ubcf8 \uc811\uadfc\uc131 \ubb38\uc81c\ub85c \ub098\ud0c0\ub0ac\ub2e4.<\/p>\n<p>\uac70\ub300 \ube45 \uc740\ud589\uc0ac\uc774\uc5d0\uc11c \uc740\ud589\uc744 \ubc14\uafb8\ub294 \uac00\uc7a5 \ud070 \uc774\uc720\ub294 \uace0\uac1d\uc11c\ube44\uc2a4(52%), \uc790\ubcf8 \uc811\uadfc\uc131(44%), \uc218\uc218\ub8cc(39%)\uc21c \uc774\uc5c8\ub2e4.<\/p>\n<p>\uc804\uad6d\uc801\uc73c\ub85c RBC\uc740\ud589\uc774 19%\ub85c, 2022\ub144 \uac00\uc7a5 \ud070 \uc911\uc18c\uae30\uc5c5 \uc2dc\uc7a5 \uc810\uc720\uc728\uc744 \uae30\ub85d\ud588\ub2e4. \uadf8\ub7ec\ub098 \uc9c0\uc5ed\uc2dc\uc7a5\uc5d0\uc11c\ub294 \uc120\ub450\ub97c \ub2ec\ub9ac\uc9c0 \uc54a\uc558\ub2e4. 2\uc704 \uc2a4\ucf54\uc2dc\uc544\uc740\ud589 (17%), 3\uc704 TD\uc740\ud589(16%) \uc774\uc5c8\ub2e4. TD\uc740\ud589\uc740 2019\ub144 CFIB \ubcf4\uace0\uc11c \uc774\ud6c4 \ube45\ubc45\ud06c \uc911\uc5d0\uc11c \uc720\uc77c\ud558\uac8c \uc2e4\uc9c8\uc801\uc778 \uc810\uc720\uc728 \uc0c1\uc2b9 \uc785\uc9c0\ub97c \ub2e4\uc84c\ub2e4.<\/p>\n<p>2022\ub144 CIBC\uc740\ud589\uc758 \uc810\uc720\uc728\uc740 9%\ub85c \ud558\ub77d\ud588\ub294\ub370 40\ub144\uc804 CIBC\uc740\ud589\uc758 \uc911\uc18c\uae30\uc5c5 \uc2dc\uc7a5 \uc810\uc720\uc728\uc740 20%\uc600\ub2e4. BMO\uc740\ud589 \uc5ed\uc2dc 1997\ub144 \uc774\ud6c4 \uc810\uc9c4\uc801\uc778 \ud558\ub77d\uc138\ub97c \ubcf4\uc774\uace0 \uc788\ub2e4.<\/p>\n<blockquote>\n<h3><strong>\uc2e0\ud611-\ud06c\ub808\ub527\uc720\ub2c8\uc628<\/strong><\/h3>\n<h3><strong>3\ubc30 \uc774\uc0c1 \uc2dc\uc7a5 \uc810\uc720<\/strong><\/h3>\n<\/blockquote>\n<p>\ubc18\uba74\uc5d0 \uc18c\uaddc\ubaa8 \uae08\uc735\uae30\uac04, \ud2b9\ud788 \ud06c\ub808\ub527\uc720\ub2c8\uc628(\uc2e0\ud611)\uc740 2022\ub144 13%\ub97c \ucc28\uc9c0\ud558\uba74\uc11c 1982\ub144 \uc774\ud6c4 3\ubc30 \uc774\uc0c1\uc758 \uc2dc\uc7a5 \uc810\uc720\uc728\uc744 \uae30\ub85d\ud588\ub2e4.<\/p>\n<p>\u201c\uc911\uc18c\uae30\uc5c5 \uace0\uac1d\ub4e4\uc740 \ub300\uccb4\ub85c \ub3c5\ud2b9\ud558\uba70 \ud2b9\ubcc4\ud55c \uc740\ud589\uc5c5\ubb34\uc5d0 \ub300\ud55c \ub2c8\uc988\ub97c \uac16\uace0 \uc788\ub2e4\u201d\uace0 \ubcf4\uace0\uc11c \uc791\uc131\uc790\uc778 \ud14c\uc77c\ub7ec \ub9e4\uccc7\uc740 \ub9d0\ud588\ub2e4.<\/p>\n<p>\uc774\ub4e4\uc740 \uc77c\uc0c1\uc801 \uc740\ud589\uc5c5\ubb34 \uc678\uc5d0\ub3c4 \uc0ac\uc5c5 \uc870\uc5b8, \ud22c\uc790, \uc2b9\uacc4\uacc4\ud68d, \uc740\ud1f4\uc790\uae08 \uc800\ucd95\uacfc \uac19\uc740 \uc0c1\ud488\uacfc \uc11c\ube44\uc2a4\uac00 \ud544\uc694\ud558\ub2e4\uace0 \ud588\ub2e4.<\/p>\n<p>\ub9e4\uccc7\uc740 \uc0ac\uc5c5\uc131\uacf5\uc5d0\uc11c \uae08\uc735 \ud30c\ud2b8\ub108\uc27d\uacfc \ub2e4\uc591\ud55c \uc740\ud589\uc11c\ube44\uc2a4\uac00 \ub9e4\uc6b0 \uc911\uc694\ud55c \uc5ed\ud560\uc744 \ud558\uae30 \ub54c\ubb38\uc5d0 \uce90\ub098\ub2e4 \uc740\ud589\ub4e4\uc774 \uc911\uc18c\uae30\uc5c5 \uc2dc\uc7a5\uc5d0 \ub300\ud55c \uacbd\uc7c1\ub825\uc744 \ub192\uc774\uace0 \uace0\uac1d\uc744 \uc720\uce58\ud558\ub824\uba74 \u201c\uc911\uc18c\uae30\uc5c5\ub9cc\uc758 \ub3c5\ud2b9\ud55c \ud544\uc694\uc131\ub4e4\uc744 \uac10\uc548\ud574\uc57c \ud55c\ub2e4\u201d\uace0 \uac15\uc870\ud588\ub2e4.<\/p>\n<p>[\/et_pb_text][\/et_pb_column_inner][\/et_pb_row_inner][\/et_pb_column][et_pb_column type=&#8221;1_4&#8243; 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