{"id":72940,"date":"2024-04-23T22:19:20","date_gmt":"2024-04-24T05:19:20","guid":{"rendered":"https:\/\/canadaexpress.com\/news\/?p=72940"},"modified":"2024-04-23T22:19:42","modified_gmt":"2024-04-24T05:19:42","slug":"%ec%83%9d%ec%95%a0-%ec%b2%ab-%eb%82%b4-%ec%a7%91-%eb%a7%88%eb%a0%a8-%ec%a2%80-%eb%8d%94-%ec%89%bd%ea%b2%8c","status":"publish","type":"post","link":"https:\/\/canadaexpress.com\/news\/?p=72940","title":{"rendered":"\uc0dd\uc560 \uccab \ub0b4 \uc9d1 \ub9c8\ub828 \u2018\uc880 \ub354 \uc27d\uac8c\u2019"},"content":{"rendered":"

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\uc9c0\ub09c 11\uc77c \uc200 \ud504\ub808\uc774\uc800 \uc5f0\ubc29\uc8fc\ud0dd\ubd80 \uc7a5\uad00\uc740 16\uc77c \uc5f0\ubc29\uc608\uc0b0\uc548\uc5d0 \ud3ec\ud568\ub420 \uc0dd\uc560 \uccab \uc9d1 \uad6c\ub9e4\ub97c \ub354 \uc6a9\uc774\ud558\uae30 \uc704\ud55c \uba87\uac00\uc9c0 \uac1c\uc120\uc815\ucc45\uc744 \uc0ac\uc804 \ubc1c\ud45c\ud588\ub2e4. \uc8fc\uc694 \ubcc0\uacbd\uc548\uc740 RRSP\uc800\ucd95\uc758 \uc778\ucd9c\ud55c\ub3c4 \uc99d\uc561 \ubc0f \ubaa8\uae30\uc9c0 \ucd1d \uc0c1\ud658\uae30\uac04\uc758 \uc5f0\uc7a5\uc774\ub2e4.<\/p>\n

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RRSP \uc778\ucd9c \ud55c\ub3c4 6\ub9cc\ub2ec\ub7ec\ub85c\u2191<\/strong><\/h3>\n

<\/strong><\/h3>\n

\ubaa8\uae30\uc9c0 30\ub144 \uc0c1\ud658 \uc77c\ubd80 \ud5c8\uc6a9<\/strong><\/h3>\n<\/blockquote>\n

\ud06c\ub9ac\uc2a4\ud2f0\uc544 \ud504\ub9ac\ub79c\ub4dc \uc7ac\ubb34\uc7a5\uad00\uc740 \u201c\uc8fc\ud0dd \ubd80\uc871, \uacc4\uc18d \uc624\ub974\ub294 \uc784\ub300\ub8cc\uc640 \uc9d1 \uac12\uc73c\ub85c \uc778\ud574 \ub9ce\uc740 \uc80a\uc740 \uce90\ub124\ub514\uc5b8\uc5d0\uac8c \ub0b4\uc9d1 \ub9c8\ub828\uc758 \uafc8\uc774 \uc774\ub8e8\uc9c0 \ubabb\ud560 \uafc8\uc774 \ub418\uace0 \uc788\ub2e4” \uace0 \ud558\uba74\uc11c \u201c\uc80a\uc740 \uc138\ub300\uc758 \ub0b4 \uc9d1 \ub9c8\ub828\uc758 \uafc8\uc744 \ub3d5\ub294 \uc870\uce58\u201d \ub77c\uace0 \uadf8 \ucde8\uc9c0\ub97c \ubc1d\ud614\ub2e4.<\/p>\n

\uc6b0\uc120 \uccab\uc9d1\uad6c\ub9e4\uc790\ud50c\ub79c(FHBP)\uc5d0 \ub530\ub77c \uc2e0\ucd95 \uccab \uc9d1 \uacc4\uc57d\uae08\uc5d0 \uc0ac\uc6a9\ud560 \ubaa9\uc801\uc73c\ub85c \ube44\uacfc\uc138\ub85c RRSP(\uc740\ud1f4\uc800\ucd95\uacc4\uc815) \uacc4\uc815\uc5d0\uc11c \uc778\ucd9c\ud560 \uc218 \uc788\ub294 \ud55c\ub3c4\uc561\uc744 4\uc6d4 16\uc77c\ubd80\ud130 35,000\ub2ec\ub7ec\uc5d0\uc11c 60,000\ub2ec\ub7ec\ub85c \uc99d\uc561\ud55c\ub2e4.<\/p>\n

\uccab\uc9d1\uad6c\ub9e4\uc790\ud50c\ub79c(FHBP)\uc740 \uccab \uc9d1 \uad6c\ub9e4\ub97c \ubaa9\uc801\uc73c\ub85c \ud560 \ub54c RRSP \uacc4\uc815\uc5d0\uc11c \ube44\uacfc\uc138\ub85c \uc704\uc57d\uae08 \uc5c6\uc774 \uc778\ucd9c\ud558\ub294 \uac83\uc744 \ud5c8\uc6a9\ud55c\ub2e4. \ub2e8 \uc778\ucd9c\ub41c \uae08\uc561\uc740 \uc815\ud574\uc9c4 \uae30\uac04 \ub0b4\uc5d0 \uc2dc\uc791, 15\ub144\uc5d0 \uac78\uccd0 RRSP\uc5d0 \uc7ac \uc785\uae08\ub418\uc5b4\uc57c \ud55c\ub2e4. \uc815\ubd80\ub294 \uc7ac\uc785\uae08\uc744 \uc2dc\uc791\ud574\uc57c \ud558\ub294 \uc2dc\uc810\ub3c4 \uc778\ucd9c \ud6c4 2\ub144\uc5d0\uc11c 5\ub144\uc73c\ub85c \uc5f0\uc7a5\ud588\ub2e4. 2022\ub144\ubd80\ud130 2025\ub144 \uc0ac\uc774\uc5d0 FHBP \uacc4\uc815\uc744 \ub9cc\ub4e4\uc5c8\uac70\ub098 \uc778\ucd9c\ud55c \uc0ac\ub78c\ub4e4\uc5d0\uac8c \uc0c8\ub85c \uc5f0\uc7a5\ub41c \uae30\uac04\uc774 \uc801\uc6a9\ub41c\ub2e4.<\/p>\n

 <\/p>\n

\ubaa8\uae30\uc9c0 30\ub144 \uc0c1\ud658\uae30\uac04 \uc77c\ubd80 \ud5c8\uc6a9<\/strong><\/p>\n

\ubaa8\uae30\uc9c0\uc758 \uc6d4\uc9c0\uae09\uc561 \ubd80\ub2f4\uc744 \uc904\uc774\uae30 \uc704\ud574\uc11c \uccab \uc9d1 \uad6c\ub9e4\uc790\uc758 \uc77c\ubd80 \ubaa8\uae30\uc9c0 \uc0c1\ud658 \ucd1d \uae30\uac04\uc744 \ucd5c\ub300 30\ub144\uc73c\ub85c \ub298\ub9ac\ub294 \uac83\uc744 \ud5c8\uc6a9\ud55c\ub2e4. \uc77c\ubc18 \uc0c1\uac01 \uae30\uac04\uc740 25\ub144\uc774\uba70 30\ub144\uc73c\ub85c \uc5f0\uc7a5\ud558\ub294 \uac83\uc740 \uc6d4 \uc9c0\uae09\uc561\uc744 \uc904\uc774\ub294 \ud6a8\uacfc\ub97c \uac00\uc838\uc628\ub2e4. \ub300\uc2e0 \ucd1d \uc0c1\uac01 \uae30\uac04\ub3d9\uc548 \ub0b4\uc57c \ud558\ub294 \uc774\uc790 \ubd80\ub2f4\uc740 \ub298\uc5b4\ub09c\ub2e4.<\/p>\n

8\uc6d4 1\uc77c\ubd80\ud130 \uc2e0\ucd95 \ubd80\ub3d9\uc0b0 \uccab \uc9d1 \uad6c\ub9e4\uc790\ub294 \ubcf4\ud5d8\uac00\uc785 30\ub144 \uc0c1\uac01 \uae30\uac04\uc73c\ub85c \ubaa8\uae30\uc9c0 \ub300\ucd9c\uc744 \ubc1b\uc744 \uc218 \uc788\ub2e4. 30\ub144 \uc0c1\uac01 \uae30\uac04\uc740 \uc8fc\ud0dd \uad6c\ub9e4\uac00\uaca9\uc5d0 \ub530\ub77c \ud544\uc694\ud55c \ucd5c\uc18c \uacc4\uc57d\uae08 (50\ub9cc\ub2ec\ub7ec \ubbf8\ub9cc\uc77c \ub54c 5%, 50\ub9cc\ub2ec\ub7ec~99\ub9cc9,900\ub2ec\ub7ec\uc77c \ub54c \uccab 50\ub9cc \ub2ec\ub7ec\uc758 5%, \ub098\uba38\uc9c0\uc758 10%, 1\ubc31\ub9cc \ub2ec\ub7ec \uc774\uc0c1\uc77c \ub54c 20%) \uc9c0\ubd88\uc744 \ucda9\uc871\ud558\uc9c0 \ubabb\ud560 \ub54c \uc758\ubb34\uc801\uc73c\ub85c \uac00\uc785\ud574\uc57c \ud558\ub294 \ubaa8\uae30\uc9c0 \ubcf4\ud5d8\uc5d0 \uac00\uc785\ub41c \ub300\ucd9c\uc5d0\ub9cc \uc801\uc6a9\ub41c\ub2e4.<\/p>\n

\ube44\uad50 \uc0ac\uc774\ud2b8 Rates.ca \uc8fc\ud0dd\ub2f4\ubcf4 \ubc0f \ubd80\ub3d9\uc0b0 \uc804\ubb38\uac00\uc778 \ube45\ud130 \ud2b8\ub79c\uc740 \u201c\ubc34\ucfe0\ubc84\uc640 \ud1a0\ub860\ud1a0\ub294 \uc6ec\ub9cc\ud55c \ucf58\ub3c4\uc758 \uac00\uaca9\uc774 1\ubc31\ub9cc \ub2ec\ub7ec\ub97c \uc721\ubc15\ud558\uace0 \ub2e8\ub3c5\uc8fc\ud0dd\uc758 \uac00\uaca9\uc740 1\ubc31\ub9cc \ub2ec\ub7ec\ub97c \ud6e8\uc52c \ucd08\uacfc\ud558\uae30 \ub54c\ubb38\uc5d0 \ubcf4\ud5d8 \uac00\uc785 \ubaa8\uae30\uc9c0\uc5d0\ub9cc \uc801\uc6a9\ub418\ub294 \uc774 \ubcc0\uacbd\uc548\uc758 \uc218\ud61c\uc790\ub294 \uc801\uc744 \uac83\u201d \uc774\ub77c\uace0 \ud588\ub2e4.<\/p>\n

\ud55c\ud3b8 \ubaa8\uae30\uc9c0 \ucd1d \uc0c1\ud658\uae30\uac04\uc758 \uc5f0\uc7a5\uc744 \ucd09\uad6c\ud574\uc628 \uce90\ub098\ub2e4\uc8fc\ud0dd\uac74\uc124\ud611\ud68c(CHBA)\ub294 \uc774\ubc88 \ubc1c\ud45c\ub97c \ud658\uc601\ud588\ub2e4. \uce90\ube48 \ub9acCEO\ub294 30\ub144 \uc0c1\uac01 \uae30\uac04\uc740 \uccab \uc9d1 \uad6c\ub9e4\uc790\uc758 \ubaa8\uae30\uc9c0 \uc2e0\uccad\uc790\uaca9\uc744 \ub0ae\ucd94\uc5b4 \uc90c\uc73c\ub85c\uc368 \uac74\ucd95 \uc18d\ub3c4\ub97c \uac00\uc18d\ud654\ud560 \uc218 \uc788\uac8c \ud560 \uac83\uc774\ub77c\uace0 \ub9d0\ud588\ub2e4.<\/p>\n

\u201c\uc774 \uc815\ucc45\uc740 \uc7a5\uae30\ud654 \ub418\uc5b4\uc57c \ud55c\ub2e4. \ubb38\uc81c\ub294 \uac04\ub2e8\ud558\ub2e4. \uad6c\ub9e4\uc790\ub4e4\uc774 \uc8fc\ud0dd\uc744 \uad6c\ub9e4\ud558\uae30 \uc704\ud574 \ubaa8\uae30\uc9c0 \ub300\ucd9c\uc744 \ubc1b\uc744 \uc218 \uc5c6\uc73c\uba74 \uac74\ucd95\ud68c\uc0ac\ub4e4\uc740 \ud544\uc694\ud55c \ub9cc\ud07c \uc9d1\uc744 \uc9c0\uc744 \uc218 \uc5c6\ub2e4.\u201d\uace0 \ud588\ub2e4.<\/p>\n

\uc5f0\ubc29\uc815\ubd80\ub294 \ucd94\uac00\uc801\uc73c\ub85c \uc624\ub294 \uac00\uc744\uc608\uc0b0\uc5d0\ub294 \ubaa8\uae30\uc9c0 \uc0c1\ud658\uc5d0 \uace0\uc804\ud558\ub294 \u2018\uc801\uaca9\u2019 \ub300\ucd9c\uc790\uc5d0\uac8c \ucd1d \uc0c1\ud658 \uae30\uac04\uc744 \uc601\uad6c\uc801\uc73c\ub85c 30\ub144\uc73c\ub85c \uc5f0\uc7a5 \ud5c8\uc6a9\ud558\ub3c4\ub85d \uce90\ub098\ub2e4\ubaa8\uae30\uc9c0\ud5cc\uc7a5\uc744 \uac1c\uc815\ud560 \uc608\uc815\uc784\uc744 \ubc1d\ud614\ub2e4. \uc774\ubc88 \ubc1c\ud45c\uc5d0\uc11c\ub294 \u2018\uc790\uaca9\uc694\uac74\u2019 \uc5d0 \ub300\ud55c \uc5b8\uae09\uc740 \ub530\ub85c \uc5c6\uc5c8\ub2e4.<\/p>\n

\ud55c\ud3b8 \ud504\ub9ac\ub79c\ub4dc \uc7a5\uad00\uc740 \uc2dc\ud589 \uc57d 1\ub144\uc774 \ub41c \ud604\uc7ac 75\ub9cc \uac1c \uc774\uc0c1\uc758 FHSA(\uccab\uc9d1\uc800\ucd95\uacc4\uc815)\uac00 \uac1c\uc124\ub418\uc5c8\ub2e4\uace0 \ubc1d\ud614\ub2e4. FHSA\ub294 RRSP \uccab\uc9d1\uad6c\ub9e4\ud50c\ub79c(FHBP)\ucc98\ub7fc \uc8fc\ud0dd\uad6c\ub9e4 \uacc4\uc57d\uae08\uc73c\ub85c \uc0ac\uc6a9\ud560 \uc218 \uc788\ub3c4\ub85d \ube44\uacfc\uc138\ub85c \ucd5c\ub300 4\ub9cc \ub2ec\ub7ec\uae4c\uc9c0 \uc800\ucd95\ud560 \uc218 \uc788\ub3c4\ub85d \ud5c8\uc6a9\ud558\ub294\ub370 RRSP\ud648\ubc14\uc774\uc5b4 \ud50c\ub79c\uacfc \ub2ec\ub9ac \uc778\ucd9c\uc561\uc744 \uc7ac\uc785\uae08\uc744 \ud560 \ud544\uc694\ub3c4 \uc5c6\ub2e4.<\/p>\n

\ud504\ub9ac\ub79c\ub4dc \uc7a5\uad00\uc740 76%\uc758 \ubb34\uc8fc\ud0dd\uc790\ub4e4\uc774 \uccab \uc9d1 \uad6c\ub9e4\uac00 \uc190\uc5d0 \ub2ff\uc744 \uc218 \uc5c6\ub294 \ubc94\uc8fc\ub77c\uace0 \ub300\ub2f5\ud55c CIBC\uc758 \ucd5c\uadfc \uc124\ubb38\uc870\uc0ac \uacb0\uacfc\ub97c \uc778\uc6a9\ud558\uae30\ub3c4 \ud588\ub2e4.<\/p>\n

\uc790\uc720\ub2f9 \uc815\ubd80\ub294 \ub2e4\uac00\uc624\ub294 \uc5f0\ubc29 \uc608\uc0b0\uc5d0 \ud3ec\ud568\ub41c \uc8fc\ud0dd \ucd08\uc810 \uc815\ucc45\uc744 \ud64d\ubcf4\ud558\uae30 \uc704\ud574 \ucd5c\uadfc \uba87 \uc8fc \ub3d9\uc548 \uc804\uad6d \uc21c\ud68c\ub97c \ud558\uace0 \uc788\ub2e4.<\/p>\n

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