{"id":72416,"date":"2024-03-26T21:09:04","date_gmt":"2024-03-27T04:09:04","guid":{"rendered":"https:\/\/canadaexpress.com\/news\/?p=72416"},"modified":"2024-03-26T21:14:25","modified_gmt":"2024-03-27T04:14:25","slug":"%ec%9d%b4%ec%a0%95-%ed%9a%8c%ea%b3%84%ec%b9%bc%eb%9f%bc-home-buyers-planhbp%ea%b3%bc-lifelong-learning-planllp","status":"publish","type":"post","link":"https:\/\/canadaexpress.com\/news\/?p=72416","title":{"rendered":"[\uc774\uc815 \ud68c\uacc4\uce7c\ub7fc] Home Buyer\u2019s Plan(HBP)\uacfc Lifelong Learning Plan(LLP)"},"content":{"rendered":"

[et_pb_section fb_built=”1″ _builder_version=”4.16″ _module_preset=”default” custom_margin=”||25px||false|false” custom_padding=”0px||0px||false|false” locked=”off” collapsed=”off” global_colors_info=”{}”][et_pb_row _builder_version=”4.16″ _module_preset=”default” custom_padding=”0px||0px||false|false” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_image src=”https:\/\/canadaexpress.com\/news\/wp-content\/uploads\/2020\/12\/leejung.png” title_text=”leejung” url=”@ET-DC@eyJkeW5hbWljIjp0cnVlLCJjb250ZW50IjoicG9zdF9saW5rX3VybF9wYWdlIiwic2V0dGluZ3MiOnsicG9zdF9pZCI6IjgzNiJ9fQ==@” show_bottom_space=”off” _builder_version=”4.16″ _dynamic_attributes=”url” _module_preset=”default” custom_margin=”||||false|false” custom_margin_tablet=”” custom_margin_phone=”0px||||false|false” custom_margin_last_edited=”on|desktop” custom_css_main_element=”vertical-align: baseline;” global_colors_info=”{}”][\/et_pb_image][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ use_custom_gutter=”on” gutter_width=”2″ specialty=”on” padding_1_tablet=”0px||” padding_1_last_edited=”off|desktop” admin_label=”Content” _builder_version=”4.16″ background_size=”contain” background_position=”top_center” inner_max_width=”1280px” custom_padding=”0|0px|30px|0px|false|false” use_custom_width=”on” custom_width_px=”1280px” global_colors_info=”{}” background_size__hover=”cover” background_size__hover_enabled=”cover” background_position__hover=”center” background_position__hover_enabled=”center” use_background_color_gradient__hover=”off” use_background_color_gradient__hover_enabled=”off” background_color_gradient_start__hover=”#2b87da” background_color_gradient_start__hover_enabled=”#2b87da” background_color_gradient_end__hover=”#29c4a9″ background_color_gradient_end__hover_enabled=”#29c4a9″ background_color_gradient_type__hover=”linear” background_color_gradient_type__hover_enabled=”linear” background_color_gradient_direction__hover=”180deg” background_color_gradient_direction__hover_enabled=”180deg” background_color_gradient_direction_radial__hover=”center” background_color_gradient_direction_radial__hover_enabled=”center” background_color_gradient_start_position__hover=”0%” background_color_gradient_start_position__hover_enabled=”0%” background_color_gradient_end_position__hover=”100%” background_color_gradient_end_position__hover_enabled=”100%” background_color_gradient_overlays_image__hover=”off” background_color_gradient_overlays_image__hover_enabled=”off” parallax__hover=”off” parallax__hover_enabled=”off” parallax_method__hover=”on” parallax_method__hover_enabled=”on” background_repeat__hover=”no-repeat” background_repeat__hover_enabled=”no-repeat” background_blend__hover=”normal” background_blend__hover_enabled=”normal” allow_player_pause__hover=”off” allow_player_pause__hover_enabled=”off” background_video_pause_outside_viewport__hover=”on” background_video_pause_outside_viewport__hover_enabled=”on” background_color_gradient_stops__hover=”#2b87da 0%|#29c4a9 100%”][et_pb_column type=”3_4″ specialty_columns=”3″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” padding_tablet__hover=”0px||” padding_last_edited__hover=”off|desktop” parallax__hover=”off” parallax_method__hover=”on” padding_tablet=”0px||” padding_last_edited=”off|desktop” custom_padding__hover=”|||”][et_pb_row_inner _builder_version=”4.16″ custom_padding=”0px||||false|false” locked=”off” global_colors_info=”{}” parallax_1__hover=”off” parallax_1__hover_enabled=”off” parallax_2__hover=”off” parallax_2__hover_enabled=”off” parallax_3__hover=”off” parallax_3__hover_enabled=”off” parallax_4__hover=”off” parallax_4__hover_enabled=”off” parallax_method_1__hover=”on” parallax_method_1__hover_enabled=”on” parallax_method_2__hover=”on” parallax_method_2__hover_enabled=”on” parallax_method_3__hover=”on” parallax_method_3__hover_enabled=”on” parallax_method_4__hover=”on” parallax_method_4__hover_enabled=”on” use_background_color_gradient__hover=”off” use_background_color_gradient__hover_enabled=”off” background_color_gradient_start__hover=”#2b87da” background_color_gradient_start__hover_enabled=”#2b87da” background_color_gradient_end__hover=”#29c4a9″ background_color_gradient_end__hover_enabled=”#29c4a9″ background_color_gradient_type__hover=”linear” background_color_gradient_type__hover_enabled=”linear” background_color_gradient_direction__hover=”180deg” background_color_gradient_direction__hover_enabled=”180deg” background_color_gradient_direction_radial__hover=”center” background_color_gradient_direction_radial__hover_enabled=”center” background_color_gradient_start_position__hover=”0%” background_color_gradient_start_position__hover_enabled=”0%” background_color_gradient_end_position__hover=”100%” background_color_gradient_end_position__hover_enabled=”100%” background_color_gradient_overlays_image__hover=”off” background_color_gradient_overlays_image__hover_enabled=”off” parallax__hover=”off” parallax__hover_enabled=”off” parallax_method__hover=”on” parallax_method__hover_enabled=”on” background_size__hover=”cover” background_size__hover_enabled=”cover” background_position__hover=”center” background_position__hover_enabled=”center” background_repeat__hover=”no-repeat” background_repeat__hover_enabled=”no-repeat” background_blend__hover=”normal” background_blend__hover_enabled=”normal” allow_player_pause__hover=”off” allow_player_pause__hover_enabled=”off” background_video_pause_outside_viewport__hover=”on” background_video_pause_outside_viewport__hover_enabled=”on” use_custom_gutter__hover=”off” use_custom_gutter__hover_enabled=”off” gutter_width__hover=”3″ gutter_width__hover_enabled=”3″ make_equal__hover=”off” make_equal__hover_enabled=”off” border_radii__hover=”on||||” border_radii__hover_enabled=”on||||” box_shadow_style__hover=”none” box_shadow_style__hover_enabled=”none” box_shadow_color__hover=”rgba(0,0,0,0.3)” box_shadow_color__hover_enabled=”rgba(0,0,0,0.3)” max_width__hover=”100%” max_width__hover_enabled=”100%” filter_hue_rotate__hover=”0deg” filter_hue_rotate__hover_enabled=”0deg” filter_saturate__hover=”100%” filter_saturate__hover_enabled=”100%” filter_brightness__hover=”100%” filter_brightness__hover_enabled=”100%” filter_contrast__hover=”100%” filter_contrast__hover_enabled=”100%” filter_invert__hover=”0%” filter_invert__hover_enabled=”0%” filter_sepia__hover=”0%” filter_sepia__hover_enabled=”0%” filter_opacity__hover=”100%” filter_opacity__hover_enabled=”100%” filter_blur__hover=”0px” filter_blur__hover_enabled=”0px” mix_blend_mode__hover=”normal” mix_blend_mode__hover_enabled=”normal” animation_style__hover=”none” animation_style__hover_enabled=”none” animation_repeat__hover=”once” animation_repeat__hover_enabled=”once” animation_direction__hover=”center” animation_direction__hover_enabled=”center” animation_duration__hover=”1000ms” animation_duration__hover_enabled=”1000ms” animation_delay__hover=”0ms” animation_delay__hover_enabled=”0ms” animation_intensity_slide__hover=”50%” animation_intensity_slide__hover_enabled=”50%” animation_intensity_zoom__hover=”50%” animation_intensity_zoom__hover_enabled=”50%” animation_intensity_flip__hover=”50%” animation_intensity_flip__hover_enabled=”50%” animation_intensity_fold__hover=”50%” animation_intensity_fold__hover_enabled=”50%” animation_intensity_roll__hover=”50%” animation_intensity_roll__hover_enabled=”50%” animation_starting_opacity__hover=”0%” animation_starting_opacity__hover_enabled=”0%” animation_speed_curve__hover=”ease-in-out” animation_speed_curve__hover_enabled=”ease-in-out” hover_transition_duration__hover=”300ms” hover_transition_duration__hover_enabled=”300ms” hover_transition_delay__hover=”0ms” hover_transition_delay__hover_enabled=”0ms” hover_transition_speed_curve__hover=”ease” hover_transition_speed_curve__hover_enabled=”ease” background_color_gradient_stops__hover=”#2b87da 0%|#29c4a9 100%”][et_pb_column_inner saved_specialty_column_type=”3_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” parallax__hover=”off” parallax__hover_enabled=”off” parallax_method__hover=”on” parallax_method__hover_enabled=”on” custom_padding__hover=”|||”][et_pb_text admin_label=”Text” _builder_version=”4.16″ text_font=”||||||||” text_line_height=”2em” header_font=”||||||||” header_2_font=”Work Sans|700|||||||” header_2_font_size=”25px” header_2_line_height=”1.5em” max_width_tablet=”” max_width_phone=”” max_width_last_edited=”on|tablet” header_2_font_size_tablet=”30px” header_2_font_size_phone=”15px” header_2_font_size_last_edited=”on|desktop” locked=”off” global_colors_info=”{}” header_font_size__hover=”30px” header_font_size__hover_enabled=”30px” header_letter_spacing__hover=”0px” header_letter_spacing__hover_enabled=”0px” header_text_shadow_style__hover=”none” header_text_shadow_style__hover_enabled=”none” header_text_shadow_color__hover=”rgba(0,0,0,0.4)” header_text_shadow_color__hover_enabled=”rgba(0,0,0,0.4)” header_2_font_size__hover=”26px” header_2_font_size__hover_enabled=”26px” header_2_letter_spacing__hover=”0px” header_2_letter_spacing__hover_enabled=”0px” header_2_line_height__hover=”1em” header_2_line_height__hover_enabled=”1em” header_2_text_shadow_style__hover=”none” header_2_text_shadow_style__hover_enabled=”none” header_2_text_shadow_color__hover=”rgba(0,0,0,0.4)” header_2_text_shadow_color__hover_enabled=”rgba(0,0,0,0.4)” header_3_font_size__hover=”22px” header_3_font_size__hover_enabled=”22px” header_3_letter_spacing__hover=”0px” header_3_letter_spacing__hover_enabled=”0px” header_3_line_height__hover=”1em” header_3_line_height__hover_enabled=”1em” header_3_text_shadow_style__hover=”none” header_3_text_shadow_style__hover_enabled=”none” header_3_text_shadow_color__hover=”rgba(0,0,0,0.4)” header_3_text_shadow_color__hover_enabled=”rgba(0,0,0,0.4)” header_4_font_size__hover=”18px” header_4_font_size__hover_enabled=”18px” header_4_letter_spacing__hover=”0px” header_4_letter_spacing__hover_enabled=”0px” header_4_line_height__hover=”1em” header_4_line_height__hover_enabled=”1em” header_4_text_shadow_style__hover=”none” header_4_text_shadow_style__hover_enabled=”none” header_4_text_shadow_color__hover=”rgba(0,0,0,0.4)” header_4_text_shadow_color__hover_enabled=”rgba(0,0,0,0.4)” header_5_font_size__hover=”16px” header_5_font_size__hover_enabled=”16px” header_5_letter_spacing__hover=”0px” header_5_letter_spacing__hover_enabled=”0px” header_5_line_height__hover=”1em” header_5_line_height__hover_enabled=”1em” header_5_text_shadow_style__hover=”none” header_5_text_shadow_style__hover_enabled=”none” header_5_text_shadow_color__hover=”rgba(0,0,0,0.4)” header_5_text_shadow_color__hover_enabled=”rgba(0,0,0,0.4)” header_6_font_size__hover=”14px” header_6_font_size__hover_enabled=”14px” header_6_letter_spacing__hover=”0px” header_6_letter_spacing__hover_enabled=”0px” header_6_line_height__hover=”1em” header_6_line_height__hover_enabled=”1em” header_6_text_shadow_style__hover=”none” header_6_text_shadow_style__hover_enabled=”none” header_6_text_shadow_color__hover=”rgba(0,0,0,0.4)” header_6_text_shadow_color__hover_enabled=”rgba(0,0,0,0.4)” text_letter_spacing__hover=”0px” text_letter_spacing__hover_enabled=”0px” text_text_shadow_style__hover=”none” text_text_shadow_style__hover_enabled=”none” text_text_shadow_color__hover=”rgba(0,0,0,0.4)” text_text_shadow_color__hover_enabled=”rgba(0,0,0,0.4)”]<\/p>\n

RRSP \ubd88\uc785\uc2dc\uc5d0\ub294 \uc18c\ub4dd\uacf5\uc81c\ub97c \ubc1b\uc744 \uc218 \uc788\uc9c0\ub9cc, \uc778\ucd9c\uc744 \ud560 \uacbd\uc6b0 \ub2f9\ud574 \uc18c\ub4dd\uc73c\ub85c \ubcf4\uace0\ud574\uc57c \ud55c\ub2e4. \ud558\uc9c0\ub9cc RRSP \ub85c \ubd88\uc785\ud55c \uae08\uc561\uc744 Home Buyers Plan \uacfc Life-Long Plan\uc73c\ub85c \uc778\ucd9c\ud560 \uacbd\uc6b0\ub294 \uc608\uc678\uc801\uc73c\ub85c \uadf8 \uc6d0\uce59\uc774 \uc801\uc6a9\ub418\uc9c0 \uc54a\ub294\ub2e4.<\/p>\n

<\/strong><\/p>\n

Home Buyers\u2019 Plan<\/strong><\/p>\n

Home Buyer\u2019s Plan \uc740 \ubcf8\uc778\uc774\ub098 \uc7a5\uc560\uac00 \uc788\ub294 \uac00\uc871 \ub610\ub294 \uce5c\uc778\ucc99\uc744 \uc704\ud574 \uc8fc\ud0dd\uc744 \uad6c\uc785\ud560 \uacbd\uc6b0 \uc774\uc6a9\ud560 \uc218 \uc788\ub294\ub370 HBP\ub97c \uc774\uc6a9\ud558\uc5ec RRSP\ub97c \uc778\ucd9c\ud558\uba74 \uadf8 \uc778\ucd9c\uc561\uc744 \uc18c\ub4dd\uc73c\ub85c \uac04\uc8fc\ud558\uc9c0 \uc54a\uc74c.
\uac1c\uc778\ub2f9 $35,000\uae4c\uc9c0 \uc778\ucd9c\ud558\uc5ec \uad6c\uc785\uc790\uae08\uc73c\ub85c \uc774\uc6a9 \uac00\ub2a5\ud568.
HBP \uc73c\ub85c \uc778\ucd9c\ud558\uae30 \uc804, \ucd5c\uc18c 90\uc77c \uc774\uc804\uc5d0 \uad6c\uc785\ub41c RRSP \uc5ec\uc57c \ud568.
\uc8fc\ud0dd\uc744 \uc774\ubbf8 \uc18c\uc720\ud558\uace0 \uc788\uac70\ub098 \ucd5c\uadfc\uc5d0 \uc8fc\ud0dd\uc744 \uad6c\uc785\ud558\uc600\uc744 \uacbd\uc6b0\uc5d0\ub294 HBP\ub97c \uc774\uc6a9\ud560\uc218 \uc5c6\uc74c.<\/p>\n

** \uccab \uc8fc\ud0dd \uad6c\uc785\uc2dc, \ud639\uc740 HBP\ub97c \ud1b5\ud574 RRSP\ub97c \uc778\ucd9c\ud558\uae30 \uc804 5\ub144\ub3d9\uc548 \uc8fc\ud0dd\uc744 \uc18c\uc720\ud55c \uc801\uc774 \uc5c6\uc73c\uba74 HBP\ub97c \uc774\uc6a9\ud560 \uc218 \uc788\ub2e4.<\/p>\n

<\/strong><\/p>\n

HBSP \uc774\uc6a9\uc808\ucc28<\/strong>\u00a0<\/p>\n

HBP\ub85c \uc8fc\ud0dd\uc744 \uad6c\uc785\ud558\uae30 \uc704\ud55c Written agreement \ud544\uc694
\uad6c\uc785\uc774\ud6c4 1\ub144 \uc774\ub0b4\uc5d0 \uc8fc\uac70\uc8fc\uc9c0\ub85c \uc0ac\uc6a9\ud560 \uc758\ub3c4\uac00 \uc788\uc5b4\uc57c \ud55c\ub2e4.
RRSP\uc5d0\uc11c \uc778\ucd9c\ud558\ub358 \ud574 1\uc6d4 1\uc77c HBP balance \uac00 0\uc774\uc5b4\uc57c \ud55c\ub2e4.
RRSP \uc778\ucd9c 30\uc77c \uc804\uc5d0 \ubcf8\uc778\uc774\ub098 \ubc30\uc6b0\uc790\uac00 \uc9d1\uc744 \uc18c\uc720\ud588\ub358 \uc0c1\ud0dc\uac00 \uc544\ub2c8\uc5b4\uc57c \ud55c\ub2e4.
\uc778\ucd9c\uc2dc\uc810\uc5d0 \uce90\ub098\ub2e4 \uac70\uc8fc\uc790\uc5ec\uc57c \ud55c\ub2e4.
RRSP \uc778\ucd9c\uc740 \uc5ec\ub7ec\ubc88\uc5d0 \uac78\uccd0\ub3c4 \uac00\ub2a5\ud558\uc9c0\ub9cc \uac19\uc740 \ud574\uc5d0 \uc774\ub8e8\uc5b4\uc838\uc57c \ud55c\ub2e4.
\ucd5c\ub300 $35,000 \uae4c\uc9c0 \uc778\ucd9c \uac00\ub2a5. (\ucd08\uacfc\ubd80\ubd84\uc740 \uc18c\ub4dd\uc73c\ub85c \ubcf4\uace0\ud558\uc5ec\uc57c \ud568)<\/p>\n

Home Buyer\u2019s Plan\uc744 \uc774\uc6a9\ud558\ub824\uba74 RRSP\ub97c \ucc3e\uc73c\uc2dc\ub294 \ub2f9\ud574\uc5f0\ub3c4 10\uc6d4 1\uc77c\uae4c\uc9c0 \uc8fc\ud0dd \uad6c\uc785\uc744 \ub9c8\uccd0\uc57c\ud558\ub294\ub370, \uadf8\ub54c\uae4c\uc9c0 \uad6c\uc785\ud558\uc9c0 \ubabb\ud55c \uacbd\uc6b0\uc5d0\ub294 \uac19\uc740\ud574 12\uc6d4 \ub9d0\uae4c\uc9c0 RRSP\ub97c \ub2e4\uc2dc \ub0a9\ubd80\ud558\uba74 \uc778\ucd9c\ud588\ub358 RRSP\ub97c \uadf8\ud574\uc758 \uc18c\ub4dd\uc138 \ubcf4\uace0 \ub300\uc0c1\uc774 \uc544\ub2c8\ub2e4.<\/p>\n

<\/strong><\/p>\n

HBP \uc0c1\ud658(repayment) \uc2dc\uae30\ub294 \uc5b8\uc81c?<\/strong>\u00a0<\/p>\n

\uc778\ucd9c\uc561\uc740 \uc778\ucd9c \ub2f9\ud574 \uacfc\uc138\ub300\uc0c1\uc774 \ub418\uc9c0 \uc54a\uc73c\ub098, \uc778\ucd9c 2\ub144\ud6c4\ubd80\ud130 15\ub144\uc5d0 \uac78\uccd0 \uc0c1\ud658\ud558\uc5ec\uc57c \ud55c\ub2e4. \ub530\ub77c\uc11c 1\/15\uc5d0 \ud574\ub2f9\ud558\ub294 \uae08\uc561\uc744 \uc0c1\ud658\ud558\uc9c0 \ubabb\ud55c \uacbd\uc6b0 \uadf8 \uae08\uc561\uc740 \uadf8 \ud574 \uc18c\ub4dd\uc73c\ub85c \uac04\uc8fc\ub41c\ub2e4. \uc608\ub97c \ub4e4\uc5b4 2022\ub144 \uc911 HBP \uc73c\ub85c $35,000\uc758 RRSP\ub97c \uc778\ucd9c\ud558\uc600\ub2e4\uba74 2024\ub144 \ubd80\ud130 $2,333,33\uc529\uc744 \ub9e4\ub144 \uc0c1\ud658\ud558\uc5ec\uc57c \ud558\uace0, \uc774\ubcf4\ub2e4 \uc801\uc740 \uae08\uc561\uc744 \uc0c1\ud658\ud558\uac8c\ub418\uba74 \ucc28\uc561\ub9cc\ud07c\uc740 \uc18c\ub4dd\uc73c\ub85c \ubcf4\uace0\ud574\uc57c \ud55c\ub2e4.<\/p>\n

<\/strong><\/p>\n

Lifelong Learning Plan\uc740 \ubb34\uc5c7\uc774\uba70 \uc778\ucd9c \ud55c\ub3c4\uc561\uc740 \uc5bc\ub9c8\uc778\uac00?<\/strong>\u00a0<\/p>\n

RRSP\ub97c \ubd88\uc785\ud588\ub358 \uc0ac\ub78c\uc774 \ubcf8\uc778\uc774\ub098 \ubc30\uc6b0\uc790\uc758 \uad50\uc721\ube44 \uc790\uae08\uc744 \uc704\ud574 RRSP\ubd88\uc785\uc561\uc744 \ucc3e\uc544\uc57c \ud558\ub294 \uacbd\uc6b0 Home Buyer\u2019s Plan \uacfc \ub9c8\ucc2c\uac00\uc9c0\ub85c RRSP\uc778\ucd9c\uc561\uc744 \uc18c\ub4dd\uc73c\ub85c \ubcf4\uc9c0 \uc54a\uc74c.
LLP\uc744 \ud1b5\ud574 \ucd1d $20,000 \uae4c\uc9c0 \uc778\ucd9c\ud560 \uc218 \uc788\uc9c0\ub9cc \uc5f0\uac04 $10,000\uc744 \ucd08\uacfc\ud560 \uc218\ub294 \uc5c6\uc74c<\/p>\n

<\/strong><\/p>\n

Lifelong Learning Plan\uc774\uc6a9\uc5d0 \ub530\ub978 \uc8fc\uc758 \uc0ac\ud56d\uc740 \ubb34\uc5c7\uc778\uac00\uc694?<\/strong><\/p>\n

LLP\ub97c \uc774\uc6a9\ud560 \uc218 \uc788\ub294 \uc0ac\ub78c\uc740 full-time \ud559\uc0dd\uc774\uc5b4\uc57c \ud558\uace0 (disability condition\uc774 \uc788\uc73c\uba74 part-time\ub3c4 \uac00\ub2a5), \uce90\ub098\ub2e4 \uac70\uc8fc\uc790\uc774\uba70, 71\uc138 \uc774\ud558\uc778 \uc0ac\ub78c\uc774 \ucd5c\uc18c\ud55c 3\uac1c\uc6d4 \uc774\uc0c1 \uc9c4\ud589\ub418\ub294 \uad50\uc721\uacfc\uc815\uc5d0 \ub4f1\ub85d\uc744 \ud574\uc57c \ud558\ub294 \uc81c\ud55c \uc870\uac74\uc774 \uc788\ub2e4.
\ubcf8\uc778 \ub610\ub294 \ubc30\uc6b0\uc790\uac00 LLP\ub97c \uac19\uc740 \uae30\uac04\uc5d0 \ud568\uaed8 \uc774\uc6a9\ud560 \uc218 \uc788\ub2e4.
HBP\ub97c \uc774\uc6a9\ud55c \uc0ac\ub78c\uc774 RRSP\uc778\ucd9c\uc561\uc744 \uc804\ubd80 \ub2e4 \uc0c1\ud658\ud558\uc9c0 \ubabb\ud588\uc744 \uacbd\uc6b0\uc5d0\ub3c4 LLP\ub97c \uc774\uc6a9\ud560 \uc218 \uc788\ub2e4.<\/p>\n

<\/strong><\/p>\n

LLP \uc758 \uc0c1\ud658(repayment) \uc2dc\uae30\ub294 \uc5b8\uc81c?<\/strong>\u00a0<\/p>\n

RRSP \uc0c1\ud658 \uc2dc\uae30\ub294 RRSP \uc778\ucd9c\uc790\uac00 \ud574\ub2f9 \uad50\uc721 \ud504\ub85c\uadf8\ub7a8\uc5d0 \ub4f1\ub85d\ud55c \ub9c8\uc9c0\ub9c9 \uc5f0\ub3c4\uc758 \ub2e4\uc74c \ud574 (\uc989, \ub300\ud559\uc758 \uacbd\uc6b0 4\ud559\ub144\uc744 \ucd5c\uc885\uc801\uc73c\ub85c \ub4f1\ub85d\ud55c \ud574\uc758 \ub2e4\uc74c \uc5f0\ub3c4)\ub85c\ubd80\ud130 60\uc77c \uc774\ub0b4\uc774\uac70\ub098 \ucc98\uc74c \uad50\uc721\ube44\ub97c \uc778\ucd9c\ud55c \ud574\ub85c\ubd80\ud130 6\ub144\uc9f8 \ub418\ub294 \ud574\uac00 \uc2dc\uc791\ub41c \ud6c4 60\uc77c \uc774\ub0b4\uc5d0 RRSP \uc7ac\ub0a9\ubd80\uac00 \uc2dc\uc791\ub418\uc5b4\uc57c \ud558\uace0 \uc778\ucd9c\ub41c \ucd1d\uc561\uc744 10\ub144\uc548\uc5d0 \uc0c1\ud658\ud574\uc57c \ud55c\ub2e4.<\/p>\n

\u00a0\uc608: A \ub294 2018\ub144\ubd80\ud130 2021\ub144\uae4c\uc9c0 LLP \uba85\ubaa9\uc73c\ub85c RRSP \uc5d0\uc11c \uc778\ucd9c\uc744 \ud558\uc5ec \uad50\uc721\ube44\ub97c \uac10\ub2f9\ud558\uc600\ub2e4. \uadf8\ub9ac\uace0 \uc2e4\uc81c\ub85c2018\ub144 2023\ub144\uae4c\uc9c0\ub85c \ub9e4\ub144 \ucd5c\uc18c 3\uac1c\uc6d4 \uc774\uc0c1 full-time \ud559\uc0dd\uc73c\ub85c \ud559\uc5c5\uc744 \uc9c0\uc18d\ud558\uc600\ub2e4.<\/p>\n

\uc774 \uacbd\uc6b0 \uc0c1\ud658\uae30\uac04\uc740 2023 \ubd80\ud130 2032\ub144\uc774 \ub429\ub2c8\ub2e4. 2023\ub144\uc774 \ucc98\uc74c \uc778\ucd9c\ud55c 2018\ub144\uc73c\ub85c\ubd80\ud130 5\ub144\uc9f8 \ub418\ub294 \ud574\uc774\uae30 \ub54c\ubb38\uc774\ub2e4. \ub530\ub77c\uc11c \ub2a6\uc5b4\ub3c4 \uc774\ub85c\ubd80\ud130 60\uc77c \uc774\ub0b4\uc778 2024\ub144 3\uc6d4 1\uc77c\uae4c\uc9c0 \uc0c1\ud658\uc744 \ub9c8\uccd0\uc57c \ud55c\ub2e4. 1\/10 \uc758 \uae08\uc561\uc744 \ub9e4\ub144 \uc0c1\ud658\ud574\uc57c \ud558\uae30\ub54c\ubb38\uc5d0 RRSP \uc640 \ub9c8\ucc2c\uac00\uc9c0\ub85c \ubbf8\uc0c1\ud658\ub41c \ubd80\ubd84\uc5d0 \ub300\ud574\uc11c\ub294 \uc18c\ub4dd\uc73c\ub85c \ubcf4\uace0\ub41c\ub2e4.<\/p>\n

 <\/p>\n

\uc704 \ub0b4\uc6a9\uc740 \uc77c\ubc18\uc801\uc778 \uc0ac\uc2e4\uc774\uba70, \ud2b9\uc815 \uc804\ubb38\uac00\uc758 \uc870\uc5b8\uc744 \ub300\uc6a9\ud574\uc11c \uc0ac\uc6a9\ub420 \uc218\ub294 \uc5c6\uc2b5\ub2c8\ub2e4.<\/em>
(This material is general in nature and should not be relied upon to replace the requirement for specific professional advice.)<\/em><\/p>\n

[\/et_pb_text][\/et_pb_column_inner][\/et_pb_row_inner][\/et_pb_column][et_pb_column type=”1_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” parallax__hover=”off” parallax_method__hover=”on” custom_padding__hover=”|||”][et_pb_sidebar area=”et_pb_widget_area_15″ _builder_version=”4.16″ _module_preset=”default” custom_margin=”0px|0px|0px|0px|false|false” custom_padding=”0px|0px|0px|0px|false|false” border_color_all=”rgba(0,0,0,0)” global_colors_info=”{}”][\/et_pb_sidebar][\/et_pb_column][\/et_pb_section][et_pb_section fb_built=”1″ admin_label=”Related Posts” _builder_version=”4.16″ custom_padding=”0px||0px||false|false” custom_width_px__hover=”1080px” custom_width_px__hover_enabled=”1080px” custom_width_percent__hover=”80%” custom_width_percent__hover_enabled=”80%” locked=”off” global_colors_info=”{}” gutter_width__hover=”3″ gutter_width__hover_enabled=”3″ parallax_1__hover=”off” parallax_1__hover_enabled=”off” parallax_2__hover=”off” parallax_2__hover_enabled=”off” parallax_3__hover=”off” parallax_3__hover_enabled=”off” parallax_method_1__hover=”on” parallax_method_1__hover_enabled=”on” parallax_method_2__hover=”on” parallax_method_2__hover_enabled=”on” parallax_method_3__hover=”on” parallax_method_3__hover_enabled=”on” use_background_color_gradient__hover=”off” use_background_color_gradient__hover_enabled=”off” background_color_gradient_start__hover=”#2b87da” background_color_gradient_start__hover_enabled=”#2b87da” background_color_gradient_end__hover=”#29c4a9″ background_color_gradient_end__hover_enabled=”#29c4a9″ background_color_gradient_type__hover=”linear” background_color_gradient_type__hover_enabled=”linear” background_color_gradient_direction__hover=”180deg” background_color_gradient_direction__hover_enabled=”180deg” background_color_gradient_direction_radial__hover=”center” background_color_gradient_direction_radial__hover_enabled=”center” background_color_gradient_start_position__hover=”0%” background_color_gradient_start_position__hover_enabled=”0%” background_color_gradient_end_position__hover=”100%” background_color_gradient_end_position__hover_enabled=”100%” background_color_gradient_overlays_image__hover=”off” background_color_gradient_overlays_image__hover_enabled=”off” parallax__hover=”off” parallax__hover_enabled=”off” parallax_method__hover=”on” parallax_method__hover_enabled=”on” background_size__hover=”cover” background_size__hover_enabled=”cover” background_position__hover=”center” background_position__hover_enabled=”center” background_repeat__hover=”no-repeat” background_repeat__hover_enabled=”no-repeat” background_blend__hover=”normal” background_blend__hover_enabled=”normal” allow_player_pause__hover=”off” allow_player_pause__hover_enabled=”off” background_video_pause_outside_viewport__hover=”on” background_video_pause_outside_viewport__hover_enabled=”on” inner_shadow__hover=”off” inner_shadow__hover_enabled=”off” make_fullwidth__hover=”off” make_fullwidth__hover_enabled=”off” use_custom_width__hover=”off” use_custom_width__hover_enabled=”off” width_unit__hover=”on” width_unit__hover_enabled=”on” make_equal__hover=”off” make_equal__hover_enabled=”off” use_custom_gutter__hover=”off” use_custom_gutter__hover_enabled=”off” border_radii__hover=”on||||” border_radii__hover_enabled=”on||||” box_shadow_style__hover=”none” box_shadow_style__hover_enabled=”none” box_shadow_color__hover=”rgba(0,0,0,0.3)” box_shadow_color__hover_enabled=”rgba(0,0,0,0.3)” max_width__hover=”100%” max_width__hover_enabled=”100%” filter_hue_rotate__hover=”0deg” filter_hue_rotate__hover_enabled=”0deg” filter_saturate__hover=”100%” filter_saturate__hover_enabled=”100%” filter_brightness__hover=”100%” filter_brightness__hover_enabled=”100%” filter_contrast__hover=”100%” filter_contrast__hover_enabled=”100%” filter_invert__hover=”0%” filter_invert__hover_enabled=”0%” filter_sepia__hover=”0%” filter_sepia__hover_enabled=”0%” filter_opacity__hover=”100%” filter_opacity__hover_enabled=”100%” filter_blur__hover=”0px” filter_blur__hover_enabled=”0px” mix_blend_mode__hover=”normal” mix_blend_mode__hover_enabled=”normal” animation_style__hover=”none” animation_style__hover_enabled=”none” animation_repeat__hover=”once” animation_repeat__hover_enabled=”once” animation_direction__hover=”center” animation_direction__hover_enabled=”center” animation_duration__hover=”1000ms” animation_duration__hover_enabled=”1000ms” animation_delay__hover=”0ms” animation_delay__hover_enabled=”0ms” animation_intensity_slide__hover=”50%” animation_intensity_slide__hover_enabled=”50%” animation_intensity_zoom__hover=”50%” animation_intensity_zoom__hover_enabled=”50%” animation_intensity_flip__hover=”50%” animation_intensity_flip__hover_enabled=”50%” animation_intensity_fold__hover=”50%” animation_intensity_fold__hover_enabled=”50%” animation_intensity_roll__hover=”50%” animation_intensity_roll__hover_enabled=”50%” animation_starting_opacity__hover=”0%” animation_starting_opacity__hover_enabled=”0%” animation_speed_curve__hover=”ease-in-out” animation_speed_curve__hover_enabled=”ease-in-out” hover_transition_duration__hover=”300ms” hover_transition_duration__hover_enabled=”300ms” hover_transition_delay__hover=”0ms” hover_transition_delay__hover_enabled=”0ms” hover_transition_speed_curve__hover=”ease” hover_transition_speed_curve__hover_enabled=”ease” background_color_gradient_stops__hover=”#2b87da 0%|#29c4a9 100%”][et_pb_row use_custom_gutter=”on” gutter_width=”2″ make_equal=”on” _builder_version=”4.16″ max_width=”1280px” use_custom_width=”on” custom_width_px=”1280px” locked=”off” collapsed=”off” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text _builder_version=”4.16″ _dynamic_attributes=”content” _module_preset=”default” text_font=”Noto Sans KR|700|||||||” text_text_color=”#333333″ text_font_size=”35px” header_font=”|700|||||||” custom_padding=”||22px||false|false” border_width_bottom=”2px” global_colors_info=”{}”]@ET-DC@eyJkeW5hbWljIjp0cnVlLCJjb250ZW50IjoicG9zdF9jYXRlZ29yaWVzIiwic2V0dGluZ3MiOnsiYmVmb3JlIjoiXHVjZTdjXHViN2ZjIC0gIiwiYWZ0ZXIiOiIiLCJsaW5rX3RvX3Rlcm1fcGFnZSI6Im9mZiIsInNlcGFyYXRvciI6IiB8ICIsImNhdGVnb3J5X3R5cGUiOiJjYXRlZ29yeSJ9fQ==@[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=”2_3,1_3″ use_custom_gutter=”on” make_equal=”on” _builder_version=”4.16″ max_width=”1280px” custom_margin=”0px||||false|false” custom_padding=”0px||||false|false” use_custom_width=”on” custom_width_px=”1280px” global_colors_info=”{}”][et_pb_column type=”2_3″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_blog posts_number=”3″ include_categories=”current” meta_date=”Y-m-d H:m:s” show_thumbnail=”off” excerpt_length=”110″ show_author=”off” show_categories=”off” show_pagination=”off” module_id=”more-list” _builder_version=”4.16″ _module_preset=”default” header_font_size=”20px” body_font_size=”15px” body_line_height=”1.5em” meta_font_size=”12px” meta_line_height=”1em” custom_margin=”||||false|false” custom_padding=”||||false|false” global_colors_info=”{}”][\/et_pb_blog][\/et_pb_column][et_pb_column type=”1_3″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_sidebar area=”et_pb_widget_area_16″ _builder_version=”4.16″ _module_preset=”default” custom_margin=”0px|0px|0px|0px|false|false” custom_padding=”0px|0px|0px|0px|false|false” border_color_right=”rgba(0,0,0,0)” locked=”off” global_colors_info=”{}”][\/et_pb_sidebar][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":"

RRSP \ubd88\uc785\uc2dc\uc5d0\ub294 \uc18c\ub4dd\uacf5\uc81c\ub97c \ubc1b\uc744 \uc218 \uc788\uc9c0\ub9cc, \uc778\ucd9c\uc744 \ud560 \uacbd\uc6b0 \ub2f9\ud574 \uc18c\ub4dd\uc73c\ub85c \ubcf4\uace0\ud574\uc57c \ud55c\ub2e4. \ud558\uc9c0\ub9cc RRSP \ub85c \ubd88\uc785\ud55c \uae08\uc561\uc744 Home Buyers Plan \uacfc Life-Long Plan\uc73c\ub85c \uc778\ucd9c\ud560 \uacbd\uc6b0\ub294 \uc608\uc678\uc801\uc73c\ub85c \uadf8 \uc6d0\uce59\uc774 \uc801\uc6a9\ub418\uc9c0 \uc54a\ub294\ub2e4. Home Buyers\u2019 Plan Home Buyer\u2019s Plan \uc740 \ubcf8\uc778\uc774\ub098 \uc7a5\uc560\uac00 \uc788\ub294 \uac00\uc871 \ub610\ub294 \uce5c\uc778\ucc99\uc744 \uc704\ud574 \uc8fc\ud0dd\uc744 \uad6c\uc785\ud560 \uacbd\uc6b0 \uc774\uc6a9\ud560 \uc218 \uc788\ub294\ub370 HBP\ub97c \uc774\uc6a9\ud558\uc5ec RRSP\ub97c \uc778\ucd9c\ud558\uba74 […]<\/p>\n","protected":false},"author":1,"featured_media":69990,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"categories":[62],"tags":[99],"class_list":["post-72416","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-lee-jung","tag-news_letter"],"_links":{"self":[{"href":"https:\/\/canadaexpress.com\/news\/index.php?rest_route=\/wp\/v2\/posts\/72416","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/canadaexpress.com\/news\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/canadaexpress.com\/news\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/canadaexpress.com\/news\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/canadaexpress.com\/news\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=72416"}],"version-history":[{"count":3,"href":"https:\/\/canadaexpress.com\/news\/index.php?rest_route=\/wp\/v2\/posts\/72416\/revisions"}],"predecessor-version":[{"id":72421,"href":"https:\/\/canadaexpress.com\/news\/index.php?rest_route=\/wp\/v2\/posts\/72416\/revisions\/72421"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/canadaexpress.com\/news\/index.php?rest_route=\/wp\/v2\/media\/69990"}],"wp:attachment":[{"href":"https:\/\/canadaexpress.com\/news\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=72416"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/canadaexpress.com\/news\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=72416"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/canadaexpress.com\/news\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=72416"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}