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CRA\ub294 \ubcf4\ud1b5 \uc740\ud589 \uc774\uc790\uc728\ubcf4\ub2e4 4% \ub192\uac8c \uc774\uc790\uc728\uc744 \ucc45\uc815\ud574\uc11c \ubc8c\uae08\uc744 \ubd80\uacfc\ud558\uac8c \ub41c\ub2e4. \uadf8\ub807\uae30 \ub54c\ubb38\uc5d0 \uc694\uc998\uac19\uc774 \uc740\ud589 \uc774\uc790\uc728\uc774 \ub192\uc740 \uae30\uac04\uc5d0\ub294 \uac1c\uc778\uc18c\ub4dd\uc138 \uc608\ub0a9\uae08\uc744 \ub2a6\uac8c \ub0b4\uac70\ub098 \ubd80\uc871\ud558\uac8c \ub0c8\uc744 \ub54c \ubc1c\uc0dd\ud558\uac8c \ub418\ub294 \uc774\uc790\uac00 \ubd80\ub2f4\uc774 \ub420 \uc218\uac00 \uc788\ub2e4.<\/p>\n
<\/p>\n
\uc608\ub0a9\uc5d0 \ub300\ud55c \ud544\uc218 \uc870\uac74 \uc0ac\ud56d<\/strong><\/p>\n \uc790\uc601\uc5c5\uc790\ub098 \ud22c\uc790\uc18c\ub4dd \ub4f1 \uc6d0\ucc9c\uc9d5\uc218\uac00 \ub418\uc9c0 \uc54a\ub294 \uc885\ub958\uc758 \uc778\ucef4\uc774 \uc788\ub294 \uacbd\uc6b0\uc5d0 \ubcf4\ud1b5 \uac1c\uc778\uc18c\ub4dd\uc138 \uc608\ub0a9\uc744 \ud558\uac8c \ub41c\ub2e4. \ub610\ud55c \uc62c\ud574 \uc6d0\ucc9c\uc9d5\uc218\ub97c \ud588\ub354\ub77c\ub3c4 \uc774\ub97c \uc81c\uc678\ud55c \ucd1d \ub0a9\ubd80\uae08\uc561\uc774 $3,000\uc774 \ub118\uc744 \uacbd\uc6b0, \uadf8\ub9ac\uace0 \uc9c0\ub09c 2\ub144\uc911 \ud55c\ubc88\uc774\ub77c\ub3c4 \ub0a9\ubd80\uae08\uc561\uc774 $3,000\uc774 \ub118\uc5c8\uc744 \uacbd\uc6b0\uc5d0\ub294 \ub2e4\uc74c\ud574\uc758 \uc138\uae08\uc744 \ubbf8\ub9ac \uc608\ub0a9\ud574\uc57c \ud55c\ub2e4. (Quebec\uc740 $1,800\uc774\ub2e4)<\/p>\n <\/p>\n \uc608\ub0a9 \uae30\ud55c<\/strong><\/p>\n \uc608\ub0a9\uc740 3\uc6d4 15\uc77c, 6\uc6d4 15\uc77c, 9\uc6d4 15\uc77c, \uadf8\ub9ac\uace0 12\uc6d4 15\uc77c\uc5d0 \uac78\uccd0\uc11c \uc77c\ub144\uc5d0 \ucd1d 4\ubc88 \ub0a9\ubd80\uac00 \ub418\uc5b4\uc57c \ud55c\ub2e4. CRA\uc5d0\uc11c\ub294 1\ub144\uc5d0 2\uc6d4\uacfc 8\uc6d4\uc5d0 \uac78\uccd0 \ucd1d \ub450\ubc88\uc758 \uc608\ub0a9 \uc548\ub0b4\ubb38\uc744 \ubcf4\ub0b8\ub2e4. 2\uc6d4\uc5d0 \ubcf4\ub0b4\ub294 \uc548\ub0b4\ubb38\uc5d0\ub294 3\uc6d4\uacfc 6\uc6d4 \uc608\ub0a9\uae08 \uae08\uc561\uc744 \uc54c\ub824\uc8fc\uace0 8\uc6d4\uc5d0 \ubcf4\ub0b4\ub294 \uc548\ub0b4\ubb38\uc5d0\ub294 9\uc6d4\uacfc 12\uc6d4 \uc608\ub0a9\uae08\uc5d0 \ub300\ud574\uc11c \uc54c\ub824\uc900\ub2e4.<\/p>\n <\/p>\n \uc608\ub0a9\uae08 \uacc4\uc0b0 \ubc29\ubc95<\/strong><\/p>\n 2021\ub144\uc774\ub098 2022\ub144\uc5d0 $3,000\uc774\uc0c1 \uac1c\uc778\uc18c\ub4dd\uc138\ub97c \ub0a9\ubd80\ud588\uace0 2023\ub144\uc5d0\ub3c4 $3,000\uc774\uc0c1 \uac1c\uc778\uc18c\ub4dd\uc138\uac00 \uc608\uc0c1\uc774 \ub41c\ub2e4\uba74 \uc544\ub798 \uc608\ub0a9\uae08 \uacc4\uc0b0 \ubc29\ubc95\ub4e4 \uc911 \ubcf8\uc778 \uc0c1\ud669\uc5d0 \ub9de\ub294 \ubc29\ubc95\uc73c\ub85c \uacc4\uc0b0 \ud6c4 \ub0a9\ubd80\ud558\uba74 \ub41c\ub2e4.<\/p>\n <\/p>\n CRA\uac00 \ubcf4\ub0b4\uc8fc\ub294 \uc608\ub0a9\uae08 \uc548\ub0b4\uc11c\uc5d0 \ub098\uc628 \uae08\uc561\ub300\ub85c \ubd84\uae30\ubcc4 \ub0a9\ubd80\ub97c \ud558\uba74 \ub41c\ub2e4. \uc774\ub294 \ub9e4\ub144 \ube44\uc2b7\ud55c \uc18c\ub4dd\uc774 \uc608\uc0c1\ub42c\uc744 \uc2dc\uc5d0 \uc8fc\ub85c \uc0ac\uc6a9\ub418\ub294 \ubc29\ubc95\uc774\ub2e4.<\/p>\n 2022\ub144 \ub0a9\ubd80 \uae08\uc561\uc744 \uae30\uc900\uc73c\ub85c 4\ub4f1\ubd84\ud558\uc5ec \ubd84\uae30\ubcc4 \ub0a9\ubd80\ud558\uba74 \ub41c\ub2e4. \uc774 \ubc29\ubc95\uc740 2021\ub144\uacfc\ub294 \uc18c\ub4dd\uc774 \ub2e4\ub974\uc9c0\ub9cc 2022\ub144\uacfc \ube44\uc2b7\ud560 \uacbd\uc6b0 \uc0ac\uc6a9\ud558\uba74 \ub41c\ub2e4.<\/p>\n 2023\ub144 \uc608\uc0c1 \ub0a9\ubd80 \uae08\uc561\uacfc CPP & EI \uc608\uc0c1 \ub0a9\ubd80 \uae08\uc561\uc744 \ud569\uc0b0\ud558\uc5ec \uc774\ub97c 4\ub4f1\ubd84\ud55c \uae08\uc561\uc744 \ubd84\uae30\ubcc4 \ub0a9\ubd80\ud558\uba74 \ub41c\ub2e4. \uc774\ubc29\ubc95\uc740 \uc8fc\ub85c 2023\ub144 \uc18c\ub4dd\uc774 2021,2022\ub144\ubcf4\ub2e4 \ub9ce\uc774 \ub0ae\uc744 \uc2dc\uc5d0 \uc0ac\uc6a9\ud558\uac8c \ub41c\ub2e4.<\/p>\n <\/p>\n \ud328\ub110\ud2f0\uc640 \uc774\uc790<\/strong><\/p>\n \uc608\ub0a9\uae08\uc744 \uc815\ud574\uc9c4 \uae30\uac04\uc548\uc5d0 \ub0a9\ubd80\uac00 \ub35c \ub418\uc5c8\uac70\ub098 \ub2a6\uac8c \ub0a9\ubd80 \ub418\uc5c8\uc744 \uacbd\uc6b0 CRA\uc5d0\uc11c \uc774\uc5d0 \ub530\ub978 \ud328\ub110\ud2f0\uc640 \uc774\uc790\ub97c \ucd94\uac00 \uacfc\uc138\ud558\uac8c \ub41c\ub2e4. \uc774\uc790\uac00 $1,000\uc774 \ub118\uc744 \uacbd\uc6b0 CRA\ub294 \ub2a6\uac70\ub098 \ub0a9\ubd80\uac00 \ub35c \ub41c \uc608\ub0a9\uae08\uc5d0 \ub300\ud574\uc11c \ud398\ub110\ud2f0\ub97c \ubd99\uc774\uae30\ub3c4 \ud55c\ub2e4.<\/p>\n \uc774\uc790\uc728\uc740 Bank of Canada\uc5d0\uc11c \uc124\uc815\ud55c \ub2e8\uae30 \uc774\uc790\uc728 + 4%\ub85c \uacc4\uc0b0\uc774 \ub418\uba70 \uc694\uc998\uc740 \uc57d 9%\uc815\ub3c4\ub85c \uacc4\uc0b0\uc774 \ub41c\ub2e4. 2007\ub144\uc744 \uae30\uc900\uc73c\ub85c \uc9c0\ub09c 15\ub144\uac04 \uc774\ub807\uac8c \uc774\uc790\uc728\uc774 \ub192\uc558\uc5c8\ub358 \uc801\uc774 \uc5c6\uc5c8\ub2e4. CRA \ubc8c\uae08\uc740 \ub9e4\uc77c \ubcf5\ub9ac\ub85c \uacc4\uc0b0\uc774 \ub418\uae30 \ub54c\ubb38\uc5d0 1\ub144\uc744 \uacc4\uc0b0\uc73c\ub85c \ud558\uba74 9.4%\uc774\uc0c1\uc758 \ub192\uc740 \uc774\uc728\ub85c \uacc4\uc0b0\uc774 \ub41c\ub2e4. \uc774\uc5d0 \uc740\ud589\uc5d0\uc11c \ub354 \ub0ae\uc740 \uc774\uc728\ub85c \ub3c8\uc744 \ube4c\ub9b0 \ud6c4\uc5d0 CRA \ubc8c\uae08\uc744 \ub0a9\ubd80\ud558\uae30\ub3c4 \ud55c\ub2e4. \ucc38\uace0\ub85c \uc608\ub0a9\uae08\uc744 \ub2a6\uac8c \ub0b4\uac70\ub098 \uc801\uac8c \ub0b8 Trust\uc5d0 \ub300\ud574\uc11c\ub294 \ud398\ub110\ud2f0\ub098 \uc774\uc790\ub97c \ubd99\uc774\uc9c0 \uc54a\ub294\ub2e4\ub294 \uac83\uc774 CRA\uc758 \uae30\ubcf8 \ud589\uc815\uaddc\uce59\uc774\uc9c0\ub9cc \uc608\uc678\uc801\uc73c\ub85c CRA\uc11c \uc608\ub0a9\uc744 \uc694\uad6c\ud558\ub294 \uacbd\uc6b0\ub3c4 \uc885\uc885 \uc788\ub2e4.<\/p>\n <\/p>\n \ub9cc\uc77c 2023\ub144 3\uc6d4\uc774\ub098 6\uc6d4 \uc608\ub0a9\uae08\uc561\uc744 \ub35c \ub0c8\uac70\ub098 \uc548\ub0c8\ub2e4\uba74 \ubd80\ub2f4\uc774 \ub418\uc5b4\uac00\ub294 CRA\uc758 \ud328\ub110\ud2f0\uc640 \uc774\uc790\ub97c \uc904\uc774\uac70\ub098 \ud53c\ud558\uae30 \uc704\ud574\uc11c 9\uc6d4\uc774\ub098 12\uc6d4 \uc608\ub0a9\uae08\uc561\uc744 \ub0bc \ub54c \ucd94\uac00\uc801\uc73c\ub85c \uc608\ub0a9\uae08\uc744 \ub354 \ub0b4\ub294 \uac83\uc744 \ucd94\ucc9c\ud55c\ub2e4. \uc774\ub294 \uc6d0\ub798 \ub0b4\uc57c\ub418\ub294 \uae08\uc561\ubcf4\ub2e4 \ub108 \ub9ce\uc774 \ub0b8 \uc608\ub0a9\uae08\uc5d0 \ub300\ud574\uc11c CRA\uc5d0\uc11c \uc774\uc790\ub97c \ubd99\uc5ec \uc9c0\uae09\ud574\uc8fc\uae30 \ub54c\ubb38\uc5d0 \uc774 \uae08\uc561\uc744 \ud328\ub110\ud2f0\ub97c \uacc4\uc0b0\ud560 \ub54c \ud06c\ub798\ub527\uc73c\ub85c \uc0ac\uc6a9\ud560 \uc218\uac00 \uc788\uc5b4 \ucd1d \ub0a9\ubd80\ud574\uc57c \ud558\ub294 \ud328\ub110\ud2f0 \uae08\uc561\uc744 \uc904\uc77c \uc218\uac00 \uc788\ub2e4.<\/p>\n <\/p>\n \uc704 \ub0b4\uc6a9\uc740 \uc77c\ubc18\uc801\uc778 \uc0ac\uc2e4\uc774\uba70, \ud2b9\uc815 \uc804\ubb38\uac00\uc758 \uc870\uc5b8\uc744 \ub300\uc6a9\ud574\uc11c \uc0ac\uc6a9\ub420 \uc218\ub294 \uc5c6\uc2b5\ub2c8\ub2e4. (This material is general in nature and should not be relied upon to replace the requirement for specific professional advice.)<\/em><\/p>\n [\/et_pb_text][\/et_pb_column_inner][\/et_pb_row_inner][\/et_pb_column][et_pb_column type=”1_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” parallax__hover=”off” parallax_method__hover=”on” custom_padding__hover=”|||”][et_pb_sidebar area=”et_pb_widget_area_15″ _builder_version=”4.16″ _module_preset=”default” custom_margin=”0px|0px|0px|0px|false|false” custom_padding=”0px|0px|0px|0px|false|false” border_color_all=”rgba(0,0,0,0)” global_colors_info=”{}”][\/et_pb_sidebar][\/et_pb_column][\/et_pb_section][et_pb_section fb_built=”1″ admin_label=”Related Posts” _builder_version=”4.16″ custom_padding=”0px||0px||false|false” custom_width_px__hover=”1080px” custom_width_px__hover_enabled=”1080px” custom_width_percent__hover=”80%” custom_width_percent__hover_enabled=”80%” locked=”off” global_colors_info=”{}” gutter_width__hover=”3″ 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meta_date=”Y-m-d H:m:s” show_thumbnail=”off” excerpt_length=”110″ show_author=”off” show_categories=”off” show_pagination=”off” module_id=”more-list” _builder_version=”4.16″ _module_preset=”default” header_font_size=”20px” body_font_size=”15px” body_line_height=”1.5em” meta_font_size=”12px” meta_line_height=”1em” custom_margin=”||||false|false” custom_padding=”||||false|false” global_colors_info=”{}”][\/et_pb_blog][\/et_pb_column][et_pb_column type=”1_3″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_sidebar area=”et_pb_widget_area_16″ _builder_version=”4.16″ _module_preset=”default” custom_margin=”0px|0px|0px|0px|false|false” custom_padding=”0px|0px|0px|0px|false|false” border_color_right=”rgba(0,0,0,0)” locked=”off” global_colors_info=”{}”][\/et_pb_sidebar][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":" CRA\ub294 \ubcf4\ud1b5 \uc740\ud589 \uc774\uc790\uc728\ubcf4\ub2e4 4% \ub192\uac8c \uc774\uc790\uc728\uc744 \ucc45\uc815\ud574\uc11c \ubc8c\uae08\uc744 \ubd80\uacfc\ud558\uac8c \ub41c\ub2e4. \uadf8\ub807\uae30 \ub54c\ubb38\uc5d0 \uc694\uc998\uac19\uc774 \uc740\ud589 \uc774\uc790\uc728\uc774 \ub192\uc740 \uae30\uac04\uc5d0\ub294 \uac1c\uc778\uc18c\ub4dd\uc138 \uc608\ub0a9\uae08\uc744 \ub2a6\uac8c \ub0b4\uac70\ub098 \ubd80\uc871\ud558\uac8c \ub0c8\uc744 \ub54c \ubc1c\uc0dd\ud558\uac8c \ub418\ub294 \uc774\uc790\uac00 \ubd80\ub2f4\uc774 \ub420 \uc218\uac00 \uc788\ub2e4. \uc608\ub0a9\uc5d0 \ub300\ud55c \ud544\uc218 \uc870\uac74 \uc0ac\ud56d \uc790\uc601\uc5c5\uc790\ub098 \ud22c\uc790\uc18c\ub4dd \ub4f1 \uc6d0\ucc9c\uc9d5\uc218\uac00 \ub418\uc9c0 \uc54a\ub294 \uc885\ub958\uc758 \uc778\ucef4\uc774 \uc788\ub294 \uacbd\uc6b0\uc5d0 \ubcf4\ud1b5 \uac1c\uc778\uc18c\ub4dd\uc138 \uc608\ub0a9\uc744 \ud558\uac8c \ub41c\ub2e4. \ub610\ud55c \uc62c\ud574 […]<\/p>\n","protected":false},"author":1,"featured_media":58969,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"categories":[62],"tags":[99],"class_list":["post-68591","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-lee-jung","tag-news_letter"],"_links":{"self":[{"href":"https:\/\/canadaexpress.com\/news\/index.php?rest_route=\/wp\/v2\/posts\/68591","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/canadaexpress.com\/news\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/canadaexpress.com\/news\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/canadaexpress.com\/news\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/canadaexpress.com\/news\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=68591"}],"version-history":[{"count":3,"href":"https:\/\/canadaexpress.com\/news\/index.php?rest_route=\/wp\/v2\/posts\/68591\/revisions"}],"predecessor-version":[{"id":68595,"href":"https:\/\/canadaexpress.com\/news\/index.php?rest_route=\/wp\/v2\/posts\/68591\/revisions\/68595"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/canadaexpress.com\/news\/index.php?rest_route=\/wp\/v2\/media\/58969"}],"wp:attachment":[{"href":"https:\/\/canadaexpress.com\/news\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=68591"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/canadaexpress.com\/news\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=68591"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/canadaexpress.com\/news\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=68591"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}