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RRSP\ub294 RRSP\uad6c\uc785 \ub2f9\ud574\uc758 \uc18c\ub4dd\uc5d0\uc11c \uacf5\uc81c\ub418\ub294 \ud56d\ubaa9\uc73c\ub85c \uac00\uc7a5 \ud6a8\uc728\uc801\uc774\uba74\uc11c \ub9ce\uc774 \ud65c\uc6a9\ub418\ub294 \uc808\uc138 \uc81c\ub3c4\uc785\ub2c8\ub2e4. \uad6c\uc785\ud560 \uc218 \uc788\ub294 \ubd84\ub4e4\uc740 \uc801\uadf9\uc801\uc73c\ub85c \ud65c\uc6a9\ud558\uc2dc\uae30\ub97c \uad8c\ud574 \ub4dc\ub9bd\ub2c8\ub2e4.<\/p>\n
RRSP \uad6c\uc785\uae30\ud55c: RRSP \uad6c\uc785 \uc790\uaca9: RRSP \uad6c\uc785 \ud55c\ub3c4\uc561: \ubcf8\uc778\uc758 \ud55c\ub3c4\uc561 \ud655\uc778\ud558\ub294 \ubc29\ubc95: RRSP\uc758 \uc808\uc138 \ud6a8\uacfc: \uc740\ud589\uc5d0\uc11c RRSP Loan\uc744 \uc5bb\uc5b4 \uad6c\uc785\uc2dc: \uc735\uc790\uae08\uc561 $10,000<\/p>\n RRSP \uc778\ucd9c<\/strong><\/p>\n \uc778\ucd9c \uc2dc \uc778\ucd9c\ud55c \ud574\uc758 \uacfc\uc138\uc18c\ub4dd\uc774 \ub418\uba70 \ud574\ub2f9 \uae08\uc735\uae30\uad00\uc740 T4 RSP Slip\uc744 \ubc1c\ud589\ud574 \uc900\ub2e4. \uc778\ucd9c\uc2dc\uc5d0 \uc6d0\ucc9c\uc9d5\uc218\uc138\ub97c \ucc28\uac10\ud55c \uae08\uc561\uc744 \ubc1b\uac8c \ub41c\ub2e4.<\/p>\n Spousal RRSP:<\/strong><\/p>\n \ubcf8\uc778\uc758 RRSP\ud55c\ub3c4\ub97c \uc0ac\uc6a9\ud558\uc5ec \ubc30\uc6b0\uc790\uc758 \uba85\uc758\ub85c \uad6c\uc785\ud558\ub294 \uacbd\uc6b0\ub97c \ub9d0\ud55c\ub2e4. \ubcf8\uc778\uc774 \uc18c\ub4dd \uacf5\uc81c\ub97c \ubc1b\uac8c \ub418\uba70 \ubc30\uc6b0\uc790\ub294 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_builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_blog posts_number=”3″ include_categories=”43″ meta_date=”Y-m-d H:m:s” show_thumbnail=”off” excerpt_length=”110″ show_author=”off” show_categories=”off” module_id=”more-list” _builder_version=”4.16″ _module_preset=”default” header_font_size=”20px” body_font_size=”15px” body_line_height=”1.5em” meta_font_size=”12px” meta_line_height=”1em” custom_margin=”||||false|false” custom_padding=”||||false|false” global_colors_info=”{}”][\/et_pb_blog][\/et_pb_column][et_pb_column type=”1_3″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_sidebar area=”et_pb_widget_area_14″ _builder_version=”4.16″ _module_preset=”default” custom_margin=”0px|0px|0px|0px|false|false” custom_padding=”0px|0px|0px|0px|false|false” border_color_right=”rgba(0,0,0,0)” locked=”off” global_colors_info=”{}”][\/et_pb_sidebar][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":" RRSP\ub294 RRSP\uad6c\uc785 \ub2f9\ud574\uc758 \uc18c\ub4dd\uc5d0\uc11c \uacf5\uc81c\ub418\ub294 \ud56d\ubaa9\uc73c\ub85c \uac00\uc7a5 \ud6a8\uc728\uc801\uc774\uba74\uc11c \ub9ce\uc774 \ud65c\uc6a9\ub418\ub294 \uc808\uc138 \uc81c\ub3c4\uc785\ub2c8\ub2e4. \uad6c\uc785\ud560 \uc218 \uc788\ub294 \ubd84\ub4e4\uc740 \uc801\uadf9\uc801\uc73c\ub85c \ud65c\uc6a9\ud558\uc2dc\uae30\ub97c \uad8c\ud574 \ub4dc\ub9bd\ub2c8\ub2e4. RRSP \uad6c\uc785\uae30\ud55c:2023 \uc18c\ub4dd\uc138 \ubcf4\uace0\uc2dc \uacf5\uc81c \ubc1b\uae30 \uc704\ud574\uc11c\ub294 2024\ub144 2\uc6d429\uc77c \uae4c\uc9c0 \uad6c\uc785\ud574\uc57c \ud569\ub2c8\ub2e4. RRSP \uad6c\uc785 \uc790\uaca9:\uadfc\ub85c \uc18c\ub4dd, \uc0ac\uc5c5 \uc18c\ub4dd, \uc784\ub300 \uc18c\ub4dd\uc790\uc758 \uacbd\uc6b0 \uad6c\uc785\ud560 \uc790\uaca9\uc774 \uc788\uc2b5\ub2c8\ub2e4. \uadf8\ub7ec\ub098 \ud22c\uc790 \uc18c\ub4dd(\uc774\uc790, \ubc30\ub2f9\uae08, \uc591\ub3c4\uc18c\ub4dd \ub4f1)\uc740 \uc544\ubb34\ub9ac \ub9ce\uc544\ub3c4 \ud574\ub2f9\uc774 \uc5c6\uc2b5\ub2c8\ub2e4. RRSP […]<\/p>\n","protected":false},"author":1,"featured_media":64969,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"categories":[43],"tags":[],"class_list":["post-71897","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-jung-suk-accnt-new"],"_links":{"self":[{"href":"https:\/\/canadaexpress.com\/news\/index.php?rest_route=\/wp\/v2\/posts\/71897","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/canadaexpress.com\/news\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/canadaexpress.com\/news\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/canadaexpress.com\/news\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/canadaexpress.com\/news\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=71897"}],"version-history":[{"count":3,"href":"https:\/\/canadaexpress.com\/news\/index.php?rest_route=\/wp\/v2\/posts\/71897\/revisions"}],"predecessor-version":[{"id":71902,"href":"https:\/\/canadaexpress.com\/news\/index.php?rest_route=\/wp\/v2\/posts\/71897\/revisions\/71902"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/canadaexpress.com\/news\/index.php?rest_route=\/wp\/v2\/media\/64969"}],"wp:attachment":[{"href":"https:\/\/canadaexpress.com\/news\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=71897"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/canadaexpress.com\/news\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=71897"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/canadaexpress.com\/news\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=71897"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}
<\/strong>2023 \uc18c\ub4dd\uc138 \ubcf4\uace0\uc2dc \uacf5\uc81c \ubc1b\uae30 \uc704\ud574\uc11c\ub294 2024\ub144 2\uc6d429\uc77c \uae4c\uc9c0 \uad6c\uc785\ud574\uc57c \ud569\ub2c8\ub2e4.<\/p>\n
<\/strong>\uadfc\ub85c \uc18c\ub4dd, \uc0ac\uc5c5 \uc18c\ub4dd, \uc784\ub300 \uc18c\ub4dd\uc790\uc758 \uacbd\uc6b0 \uad6c\uc785\ud560 \uc790\uaca9\uc774 \uc788\uc2b5\ub2c8\ub2e4. \uadf8\ub7ec\ub098 \ud22c\uc790 \uc18c\ub4dd(\uc774\uc790, \ubc30\ub2f9\uae08, \uc591\ub3c4\uc18c\ub4dd \ub4f1)\uc740 \uc544\ubb34\ub9ac \ub9ce\uc544\ub3c4 \ud574\ub2f9\uc774 \uc5c6\uc2b5\ub2c8\ub2e4.<\/p>\n
<\/strong>$30,780 (2023\ub144 \uae30\uc900) \uc744 \ud55c\ub3c4\ub85c, \ub9e4\ub144 \uc0ac\uc5c5, \uadfc\ub85c, \uc784\ub300\uc18c\ub4dd\uc758 18% \ub9cc\ud07c \ub204\uc801\ub418\uba70 \uc0ac\uc6a9\ud558\uc9c0 \uc54a\uc740 \ud55c\ub3c4\uc561\uc740 \uc774\uc6d4 \ub429\ub2c8\ub2e4. \ubc8c\uae08\uc870\ud56d( Unused Contribution\uc774 RRSP Deduction Limit plus $2,000\ucd08\uacfc\uc2dc \ub9e4\uc6d4 \ucd08\uacfc\uae08\uc561\uc758 1%\uc5d0 \ud574\ub2f9\ub418\ub294 \ubc8c\uae08 \ubd80\uacfc)\uc774 \uc788\uc74c\uc744 \uc720\uc758\ud558\uc2dc\uae30 \ubc14\ub78d\ub2c8\ub2e4.<\/p>\n
<\/strong>-\uc804\ub144\ub3c4 Notice of Assessment
-www.cra.arc.gc.ca\uc5d0\uc11c My Account\ub97c \ud1b5\ud574 \ud655\uc778
-CRA Tax Information Phone Services: 1-800-267-6999<\/p>\n
<\/strong>Taxable Income\uc744 \uad6c\uc785\ud55c\ub3c4 \ub0b4\uc5d0\uc11c \uad6c\uc785\ud55c \uae08\uc561\ub9cc\ud07c \uc904\uc77c \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc608\ub85c, $50,000 \uadfc\ub85c\uc18c\ub4dd\uc774 \uc788\uc73c\uc2e0 \ubd84\uc774 $10,000\uc744 RRSP\ub85c Contribution\uc744 \ud558\uc2dc\uba74 $2,100 (\uc801\uc6a9\uc18c\ub4dd \uc138\uc728\uc774 21% \uc778 \uacbd\uc6b0) \uc744 \uc808\uc138\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n
<\/strong>RRSP\ub97c \uad6c\uc785\ud558\uace0 \uc2f6\uc740\ub370 \uc790\uae08\uc774 \uc5c6\ub294 \uacbd\uc6b0 \uc740\ud589\uc5d0\uc11c \uc735\uc790\ub97c \ud574 \uc90d\ub2c8\ub2e4.<\/p>\n\n\n
\n 1\ub144\uac04 \uc735\uc790\uae08 \uc0c1\ud658 \uc774\uc790 \uc9c0\uae09\uc561 (5% \uc778 \uacbd\uc6b0)<\/td>\n 500<\/td>\n<\/tr>\n \n \u00a01\ub144\uac04 \uc608\uc0c1\uc774\uc790 \uc18c\ub4dd (3% \uc778 \uacbd\uc6b0)<\/td>\n 300<\/td>\n<\/tr>\n \n \uc18c\ub4dd\uc138 \uc808\uc138 \uae08\uc561<\/td>\n 2,100<\/td>\n<\/tr>\n \n \uc2e4\uc9c8 \uc774\ub4dd \uae08\uc561<\/td>\n 1,900<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n \n\n
\n RRSP \uc778\ucd9c\uc561<\/td>\n Quebec\uc744 \uc81c\uc678\ud55c \ubaa8\ub4e0 \uc8fc<\/td>\n Quebec\uc8fc<\/td>\n<\/tr>\n \n $5,000<\/td>\n 10%<\/td>\n 5%<\/td>\n<\/tr>\n \n $5,001-$15,000<\/td>\n 20%<\/td>\n 10%<\/td>\n<\/tr>\n \n $15,001\uc774\uc0c1<\/td>\n 30%<\/td>\n 15%<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n
\uae08\uc735\uae30\uad00\uc5d0\ub294 GIC\ub098 \uc8fc\uc2dd \ub610\ub294 \ucc44\uad8c\uc5d0 \ud22c\uc790 (Mutual Fund)\ud558\ub294 \uc5ec\ub7ec \uc0c1\ud488\ub4e4\uc774 \uc788\uc2b5\ub2c8\ub2e4. GIC\ub294 \uc548\uc815\uc801\uc774\uc9c0\ub9cc \uc218\uc775\ub960\uc774 \ub0ae\uc740 \ubc18\uba74, Mutual Fund\uc758 \uacbd\uc6b0 \uc218\uc775\ub960\uc740 \ub192\uc73c\ub098 \uc6d0\uae08 \uc190\uc2e4\uc758 \uc704\ud5d8\uc774 \uc788\uc73c\ubbc0\ub85c \uc2e0\uc911\ud788 \uc120\ud0dd\ud574\uc57c \ud569\ub2c8\ub2e4.<\/p>\n
<\/strong>RRSP\uc989 \uac1c\uc778\uc5f0\uae08\uc744 \ud569\ubc95\uc801\uc73c\ub85c \uc808\uc138\ud560 \uc218 \uc788\ub294 \uc88b\uc740 \uc81c\ub3c4\uc785\ub2c8\ub2e4. \uc808\uc138\ub97c \ud558\uba74\uc11c \ub178\ud6c4\ub300\ucc45\uc744 \uc704\ud574\uc11c\ub3c4 \uc88b\uc740 \uc81c\ub3c4\uc774\ubbc0\ub85c \uc801\uadf9 \ud65c\uc6a9\ud558\uae30\ub97c \uad8c\ud574 \ub4dc\ub9bd\ub2c8\ub2e4.<\/p>\n