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text_font=”||||||||” text_line_height=”1.8em” header_font=”||||||||” header_2_font=”Work Sans|700|||||||” header_2_font_size=”25px” header_2_line_height=”1.5em” max_width_tablet=”” max_width_phone=”” max_width_last_edited=”on|tablet” header_2_font_size_tablet=”30px” header_2_font_size_phone=”15px” header_2_font_size_last_edited=”on|desktop” locked=”off” global_colors_info=”{}” header_font_size__hover=”30px” header_font_size__hover_enabled=”30px” header_letter_spacing__hover=”0px” header_letter_spacing__hover_enabled=”0px” header_text_shadow_style__hover=”none” header_text_shadow_style__hover_enabled=”none” header_text_shadow_color__hover=”rgba(0,0,0,0.4)” header_text_shadow_color__hover_enabled=”rgba(0,0,0,0.4)” header_2_font_size__hover=”26px” header_2_font_size__hover_enabled=”26px” header_2_letter_spacing__hover=”0px” header_2_letter_spacing__hover_enabled=”0px” header_2_line_height__hover=”1em” header_2_line_height__hover_enabled=”1em” header_2_text_shadow_style__hover=”none” 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header_4_text_shadow_color__hover_enabled=”rgba(0,0,0,0.4)” header_5_font_size__hover=”16px” header_5_font_size__hover_enabled=”16px” header_5_letter_spacing__hover=”0px” header_5_letter_spacing__hover_enabled=”0px” header_5_line_height__hover=”1em” header_5_line_height__hover_enabled=”1em” header_5_text_shadow_style__hover=”none” header_5_text_shadow_style__hover_enabled=”none” header_5_text_shadow_color__hover=”rgba(0,0,0,0.4)” header_5_text_shadow_color__hover_enabled=”rgba(0,0,0,0.4)” header_6_font_size__hover=”14px” header_6_font_size__hover_enabled=”14px” header_6_letter_spacing__hover=”0px” header_6_letter_spacing__hover_enabled=”0px” header_6_line_height__hover=”1em” header_6_line_height__hover_enabled=”1em” header_6_text_shadow_style__hover=”none” header_6_text_shadow_style__hover_enabled=”none” header_6_text_shadow_color__hover=”rgba(0,0,0,0.4)” header_6_text_shadow_color__hover_enabled=”rgba(0,0,0,0.4)” text_letter_spacing__hover=”0px” text_letter_spacing__hover_enabled=”0px” text_text_shadow_style__hover=”none” text_text_shadow_style__hover_enabled=”none” text_text_shadow_color__hover=”rgba(0,0,0,0.4)” text_text_shadow_color__hover_enabled=”rgba(0,0,0,0.4)”]<\/p>\n
\uce7c\ud2bc \ub300\ud559\uad50\uc5d0\uc11c \uacf5\ud559 \ubb3c\ub9ac\ud559 \ud559\uc704\ub97c \ubc1b\uace0 \uc878\uc5c5\ud55c \uc9c0 \uac70\uc758 1\ub144\uc774 \uc9c0\ub09c \uc9c0\uae08\ub3c4 \uc218\ub9ac\uc57c \ub098\ub808\uc0e8\uc740 \ucde8\uc5c5\uc744 \uc704\ud574 \uace0\uad70\ubd84\ud22c\ud558\uace0 \uc788\ub2e4. \uc624\ud0c0\uc640\uc5d0 \uc0ac\ub294 \ub098\ub808\uc0e8\uc740 \uc9c0\ub09c\ud574 5\uc6d4\ubd80\ud130 \uc8fc\ub85c \uc18c\ud504\ud2b8\uc6e8\uc5b4 \uacf5\ud559 \ubc0f \uad11\ud559 \ubd84\uc57c\uc758 80\uc5ec\uac1c \uc77c\uc790\ub9ac\uc5d0 \uc9c0\uc6d0\ud588\ub2e4. \uc815\uad50\ud55c \uc219\ub828\ub3c4 \ud14c\uc2a4\ud2b8\ub97c \ud3ec\ud568\ud55c \uc5ec\ub7ec \ucc28\ub840\uc758 \uc778\ud130\ubdf0\ub97c \uc131\uacf5\ud588\uc9c0\ub9cc \uc544\uc9c1 \uc815\uaddc\uc9c1\uc744 \ucc3e\uc9c0 \ubabb\ud588\uace0 \uc885\uc885 \ucc44\uc6a9 \ud68c\uc0ac\uc5d0 \uba54\uc138\uc9c0\ub97c \ub0a8\uaca8\ub3c4 \ub2f5\ubcc0\uc774 \uc5c6\ub2e4.<\/p>\n
RBC\uc774\ucf54\ub178\ubbf9\uc2a4\uc758 \ubd84\uc11d\uc5d0 \ub530\ub974\uba74, \ucd5c\uadfc \uc218\uce58\ub294 \uccad\ub144 \uc2e4\uc5c5\ub960\uc774 \uc99d\uac00\ud558\uace0 \uc788\ub2e4\ub294 \uac83\uc744 \ubcf4\uc5ec\uc900\ub2e4. \uc791\ub144 4\uc6d4 \uc774 \ud6c4 \uce90\ub098\ub2e4 \uc804\uccb4 \uc2e4\uc5c5\ub960 \uc99d\uac00\uc758 \uc0c1\ub2f9 \ubd80\ubd84\uc774 \uad6c\uc9c1\uc5d0 \ub354 \ub9ce\uc740 \uc2dc\uac04\uc744 \ud560\uc560\ud558\uace0 \uc788\ub294 \uccad\ub144\ub4e4\uacfc \ub098\ub808\uc0e8\uacfc \uac19\uc740 \ucd5c\uadfc \uc878\uc5c5\ud55c \uc0c8\ub85c\uc6b4 \uad6c\uc9c1\uc790\ub4e4 \ub54c\ubb38\uc774\ub2e4.<\/p>\n
\ub098\ub808\uc0e8\uc740 \ub4f1\ub85d\uae08\uc774 \ub354 \ube44\uc2f8\uc9c0\ub9cc \ucef4\ud4e8\ud130 \ud559\uc704\ub97c \ub530\ub294 \uac83\uc774 \uad6c\uc9c1 \uc804\uc120\uc5d0\uc11c \uc720\ub9ac\ud560 \uac83\uc774\ub77c\uace0 \uc0dd\uac01\ud588\uc9c0\ub9cc \uc9c0\uae08\uc740 \uc2e4\uc5c5\uc774\ub77c\ub294 \ub9d0\ub9cc \ub4e4\uc5b4\ub3c4 \uae30\ubd84\uc774 \uc5b8\uc9e2\ub2e4. \uadf8\ub294 \u201c\ub9c8\uce58 \ub9e4\ubab0 \ube44\uc6a9\uc624\ub958\uc640 \uac19\uc740 \uac83\uc774 \uc788\ub2e4\ub294 \uc0dd\uac01\uc774 \ub4e0\ub2e4. \uc77c\uc790\ub9ac\ub97c \ucc3e\uc9c0 \ubabb\ud558\uba74 \uacb0\uad6d \ub2e4\ub978 \ubc29\ud5a5\uc73c\ub85c \uc804\ud658\ud574\uc57c \ud560 \uac83\u201d \uc774\ub77c\uace0 \ud588\ub2e4.<\/p>\n
<\/p>\n
\uc2e4\uc5c5\uc758 \ubc30\ud6c4, \uc0c8 \uad6c\uc9c1\uc790\ub4e4<\/strong><\/p>\n \uce90\ub098\ub2e4\ud1b5\uacc4\uccad \uc790\ub8cc\uc5d0 \ub530\ub974\uba74 3\uc6d4 \uccad\ub144 \uace0\uc6a9\uc740 \ucf54\ube44\ub4dc-19 \ub300\uc720\ud589\uc758 \uccab 2\ub144\uc744 \uc81c\uc678\ud558\uace0 2012\ub144 2\uc6d4 \uc774\ud6c4 \uac00\uc7a5 \ub0ae\uc740 \uc218\uc900\uc774\ub2e4. \uac19\uc740 \ub2ec \uccad\ub144 \uc2e4\uc5c5\ub960\uc740 1% \uc0c1\uc2b9\ud55c 12.6%\ub85c 2023\ub144 3\uc6d4(9.5%) \ubcf4\ub2e4 3.1% \ub192\uc544\uc84c\ub2e4. \uc774\ub294 2020\ub144\uacfc 2021\ub144 \ud32c\ub370\ubbf9\uc744 \uc81c\uc678\ud558\uba74 2016\ub144 9\uc6d4 \uc774\ud6c4 \uac00\uc7a5 \ub192\uc740 \uc218\uce58\uc774\ub2e4. 2022\ub144 12\uc6d4 \uc774\ud6c4 15\uc138\uc5d0\uc11c 24\uc138 \uc0ac\uc774 \uccad\ub144\uce35\uc758 \uace0\uc6a9 \uc99d\uac00\ub294 \uac70\uc758 \uc5c6\uc5c8\ub2e4.<\/p>\n 1\uc6d4 \ubc1c\ud45c\ub41c RBC\uc740\ud589 \ubcf4\uace0\uc11c\uc5d0 \ub530\ub974\uba74 \uce90\ub098\ub2e4 \uc778\uad6c\ub294 \ube60\ub974\uac8c \uc99d\uac00\ud558\uace0 \uc788\uc9c0\ub9cc \uc2e4\uc5c5\ub960 \uc99d\uac00\ub97c \uc8fc\ub3c4\ud558\ub294 \uac83\uc740 \uc0c8 \uc774\ubbfc\uc790\uac00 \uc544\ub2c8\ub77c \uc7ac\ud559\uc0dd, \uace0\ub4f1\ud559\uad50\uc640 \ub300\ud559\uc744 \uc878\uc5c5\ud55c \uc0ac\ud68c \ucd08\ub144\uc0dd\uc774\ub2e4.<\/p>\n \uc774 \ubcf4\uace0\uc11c\uc758 \uacf5\ub3d9 \uc800\uc790\uc778 RBC \uacbd\uc81c\ud559\uc790 \uce90\ub9ac \ud504\ub9ac\uc2a4\ud1a4\uc740 \ud1b5\uacc4\uccad \uc790\ub8cc\ub294 \uccad\ub144\ub4e4\uc774 \ub178\ub3d9 \uc2dc\uc7a5 \uce68\uccb4\uc758 \uac00\uc7a5 \ud070 \ud0c0\uaca9\uc744 \ubc1b\uace0 \uc788\uc74c\uc744 \ubcf4\uc5ec\uc900\ub2e4\uace0 \ud588\ub2e4. 2023\ub144 4\uc6d4\ubd80\ud130 \uc2e4\uc5c5\ub960 \uc99d\uac00\uc758 \uc808\ubc18\uc740 \ub300\ud559\uacfc \uace0\ub4f1\ud559\uad50\ub97c \ub9c9 \uc878\uc5c5\ud55c \ub178\ub3d9\uc2dc\uc7a5\uc758 \uacbd\ub825\uc774 \uc5c6\ub294 \uad6c\uc9c1\uc790\ub4e4\ub85c\ubd80\ud130 \ubc1c\uc0dd\ud588\ub2e4\uace0 \ud55c\ub2e4. \uadf8\ub140\ub294 2023\ub144 \uc911\ubc18\ubd80\ud130 \uc790\ub8cc\ub4e4\uc774 \uc11c\ub85c \uac70\uc758 \uc0c1\ucda9\ub418\ub294 \uc0ac\ub840\uac00 \ub9ce\uc544 \uc84c\ub2e4\uace0 \ud588\ub2e4.<\/p>\n \uad6d\ub0b4 \uc2e4\uc5c5\ub960\uc740 \uc804\ubc18\uc801\uc73c\ub85c \uc0c1\uc2b9\ud558\uace0 \uc788\uc9c0\ub9cc, \uce90\ub098\ub2e4\uc758 \uc778\uad6c\uac00 1957\ub144 \uc774\ud6c4 \uac00\uc7a5 \ube60\ub978 \uc18d\ub3c4\ub85c \uc99d\uac00\ud558\uace0 \uc788\ub294 \uac00\uc6b4\ub370, \ud1b5\uacc4\uccad \uc790\ub8cc\ub294 \uc5ec\uc804\ud788 \ub9e4\ub2ec \uc77c\uc790\ub9ac\uac00 \uc99d\uac00\ud558\uace0 \uc788\uc74c\uc73c\ub85c \ubcf4\uc5ec\uc900\ub2e4. \ud504\ub9ac\uc2a4\ud1a4 \ud559\uc790\ub294 “\uc774\uac83\uc774 \uc758\ubbf8\ud558\ub294 \uac83\uc740 \ub178\ub3d9\ub825 \uaddc\ubaa8\uc5d0 \ube44\ud574 \uce90\ub098\ub2e4 \ub178\ub3d9\uc2dc\uc7a5 \ucc38\uc5ec \uc790 \uc911 \uc2e4\uc5c5\uc790\uc758 \ube44\uc728\uc774 \uc99d\uac00\ud558\uace0 \uc788\ub2e4\ub294 \uac83”\uc774\ub77c\uace0 \uc9c4\ub2e8\ud588\ub2e4.<\/p>\n \uc2e4\uc5c5\ub960 \uc0c1\uc2b9\uc758 \uc77c\ubd80\ub9cc \ud574\uace0\uc728\ub85c \uc124\uba85\ud560 \uc218 \uc788\uc9c0\ub9cc, 3\uc6d4\ubd80\ud130 \ud574\uace0\uc728\uc740 \uc0c1\ub2f9\ud55c \uc99d\uac00\ub97c \ubcf4\uc5ec\uc654\ub2e4\uace0 \ud588\ub2e4. \u201c\ub178\ub3d9\uc2dc\uc7a5\uc740 \ud655\uc2e4\ud788 \ubd80\ub4dc\ub7ec\uc6cc\uc9c0\uace0 \uc788\ub2e4. \uadf8\ub9ac\uace0 \ud559\uc0dd\ub4e4\uc774 \ucc44\uc6a9\ub418\ub294 \uae30\uac04\uc740 \ub354 \uae38\uc5b4\uc84c\ub2e4”\uace0 \ud588\ub2e4.<\/p>\n \uce7c\ud2bc\ub300\ud559 \uc878\uc5c5\uc0dd\uc778 \ub098\ub808\uc0e8\uc740 \uc774\ub825\uc744 \ub192\uc774\uae30 \uc704\ud574 \uc11d\uc0ac\uacfc\uc815\uc744 \ubc1f\ub294 \uac83\uc744 \uace0\ubbfc \uc911\uc774\ub2e4. \uadf8\ub294 \uae30\uc220 \ubd84\uc57c\uc5d0\uc11c \ub9ce\uc740 \ud574\uace0\uac00 \ubc1c\uc0dd\ud568\uc5d0 \ub530\ub77c \ucd5c\uadfc \uc9c1\uc7a5\uc744 \uc783\uc740 \uacbd\ub825\uc790 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\ud558\ub294 \ub3c4\uc804\uc5d0 \uc9c1\uba74\ud574 \uc788\ub2e4\u201d \uace0 \ud588\ub2e4.<\/p>\n <\/p>\n \uccad\ub144 \uad6c\uc9c1\uae30\uac04 \uc7a5\uae30\ud654<\/strong><\/p>\n \ud074\ub808\uc5b4 \ud53c\uce20\ud328\ud2b8\ub9ad(21)\uc740 \ud1a0\ub860\ud1a0 \uba54\ud2b8\ub85c\ud3f4\ub9ac\ud0c4 \ub300\ud559\uc5d0\uc11c \uc0ac\ud68c\ubcf5\uc9c0\ud559 \ud559\uc704\uacfc\uc815 \ub9c8\uc9c0\ub9c9 \ud574\uc5d0 \uc7ac\ud559 \uc911\uc774\ub2e4. \uc878\uc5c5\uc744 \ubaa9\uc804\uc5d0 \ub450\uace0 \uc9c0\ub09c \ub2ec\ubd80\ud130 50\uac1c \uc774\uc0c1\uc758 \uc2e0\uc785 \uc77c\uc790\ub9ac\uc5d0 \uc9c0\uc6d0\ud588\uc9c0\ub9cc \uc544\uc9c1 \uc815\uaddc\uc9c1 \uc77c\uc790\ub9ac\ub97c \uad6c\ud558\uc9c0 \ubabb\ud588\ub2e4. \uadf8\ub140\ub294 \uc0ac\ud68c\ubcf5\uc9c0\ud559 \ud559\uc704\uac00 \uc2e4\uc6a9\uc801\uc774\ub77c\uace0 \uc0dd\uac01\ud588\uace0 \uc2ec\ub9ac\ud559\uc774\ub098 \uc0ac\ud68c\ud559\uacfc \ud559\uc704\ubcf4\ub2e4 \uc624\ud788\ub824 \uc878\uc5c5 \ud6c4 \uc9c1\uc5c5\uc744 \ucc3e\ub294 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\ud55c\ub2e4. \uc9c0\uc6d0 \ubd84\uc57c\uc5d0 \ub530\ub77c \uc0c1\ud669\uc774 \ub2e4\ub97c \uc218 \uc788\ub2e4\uace0 \ud588\ub2e4. “\uc9c0\ub09c \uba87 \ub144 \uac04 \ud32c\ub370\ubbf9\uc73c\ub85c \uc778\ud574 \ubd88\uc548\uac10\uc774 \ub192\uc544\uc84c\uace0 \uc9c0\uc18d\uc801\uc73c\ub85c \uc9c4\ud654\ud558\ub294 \ub9ce\uc740 \uacbd\uc81c \uc0c1\ud669\uc73c\ub85c \uc778\ud574 \ud559\uc0dd\ub4e4\uc758 \ubd88\uc548\uac10\uc774 \ub354 \ub192\uc544\uc84c\ub2e4\u201d \uace0 \ub9d0\ud588\ub2e4.<\/p>\n \ud53c\uce20\ud328\ud2b8\ub9ad\uc740 \uc7a5\uc560\uac00 \uc788\ub294 \uc131\uc778\ub4e4\uacfc \ud568\uaed8 \uc77c\ud558\uace0 \uc2f6\uc5b4\ud55c\ub2e4. \uadf8\ub140\ub294 \ub9c1\ud06c\ub4dc\uc778\uacfc \uc778\ub514\ub4dc\ub97c \ud1b5\ud574 \uc9c0\uc6d0\ud558\uace0 \uad6c\uc9c1 \ud68c\uc0ac\uc5d0 \uc9c1\uc811 \uc5f0\ub77d\ud558\ub294 \ub4f1 \uad6c\uc9c1 \ud65c\ub3d9\uc744 \ud655\uc7a5\ud588\ub2e4.<\/p>\n \uadf8\ub140\ub294 \uc81c1\ud615 \ub2f9\ub1e8\ubcd1\uc744 \uac00\uc9c0\uace0 \uc788\uace0, \uc878\uc5c5\uc744 \ud558\uba74 \ubd80\ubaa8\ub2d8\uc758 \uac74\uac15\ubcf4\ud5d8\uc5d0\uc11c \uc81c\uc678\ub418\uae30 \ub54c\ubb38\uc5d0 \uad6c\uc9c1\uc774 \uc808\uc2e4\ud558\uace0 \uc784\uae08 \ubcf4\ub2e4 \uac74\uac15\ubcf4\ud5d8\uc744 \uc81c\uacf5\ud558\ub294 \uace0\uc6a9\uc8fc\ub97c \ucc3e\ub294 \uac83\uc774 \ub9e4\uc6b0 \uc911\uc694\ud558\ub2e4.<\/p>\n \uadf8\ub140\ub294 \uacbd\ub825\uc790 \ub610\ub294 \ub300\ud559\uc6d0 \ud559\uc704\uc790\uac00 \uadf8\ub140\uac00 \uc9c0\uc6d0\ud55c \uc77c\uc790\ub9ac\uc5d0 \uace0\uc6a9\ub418\uace0 \uc788\ub2e4\uace0 \ubbff\ub294\ub2e4. \uacb0\uad6d \ub300\ud559\uc6d0\uc5d0 \uc9c4\ud559\ud558\uae30\ub97c \ud76c\ub9dd\ud558\uc9c0\ub9cc, \ub300\ud559\uc6d0 \uc785\ud559 \uacbd\uc7c1\uc774 \ub192\uc544\uc838 \ub300\ud559 \uc131\uc801\uc774 \ucd5c\uace0 \uc131\uc801\uad8c\uc5d0 \ub4e4\uc5b4\uc57c \ud55c\ub2e4\uace0 \ud588\ub2e4. \u201c\ub300\ud559 \uc878\uc5c5\uc0dd\uc758 \uad6c\uc9c1\uc774 \uc774\ub807\uac8c \uc5b4\ub824\uc6b8 \uc904\uc740 \uc804\ud600 \uc608\uc0c1\ud558\uc9c0 \ubabb\ud588\ub2e4. \ud559\ub825\uc774 \ub192\uc544\ub3c4 \uc77c\uc790\ub9ac\ub97c \ubabb \ucc28\ub294 \uc878\uc5c5\uc0dd\ub4e4\uc774 \ub9ce\ub2e4\ub294 \uac83\uc740 \uc815\ubd80 \ucc28\uc6d0\uc758 \ub300\ucc45\uc774 \ud544\uc694\ud558\ub2e4\ub294 \uac83\uc744 \uc758\ubbf8\ud55c\ub2e4\u201d \uace0 \ub367\ubd99\uc600\ub2e4.<\/p>\n [\/et_pb_text][\/et_pb_column_inner][\/et_pb_row_inner][\/et_pb_column][et_pb_column type=”1_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” parallax__hover=”off” parallax_method__hover=”on” custom_padding__hover=”|||”][et_pb_sidebar area=”et_pb_widget_area_3″ _builder_version=”4.16″ _module_preset=”default” custom_margin=”0px|0px|0px|0px|false|false” custom_padding=”0px|0px|0px|0px|false|false” border_color_all=”rgba(0,0,0,0)” global_colors_info=”{}”][\/et_pb_sidebar][\/et_pb_column][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":" \uce7c\ud2bc \ub300\ud559\uad50\uc5d0\uc11c 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