{"id":73499,"date":"2024-05-28T18:50:38","date_gmt":"2024-05-29T01:50:38","guid":{"rendered":"https:\/\/canadaexpress.com\/news\/?p=73499"},"modified":"2024-05-28T20:32:42","modified_gmt":"2024-05-29T03:32:42","slug":"%ec%9d%b4%ec%a0%95-%ed%9a%8c%ea%b3%84%ec%b9%bc%eb%9f%bc-2024-%ec%97%b0%eb%b0%a9-%ec%98%88%ec%82%b0%ec%95%88-%ec%a3%bc%ec%9a%94-%ec%82%ac%ed%95%ad","status":"publish","type":"post","link":"https:\/\/canadaexpress.com\/news\/?p=73499","title":{"rendered":"[\uc774\uc815 \ud68c\uacc4\uce7c\ub7fc] 2024 \uc5f0\ubc29 \uc608\uc0b0\uc548 \uc8fc\uc694 \uc0ac\ud56d"},"content":{"rendered":"

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header_6_font_size__hover=”14px” header_6_font_size__hover_enabled=”14px” header_6_letter_spacing__hover=”0px” header_6_letter_spacing__hover_enabled=”0px” header_6_line_height__hover=”1em” header_6_line_height__hover_enabled=”1em” header_6_text_shadow_style__hover=”none” header_6_text_shadow_style__hover_enabled=”none” header_6_text_shadow_color__hover=”rgba(0,0,0,0.4)” header_6_text_shadow_color__hover_enabled=”rgba(0,0,0,0.4)” text_letter_spacing__hover=”0px” text_letter_spacing__hover_enabled=”0px” text_text_shadow_style__hover=”none” text_text_shadow_style__hover_enabled=”none” text_text_shadow_color__hover=”rgba(0,0,0,0.4)” text_text_shadow_color__hover_enabled=”rgba(0,0,0,0.4)”]<\/p>\n

\uc591\ub3c4\uc18c\ub4dd \uacfc\uc138 \ub300\uc0c1<\/strong><\/p>\n

\ucd5c\uadfc \ubc1c\ud45c\ub41c 2024 \uc5f0\ubc29\uc815\ubd80 \uc608\uc0b0\uc548 \uc911 \ub9ce\uc740 \ub0a9\uc138\uc790\ub4e4\uc5d0\uac8c \ud070 \uc601\ud5a5\uc744 \ub07c\uce58\ub294 \uc548\uc740 \ub2e8\uc5f0 \uacfc\uc138 \ub418\ub294 \uc591\ub3c4\uc18c\ub4dd \uae08\uc561\uc758 \uc778\uc0c1\uc774\ub77c\uace0 \ud560 \uc218 \uc788\ub2e4.<\/p>\n

\uc9c0\uae08\uae4c\uc9c0\ub294 \ubd80\ub3d9\uc0b0\uc774\ub098 \uc8fc\uc2dd \ub4f1\uc758 \uc790\uc0b0 \ucc98\ubd84\uc2dc \ubc1c\uc0dd\ud55c \uc591\ub3c4 \uc18c\ub4dd\uc758 50%\ub9cc \uacfc\uc138 \ub300\uc0c1\uc774\uc5c8\ub2e4. \ud558\uc9c0\ub9cc \uc774\ubc88 \uc608\uc0b0\uc548\uc5d0 \ub530\ub974\uba74 \uac1c\uc778 \ub0a9\uc138\uc790\uc758 \uacbd\uc6b0 2024\ub144 6\uc6d4 25\uc77c\ubd80\ud130 \ud55c \ud574\uc5d0 \ubc1c\uc0dd\ud55c \uc591\ub3c4\uc18c\ub4dd\uc758 $250,000\uae4c\uc9c0\ub294 \uae30\uc874\uacfc \uac19\uc774 50%\ub9cc \uacfc\uc138 \ub300\uc0c1\uc774\uc9c0\ub9cc \uc774\ub97c \ucd08\uacfc\ud558\ub294 \uae08\uc561\uc740 66.67%\uac00 \uacfc\uc138 \ub300\uc0c1\uc774 \ub41c\ub2e4. \ubc95\uc778\uc774\ub098 \uc2e0\ud0c1 \ub4f1\uc758 \ub0a9\uc138\uc790\ub4e4\uc740 \uae08\uc561\uacfc \uc0c1\uad00 \uc5c6\uc774 6\uc6d4 25\uc77c \uc774\ud6c4\ub85c \ubc1c\uc0dd\ud558\ub294 \ubaa8\ub4e0 \uc591\ub3c4\uc18c\ub4dd\uc758 \uacfc\uc138 \ub300\uc0c1\uc740 \uc804\uccb4 \uae08\uc561\uc758 66.67%\ub97c \ucc28\uc9c0\ud558\uac8c \ub41c\ub2e4.<\/p>\n

\uc608\ub97c \ub4e4\uc5b4 \uac1c\uc778\uc774 2010\ub144\uc5d0 $100,000\uc758 \uc8fc\ud0dd\uc744 \uad6c\ub9e4\ud588\uace0 2024\ub144 7\uc6d41\uc77c\uc5d0 $500,000\uc5d0 \ud310\ub9e4\ub97c \ud588\ub2e4\uba74 \ucd1d $400,000\uc758 \uc591\ub3c4\uc18c\ub4dd\uc774 \ubc1c\uc0dd \ud558\uac8c \ub41c\ub2e4. 2024\ub144 6\uc6d4 24\uc77c \uc774\uc804\uc5d0 \ud310\ub9e4\uac00 \ub418\uc5c8\ub2e4\uba74 \uc774 \uae08\uc561\uc758 50%\uc778 $200,000\ub9cc \uacfc\uc138 \ub300\uc0c1\uc758 \uc18c\ub4dd\uc774 \ub41c\ub2e4. \ud558\uc9c0\ub9cc \uc0c8\ub85c\uc6b4 \uc608\uc0b0\uc548\uc774 \uc801\uc6a9\ub418\ub294 2024\ub144 6\uc6d4 25\uc77c \uc774\ud6c4\uc5d0 \uc774\ub8e8\uc5b4\uc9c4 \uc8fc\ud0dd \ub9e4\ub9e4\uc774\ubbc0\ub85c \uccab $250,000\uc5d0 \ub300\ud574\uc11c\ub294 50%\ub9cc \uacfc\uc138\uac00 \ub418\uc5b4 $125,000\uc774 \uacfc\uc138\ub300\uc0c1 \uc591\ub3c4\uc18c\ub4dd\uc774 \ub418\uace0 \ub098\uba38\uc9c0 $150,000\uc5d0 \ub300\ud574\uc11c\ub294 66.67%\uc778 $100,005\uc758 \uacfc\uc138\ub300\uc0c1 \uc18c\ub4dd\uc774 \ub418\uc5b4 \ucd1d $225,005\uc5d0 \ub300\ud55c \uc18c\ub4dd\uc138\ub97c \ub0a9\ubd80\ud574\uc57c \ud55c\ub2e4. \ub530\ub77c\uc11c \uc774\ubc88 \uac1c\uc815\uc548\uc73c\ub85c \uc778\ud574 \ucd94\uac00\ub418\ub294 \uacfc\uc138 \ub300\uc0c1 \uc18c\ub4dd\uc740 \uc774 \uacbd\uc6b0 \ucd1d $25,005\uc774 \ub41c\ub2e4.<\/p>\n

\ucc38\uace0\ub85c \uc8fc \uac70\uc8fc\uc9c0\ub85c \uc0ac\uc6a9\ud558\uace0 \uc788\ub294 \uc8fc\ud0dd\uc744 \ub9e4\ub9e4\ud588\uc744 \uacbd\uc6b0\uc5d0\ub294 \uc591\ub3c4\uc18c\ub4dd\uc138\uac00 \ubd80\uacfc\ub418\uc9c0 \uc54a\ub294\ub2e4.<\/p>\n

\uc774\uc5d0 \ube60\ub978 \uc2dc\uc77c\ub0b4\uc5d0 \uc790\uc0b0\ub9e4\ub9e4\ub97c \uacc4\ud68d\ud558\uace0 \uc788\ub2e4\uba74 \uc2e0\uc18d\ud788 \ub2f4\ub2f9 \ud68c\uacc4\uc0ac\uc5d0\uac8c \uc790\ubb38\uc744 \uad6c\ud560 \uac83\uc744 \uad8c\ud55c\ub2e4.<\/p>\n

 <\/p>\n

Home Buyer\u2019s Plan (HBP)<\/strong><\/p>\n

2024\ub144 4\uc6d4 17\uc77c\ubd80\ud130 HBP \uc758 \ud55c\ub3c4\uac00 $35,000\uc5d0\uc11c $60,000\uc73c\ub85c \uc99d\uac00\ud55c\ub2e4. \ucd5c\uadfc \uac00\ud30c\ub974\uac8c \uc99d\uac00\ud55c \uc9d1\uac12\uc758 \ubd80\ub2f4\uc744 \uc870\uae08\uc774\ub098\ub9c8 \ub35c\uc5b4\uc8fc\uae30 \uc704\ud55c \ubc29\uc548\uc774\ub2e4.<\/p>\n

 <\/p>\n

Registered Education Savings Plan (RESP) \u2013 \uad50\uc721\uc801\uae08<\/strong><\/p>\n

2024 \uc608\uc0b0\uc548\uc5d0\uc11c\ub294 \ub610\ud55c \uce90\ub098\ub2e4 \uad50\uc721\uc801\uae08\ubc95\uc744 \uac1c\uc815\ud558\uc5ec RESP account\uac00 \uc5c6\ub294 \uacbd\uc6b0\ub77c\ub3c4 \uc5b4\ub9b0\uc774\uac00 4\uc0b4\uc774 \ub418\ub294 \uc2dc\uc810\uc5d0 \uc790\ub3d9\uc801\uc73c\ub85c Canada Learning Bond\uc5d0 \ub4f1\ub85d\ub420 \uc218 \uc788\ub294 \uc81c\ub3c4\ub97c \ub3c4\uc785\ud560 \uac83\uc774\ub77c\uace0 \ubc1c\ud45c\ud558\uc600\ub2e4. \uc815\ud655\ud55c \uc2dc\uc810\uc740 \uc544\uc9c1 \uc815\ud574\uc9c0\uc9c0 \uc54a\uc558\ub2e4.<\/p>\n

 <\/p>\n

Non- Sufficient Funds Fees<\/strong><\/p>\n

\uc740\ud589 \uc794\uace0 \ubd80\uc871\uc73c\ub85c \uc778\ud558\uc5ec \uaf2d \ud544\uc694\ud55c \uc9c0\ucd9c \ube44\uc6a9 \uc9c0\ubd88\uc5d0 \uc5b4\ub824\uc6c0\uc744 \uacaa\uace0 \uc788\ub294 \uad6d\ubbfc\ub4e4\uc758 \uc7ac\uc815\uc0c1\ud669\uc5d0 \ub3c4\uc6c0\uc744 \uc8fc\uae30 \uc704\ud574, \uc815\ubd80\ub294 \uc740\ud589\uc774 \ubd80\uacfc\ud558\ub294 \uc794\uc561 \ubd80\uc871 \uc218\uc218\ub8cc (NSF fee)\uc758 \uc0c1\ud55c\uc120\uc744 \uac74 \ub2f9 $10\ub85c \uc81c\ud55c\ud558\uae30\ub85c \ud558\uc600\ub2e4. \uc815\ubd80\ub294 \uc55e\uc73c\ub85c \uba87 \ub2ec \ub0b4\uc5d0 \uc794\uc561 \ubd80\uc871 \uc218\uc218\ub8cc \uaddc\uc815 \ucd08\uc554\uc744 \ubc1c\ud45c\ud560 \uc608\uc815\uc774\ub2e4.<\/p>\n

 <\/p>\n

Lifetime Capital Gains Exemption (LCGE)<\/strong><\/p>\n

Lifetime Capital Gain Exemption\uc740 \uaddc\uc815\ub41c \uc870\uac74\uc774 \ucda9\uc871\ub418\ub294 \uc911\uc18c \uae30\uc5c5\uc758 \uc8fc\uc2dd, \ud639\uc740 \ub18d\uc5c5\uc774\ub098 \uc5b4\uc5c5\uc5d0 \uc0ac\uc6a9\ub418\ub294 \ube44\uc988\ub2c8\uc2a4 \uc790\uc0b0\uc758 \ub9e4\ub9e4\ub85c \uc778\ud574 \ubc1c\uc0dd\ub418\ub294 \uc591\ub3c4\uc18c\ub4dd\uc744 \uba74\uc81c\ud574 \uc8fc\ub294 \uc138\uae08 \ud61c\ud0dd\uc774\ub2e4. \uc774\ubc88 \uc608\uc0b0\uc548\uc5d0\uc11c\ub294 2024\ub144 \uae30\uc900\uc73c\ub85c $1,016,836\uc774\uc5c8\ub358 LCGE\ub97c $1,250,000\uc73c\ub85c \uc778\uc0c1\ud558\uae30\ub85c \ud588\ub2e4. \uc774\uc5d0 \ucd94\uac00\uc801\uc73c\ub85c $233,164\ub9cc\ud07c\uc758 \uc591\ub3c4\uc18c\ub4dd\uc5d0 \ub300\ud574\uc11c \uc138\uae08 \uacf5\uc81c\ub97c \ubc1b\uc744 \uc218 \uc788\uac8c \ub41c\ub2e4.<\/p>\n

 <\/p>\n

\uc704 \ub0b4\uc6a9\uc740 \uc77c\ubc18\uc801\uc778 \uc0ac\uc2e4\uc774\uba70, \ud2b9\uc815 \uc804\ubb38\uac00\uc758 \uc870\uc5b8\uc744 \ub300\uc6a9\ud574\uc11c \uc0ac\uc6a9\ub420 \uc218\ub294 \uc5c6\uc2b5\ub2c8\ub2e4. (This material is general in nature and should not be relied upon to replace the requirement for specific professional advice.)<\/em><\/p>\n

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\uc591\ub3c4\uc18c\ub4dd \uacfc\uc138 \ub300\uc0c1 \ucd5c\uadfc \ubc1c\ud45c\ub41c 2024 \uc5f0\ubc29\uc815\ubd80 \uc608\uc0b0\uc548 \uc911 \ub9ce\uc740 \ub0a9\uc138\uc790\ub4e4\uc5d0\uac8c \ud070 \uc601\ud5a5\uc744 \ub07c\uce58\ub294 \uc548\uc740 \ub2e8\uc5f0 \uacfc\uc138 \ub418\ub294 \uc591\ub3c4\uc18c\ub4dd \uae08\uc561\uc758 \uc778\uc0c1\uc774\ub77c\uace0 \ud560 \uc218 \uc788\ub2e4. \uc9c0\uae08\uae4c\uc9c0\ub294 \ubd80\ub3d9\uc0b0\uc774\ub098 \uc8fc\uc2dd \ub4f1\uc758 \uc790\uc0b0 \ucc98\ubd84\uc2dc \ubc1c\uc0dd\ud55c \uc591\ub3c4 \uc18c\ub4dd\uc758 50%\ub9cc \uacfc\uc138 \ub300\uc0c1\uc774\uc5c8\ub2e4. \ud558\uc9c0\ub9cc \uc774\ubc88 \uc608\uc0b0\uc548\uc5d0 \ub530\ub974\uba74 \uac1c\uc778 \ub0a9\uc138\uc790\uc758 \uacbd\uc6b0 2024\ub144 6\uc6d4 25\uc77c\ubd80\ud130 \ud55c \ud574\uc5d0 \ubc1c\uc0dd\ud55c \uc591\ub3c4\uc18c\ub4dd\uc758 $250,000\uae4c\uc9c0\ub294 \uae30\uc874\uacfc \uac19\uc774 50%\ub9cc \uacfc\uc138 […]<\/p>\n","protected":false},"author":1,"featured_media":73500,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"categories":[62],"tags":[99],"class_list":["post-73499","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-lee-jung","tag-news_letter"],"_links":{"self":[{"href":"https:\/\/canadaexpress.com\/news\/index.php?rest_route=\/wp\/v2\/posts\/73499","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/canadaexpress.com\/news\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/canadaexpress.com\/news\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/canadaexpress.com\/news\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/canadaexpress.com\/news\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=73499"}],"version-history":[{"count":3,"href":"https:\/\/canadaexpress.com\/news\/index.php?rest_route=\/wp\/v2\/posts\/73499\/revisions"}],"predecessor-version":[{"id":73503,"href":"https:\/\/canadaexpress.com\/news\/index.php?rest_route=\/wp\/v2\/posts\/73499\/revisions\/73503"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/canadaexpress.com\/news\/index.php?rest_route=\/wp\/v2\/media\/73500"}],"wp:attachment":[{"href":"https:\/\/canadaexpress.com\/news\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=73499"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/canadaexpress.com\/news\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=73499"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/canadaexpress.com\/news\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=73499"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}