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header_6_text_shadow_style__hover=”none” header_6_text_shadow_style__hover_enabled=”none” header_6_text_shadow_color__hover=”rgba(0,0,0,0.4)” header_6_text_shadow_color__hover_enabled=”rgba(0,0,0,0.4)” text_letter_spacing__hover=”0px” text_letter_spacing__hover_enabled=”0px” text_text_shadow_style__hover=”none” text_text_shadow_style__hover_enabled=”none” text_text_shadow_color__hover=”rgba(0,0,0,0.4)” text_text_shadow_color__hover_enabled=”rgba(0,0,0,0.4)” theme_builder_area=”post_content”]<\/p>\n
\nOld Age Security Program (I)<\/strong><\/h3>\n<\/blockquote>\n
\uc740\ud1f4\uac00 \uac00\uae4c\uc6b4 \ub098\uc774\uac00 \ub420\uc218\ub85d \uad00\uc2ec\uc774 \ub9ce\uc544\uc9c0\ub294 \ubcf5\uc9c0 \uae08\uc561\uc778 \uce90\ub098\ub2e4 \ub178\ub839\ubcf4\uc7a5 \ud504\ub85c\uadf8\ub7a8\uc5d0 \ub300\ud574 \uc54c\uc544\ubcf4\uaca0\uc2b5\ub2c8\ub2e4.<\/p>\n
<\/p>\n
\u25a0\uce90\ub098\ub2e4 \ub178\ub839\ubcf4\uc7a5 \ud504\ub85c\uadf8\ub7a8\uc758 \uc885\ub958<\/strong><\/p>\n
– \ub178\ub839 \ubcf4\uc7a5 \uc5f0\uae08(Old Age Security Pension)
– \uc18c\ub4dd \ubcf4\uc7a5 \ubcf4\uc870\uae08(Guaranteed Income Supplement)
– \ubc30\uc6b0\uc790 \uc218\ub2f9 (Allowance for Spouse)
– \uc0ac\ubcc4 \ubc30\uc6b0\uc790 \uc218\ub2f9 (Allowance for the Survivor)<\/p>\n<\/p>\n
\u25b2\ub178\ub839 \ubcf4\uc7a5 \uc5f0\uae08(Old Age Security Pension:OAS)<\/strong><\/p>\n
\uc218\ub839 \uc790\uaca9<\/strong>
– \uce90\ub098\ub2e4 \ub0b4 \uac70\uc8fc\uc790\uc778 \uacbd\uc6b0: 65\uc138 \uc774\uc0c1\uc774\uba70 18\uc138\uac00 \ub41c \uc774 \ud6c4 \ucd5c\uc18c\ud55c 10\ub144\ub3d9\uc548 \uac70\uc8fc\ud558\uc600\uc73c\uba70, \uc5f0\uae08\uc774 \uc2b9\uc778\ub418\ub294 \uc2dc\uc810\uc5d0\uc11c \ubc95\uc801\uc778 \uac70\uc8fc\uc790 \ub610\ub294 \uc2dc\ubbfc\uad8c\uc790.<\/p>\n-\uce90\ub098\ub2e4 \ub0b4 \uac70\uc8fc\uc790\uac00 \uc544\ub2cc \uacbd\uc6b0: 65\uc138 \uc774\uc0c1\uc774\uba70 18\uc138\uac00 \ub41c \uc774\ud6c4 \uce90\ub098\ub2e4\uc5d0 \ucd5c\uc18c 20\ub144\ub3d9\uc548 \uac70\uc8fc \ud558\uc600\uc73c\uba70, \uce90\ub098\ub2e4\ub97c \ub5a0\ub098\uae30 \uc804\ub0a0\uc5d0 \ubc95\uc801\uc778 \uac70\uc8fc\uc790 \ub610\ub294 \uc2dc\ubbfc\uad8c\uc790.<\/p>\n
-\uce90\ub098\ub2e4 \ub0b4\uc5d0\uc11c 10\ub144 \uc774\uc0c1\uc744 \uac70\uc8fc\ud558\uc9c0 \uc54a\uc740 \uacbd\uc6b0: \uad6d\ubbfc\uc5f0\uae08\uc744 \ub0a9\ubd80\ud588\uace0 \ud574\uc57d\ud558\uc9c0 \uc54a\uc558\ub2e4\uba74 \uc218\ub839\uc790\uaca9\uc774 \ub420 \uc218\ub3c4 \uc788\ub2e4. \uce90\ub098\ub2e4\uc640 \ud55c\uad6d\uc774 \uccb4\uacb0\ud55c \uc0ac\ud68c\ubcf4\uc7a5 \ud611\uc815\uc5d0 \uc758\ud574 \ud55c\uad6d\uc5d0\uc11c \uad6d\ubbfc\uc5f0\uae08\uc744 \ub0a9\ubd80\ud55c \uae30\uac04\uc774 \uce90\ub098\ub2e4 \uac70\uc8fc\uae30\uac04\uc73c\ub85c \uc778\uc815\ub418\uc5b4 \uc2e4\uc81c\ub85c \uce90\ub098\ub2e4\uc5d0 10\ub144\uc744 \uac70\uc8fc\ud558\uc9c0 \uc54a\uc558\ub354\ub77c\ub3c4 \uc2e0\uccad\ud560 \uc218 \uc788\ub2e4.<\/p>\n
<\/p>\n
\ud574\uc678\uc5d0\uc11c\uc758 \uc5f0\uae08 \uc218\ub839<\/strong><\/p>\n
-\uc2e0\uccad \uc2dc \uce90\ub098\ub2e4 \uac70\uc8fc\uae30\uac04\uc774 20\ub144 \uc774\uc0c1\uc778 \uacbd\uc6b0: \uc5f0\uae08\uc744 \uc2e0\uccad\ud560 \uc218 \uc788\uace0, \uc218\ub839\ud560 \uc218 \uc788\ub2e4. \uc218\ub839\uc561\uc740 \ube44\uac70\uc8fc\uc790 \uc138\uae08(\uc218\ub839\uc561\uc758 25%)\uc744 \uacf5\uc81c\ud55c \uae08\uc561\uc744 \ubc1b\uac8c\ub41c\ub2e4.<\/p>\n
-\uc2e0\uccad\uc2dc \uce90\ub098\ub2e4 \uac70\uc8fc\uae30\uac04\uc774 20\ub144 \ubbf8\ub9cc\uc778 \uacbd\uc6b0: \ub5a0\ub09c \ub2ec\uacfc \uadf8\ud6c4 6\uac1c\uc6d4\uae4c\uc9c0\ub9cc \uc5f0\uae08\uc744 \uc218\ub839\ud560 \uc218 \uc788\ub2e4. 6\uac1c\uc6d4 \uc774\uc0c1\uc744 \ub5a0\ub0a0 \uacc4\ud68d\uc774\uba74 \uc11c\ube44\uc2a4\uce90\ub098\ub2e4\uc5d0 \ucd9c\uc785\uad6d \ub0a0\uc9dc\ub97c \ubcf4\uace0\ud574\uc57c \ud55c\ub2e4. \uce90\ub098\ub2e4\uc5d0 \uc7ac\uc785\uad6d\ud6c4 \uc11c\ube44\uc2a4\uce90\ub098\ub2e4\uc5d0 \ub3cc\uc544\uc654\uc74c\uc744 \ubcf4\uace0\ud558\uba74 \ub2e4\uc2dc \uc7ac\uac1c\ub41c\ub2e4. Service Canada: 1-800-277-9914<\/p>\n
-\uc2e0\uccad\uc2dc\uc5d0\ub294 \uce90\ub098\ub2e4 \uac70\uc8fc\uae30\uac04\uc774 20\ub144 \ubbf8\ub9cc\uc774\uc5c8\uc9c0\ub9cc \uadf8 \ud6c4 \uacc4\uc18d \uac70\uc8fc\ud558\uc5ec 20\ub144\uc774\uc0c1\uc744 \uac70\uc8fc\ud588\ub2e4\uba74 \ud574\uc678\uc5d0\uc11c \uc7a5\uae30\uac04 \uc5f0\uae08\uc744 \uc218\ub839\ud560 \uc218 \uc788\ub2e4.<\/p>\n
<\/p>\n
\uc218\ub839\uc561<\/strong><\/p>\n
\uce90\ub098\ub2e4\uc5d0\uc11c 40\ub144 \uc774\uc0c1\uc744 \uac70\uc8fc\ud55c \uacbd\uc6b0: 2023\ub144 4\uc6d4\uc5d0\uc11c 6\uc6d4\uae4c\uc9c0\ub294 \ucd5c\ub300 \uc218\ub839\uc561\uc778 $691\ub97c \uc218\ub839\ud55c\ub2e4. \uce90\ub098\ub2e4 \uac70\uc8fc\uae30\uac04\uc774 40\ub144 \ubbf8\ub9cc\uc778 \uacbd\uc6b0: \uc5f0\ub3c4\uc218 \uacf1\ud558\uae30 1\/40\uc5d0 \ud574\ub2f9\ub418\ub294 \uc561\uc218\ub97c \uc218\ub839\ud55c\ub2e4. (\uc608: \uce90\ub098\ub2e4\uc5d0 10\ub144 \uac70\uc8fc\ud55c \uacbd\uc6b0: 10 x 1\/40 x 691=$172.75 \uc218\ub839)<\/p>\n
\uc2e0\uccad\uc2dc \ucc45\uc815\ub41c \uc218\ub839\uc561\uc73c\ub85c \uace0\uc815\ub418\uc5b4 \uc9c0\uae09\ub418\uba70, \ubb3c\uac00\uc0c1\uc2b9\uc728\uc744 \ubc18\uc601\ud558\uc5ec \ubd84\uae30\ubcc4\ub85c \uc870\uc815\ub41c\ub2e4. OAS\ub294 \uacfc\uc138\ub300\uc0c1\uc774\ubbc0\ub85c \ub9e4\ub144 \uc18c\ub4dd\uc138 \uc2e0\uace0\uc11c\uc5d0 \ud3ec\ud568\uc2dc\ucf1c\uc57c \ud55c\ub2e4.<\/p>\n
<\/p>\n
\uc5f0\uae08 \uc0c1\ud658\uc81c\ub3c4 OAS Pension Repayment and Recovery Tax<\/strong><\/p>\n
2023\ub144 \ud604\uc7ac, \uc804\ub144\ub3c4 (2022) \uac1c\uc778 \uc21c\uc18c\ub4dd Net World Income\uc774 $81,761 \uc5d0\uc11c $134,626 \uc0ac\uc774\uc778 \uacbd\uc6b0\uc5d0 \uc218\ub839\uc790\uc758 \uc21c\uc18c\ub4dd\uacfc $81,761\uc758 \ucc28\uc561\uc758 15%\ub97c \uc0c1\ud658\ud574\uc57c \ud558\uba70, 2023\ub144 7 \uc6d4\ubd80\ud130 2024\ub144 6\uc6d4\uc5d0 \uac78\uccd0 \ub9e4\ub2ec \uc5f0\uae08 \uc218\ub839\uc561\uc5d0\uc11c \uc774 \uae08\uc561\uc744 Recovery Tax\ub85c \uacf5\uc81c\ud574 \ub2e4\uc74c\ud574 \uc18c\ub4dd\uc138 \uc2e0\uace0\uc2dc \uacf5\uc81c \uc2e0\uccad \ud560 \uc218 \uc788\ub2e4.<\/p>\n
\uc608) \uc218\ub839\uc790\uc758 2022\ub144 \uc18c\ub4dd\uc774 $85,000\uc778 \uacbd\uc6b0: $85,000-$81,761=$3,239. $3,239X15% =$485.85\ub97c 2022\ub144 \uc18c\ub4dd \uc2e0\uace0\uc2dc \uc774 \uae08\uc561\uc744 \ubc18\ud658\ud574\uc57c \ud55c\ub2e4. 2023\ub144 \ud604\uc7ac, \uc804\ub144\ub3c4 \uc21c \uc18c\ub4dd\uc774 $134,626\ub97c \ucd08\uacfc\ud558\uba74 OAS \ubc1b\uc740 \uc804\uc561\uc744 \ubc18\ud658\ud574\uc57c \ud55c\ub2e4.<\/p>\n
<\/p>\n
OAS \uc218\ub839\uc2dc\uae30 \uc5f0\uae30:<\/strong><\/p>\n
OAS \uc218\ub839\uc790\uaca9\uc774 \uc788\ub294 65\uc138 \uc774\ud6c4 \ubd80\ud130 \ud5a5\ud6c4 60\uac1c\uc6d4(5\ub144)\uae4c\uc9c0 \uc218\ub839\uc2dc\uae30\ub97c \uc5f0\uae30\ud560 \uc218 \uc788\ub2e4. \uc804\ub144\ub3c4 \uac1c\uc778\uc18c\ub4dd\uc774 \uc5f0\uae08\ubc18\ud658 \ucd5c\ub300\uc18c\ub4dd\uc778 $134,626\ub97c \ucd08\uacfc\ud560 \ub54c\ub294 \uc800\uc18c\ub4dd\uc774 \ub420 \ub54c\uae4c\uc9c0 \uc218\ub839\uc2dc\uae30\ub97c \uc5f0\uae30\ud558\ub294 \uac83\uc774 OAS \uc5f0\uae08\uc744 \ub354 \ub9ce\uc774 \uc218\ub839\ud560 \uc218 \uc788\ub294 \uae38\uc774 \ub41c\ub2e4. \uc218\ub839\uc2dc\uae30\ub97c \uc5f0\uae30\ud558\ub294 \uacbd\uc6b0 \ub9e4\ub2ec 0.6% \uc99d\uac00\ub41c \uae08\uc561\uc744 \ubc1b\uac8c \ub418\uace0, 70\uc138\uc5d0\ub294 \ucd5c\ub300 36%\uac00 \uc99d\uac00\ub41c \uc5f0\uae08\uc744 \uc218\ub839\ud558\uac8c \ub41c\ub2e4. \uc218\ub839 \uc5f0\uae30\uc2e0\uccad\uc740 OAS\uc218\ub839\uc790\uaca9\uc774 \ub418\ub294 \uc2dc\uae30\uc758 11\uac1c\uc6d4 \uc804\ubd80\ud130 \ud560 \uc218 \uc788\uc73c\uba70 \uc2e0\uccad\uc11c\ub294 \ub2e4\uc74c \uc0ac\uc774\ud2b8\uc5d0\uc11c \ub2e4\uc6b4\ub85c\ub4dc \ubc1b\uc744 \uc218 \uc788\ub2e4. http:\/\/www.servicecanada.gc.ca\/fi-if\/index.jsp?lang=eng&app=prfl&frm=isp3000<\/p>\n
<\/p>\n
\uc2e0\uccad\ubc29\ubc95:<\/strong><\/p>\n
64\uc138 \uc0dd\uc77c \ub2e4\uc74c\ub2ec\uc5d0 \uc11c\ube44\uc2a4\uce90\ub098\ub2e4\uc5d0\uc11c OAS \uc2e0\uccad\uc11c \ub610\ub294 OAS Automatic Enrolment Notification Letter\ub97c \ubcf4\ub0b4\uc900\ub2e4. \ubc1b\uc9c0 \ubabb\ud55c \uacbd\uc6b0\uc5d0\ub294 \uc11c\ube44\uc2a4\uce90\ub098\ub2e4\uc5d0 \uc804\ud654 (1-800-277-9914)\ub85c \uc694\uccad\ud55c\ub2e4. OAS \uc2e0\uccad\uc11c\ub294 \uc6f9\uc0ac\uc774\ud2b8 www.servicecanada.gc.ca\uc5d0\uc11c \ub2e4\uc6b4\ub85c\ub4dc \ubc1b\uc744 \uc218 \uc788\ub2e4. 65\uc138 \uc0dd\uc77c\uc774 \ub418\uae30 12\uac1c\uc6d4\uc804\ubd80\ud130 \uc2e0\uccad \uac00\ub2a5\ud558\ub2e4. \ub2a6\uac8c \uc2e0\uccad\uc11c\ub97c \uc81c\ucd9c\ud560 \uacbd\uc6b0\uc5d0\ub294 \ucd5c\ub300 11 \uac1c\uc6d4\uae4c\uc9c0\ub9cc \uc18c\uae09\ud574\uc11c \uc9c0\uae09\ub41c\ub2e4.<\/p>\n
<\/p>\n
<\uc2e0\uccad\uc11c\uc640 \ud568\uaed8 \uc81c\ucd9c\ud574\uc57c \ud560 \uc11c\ub958><\/strong><\/p>\n
\uce90\ub098\ub2e4 \uccab \uc785\uad6d\uc77c\uc744 \uc99d\uba85\ud558\ub294 \ub79c\ub529 paper, \uc601\uc8fc\uad8c \uce74\ub4dc, \uc2dc\ubbfc\uad8c \uce74\ub4dc, \ub79c\ub529\ubd80\ud130 \uc2e0\uccad\uc77c\uae4c\uc9c0\uc758 \ubaa8\ub4e0 \uc5ec\uad8c, \uc790\ub3d9\uc785\uae08\uc744 \uc704\ud55c \ubcf4\uc774\ub4dc \uccb4\ud06cvoid cheque.<\/p>\n
\ub79c\ub529 \ud398\uc774\ud37c\ub97c \ubd84\uc2e4\ud55c \uacbd\uc6b0\uc5d0\ub294 \ubbf8\ub9ac \uc774\ubbfc\uad6d\uc5d0 “Application for a Verification of Status (VOS) or Replacement of an Immigration Document (IMM 5009)”\ub97c \uc2e0\uccad\ud558\uc5ec \ubc1b\uc544 \ub193\ub294\ub2e4. http:\/\/www.cic.gc.ca\/english\/information\/applications\/certcopy.asp<\/p>\n
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Old Age Security Program (I) \uc740\ud1f4\uac00 \uac00\uae4c\uc6b4 \ub098\uc774\uac00 \ub420\uc218\ub85d \uad00\uc2ec\uc774 \ub9ce\uc544\uc9c0\ub294 \ubcf5\uc9c0 \uae08\uc561\uc778 \uce90\ub098\ub2e4 \ub178\ub839\ubcf4\uc7a5 \ud504\ub85c\uadf8\ub7a8\uc5d0 \ub300\ud574 \uc54c\uc544\ubcf4\uaca0\uc2b5\ub2c8\ub2e4. \u25a0\uce90\ub098\ub2e4 \ub178\ub839\ubcf4\uc7a5 \ud504\ub85c\uadf8\ub7a8\uc758 \uc885\ub958 – \ub178\ub839 \ubcf4\uc7a5 \uc5f0\uae08(Old Age Security Pension) – \uc18c\ub4dd \ubcf4\uc7a5 \ubcf4\uc870\uae08(Guaranteed Income Supplement) – \ubc30\uc6b0\uc790 \uc218\ub2f9 (Allowance for Spouse) – \uc0ac\ubcc4 \ubc30\uc6b0\uc790 \uc218\ub2f9 (Allowance for the Survivor) \u25b2\ub178\ub839 \ubcf4\uc7a5 \uc5f0\uae08(Old Age […]<\/p>\n","protected":false},"author":1,"featured_media":58409,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"categories":[43],"tags":[99],"class_list":["post-66880","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-jung-suk-accnt-new","tag-news_letter"],"_links":{"self":[{"href":"https:\/\/canadaexpress.com\/news\/index.php?rest_route=\/wp\/v2\/posts\/66880","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/canadaexpress.com\/news\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/canadaexpress.com\/news\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/canadaexpress.com\/news\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/canadaexpress.com\/news\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=66880"}],"version-history":[{"count":3,"href":"https:\/\/canadaexpress.com\/news\/index.php?rest_route=\/wp\/v2\/posts\/66880\/revisions"}],"predecessor-version":[{"id":66885,"href":"https:\/\/canadaexpress.com\/news\/index.php?rest_route=\/wp\/v2\/posts\/66880\/revisions\/66885"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/canadaexpress.com\/news\/index.php?rest_route=\/wp\/v2\/media\/58409"}],"wp:attachment":[{"href":"https:\/\/canadaexpress.com\/news\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=66880"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/canadaexpress.com\/news\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=66880"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/canadaexpress.com\/news\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=66880"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}