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\u200bTax Free Savings Account (TFSA)\ub29418\uc138\uc774\uc0c1\uc758 \uce90\ub098\ub2e4 \uac70\uc8fc\uc790\ub77c\uba74 \ub204\uad6c\ub4e0\uc9c0 \ub9cc\ub4e4 \uc218 \uc788\ub2e4. TFSA\ub294 2009\ub144\ubd80\ud130 \uc2e4\ud589\ub41c \ube44\uacfc\uc138 \uc800\ucd95\uacc4\uc88c\uc774\ub2e4. RRSP\uc640 \ub2ec\ub9ac TFSA\uc5d0 \uc785\uae08\ud55c \uae08\uc561(\uc6d0\uae08)\uc740 \uc18c\ub4dd\uacf5\uc81c\uac00 \uc548\ub418\uc9c0\ub9cc, TFSA\ub0b4\uc5d0\uc11c \ubc1c\uc0dd\ud55c \uc18c\ub4dd\uc740 \ube44\uacfc\uc138 \ub300\uc0c1\uc774 \ub41c\ub2e4. \ud558\uc9c0\ub9cc \ubc18\ub300\ub85c TFSA\uc5d0\uc11c \ubc1c\uc0dd\ud55c \ud22c\uc790\uc190\uc2e4 \uc5ed\uc2dc \uc18c\ub4dd\uacf5\uc81c\uc5d0 \uc0ac\uc6a9\ud560 \uc218 \uc5c6\ub2e4. TFSA\ub97c \uc720\uc9c0\ud558\uae30 \uc704\ud574 \uc9c0\ucd9c\ub41c \ube44\uc6a9\uc5d0 \ub300\ud55c \uc138\ubb34\uacf5\uc81c \ub610\ud55c \uc5c6\ub2e4. \uadf8\ub9ac\uace0 RRSP\uc640\ub294 \ub2ec\ub9ac \uc138 \ud6c4 \uc18c\ub4dd\uc744 \uc0ac\uc6a9\ud558\uc5ec \uc800\ucd95\uc744 \ud558\uae30 \ub54c\ubb38\uc5d0 \ubbf8\ub798\uc5d0 \uc800\ucd95\ud55c \uae08\uc561\uc744 \ucd9c\uae08\ud558\uc5ec \uc0ac\uc6a9\ud558\ub294\ub370 \uc788\uc5b4\uc11c RRSP\ubcf4\ub2e4 \ub35c \uc81c\uc57d\uc774 \ub530\ub974\uac8c \ub41c\ub2e4.<\/p>\n
TFSA\u00a0 <\/u><\/strong>\ud2b9\uc9d5<\/u><\/strong><\/p>\n \uc608) 2003\ub144\uc0dd\uc77c \uacbd\uc6b0 2024\ub144\ub3c4 \ub204\uc801\ud55c\ub3c4\ub294 $25,500 \uc774\ub2e4.<\/p>\n <\/p>\n \uac70\uc8fc\uc790\uc600\ub358<\/strong> \ub0a9\uc138\uc758\ubb34\uc790\uac00<\/strong> \ube44\uac70\uc8fc\uc790\uac00<\/strong> \ub418\ub294<\/strong> \uacbd\uc6b0<\/strong><\/p>\n \ub2e8, \ube44\uac70\uc8fc\uc790\uac00 \ub41c \uc774\ud6c4 \ud0c0\uae08\uc735\uae30\uad00\uc73c\ub85c \uc9c1\uc811 \uc774\uccb4\ud55c \uacbd\uc6b0\ub294 PENALTY \uac00 \ubd80\uacfc\ub418\uc9c0\u00a0 \uc54a\ub294\ub2e4.<\/p>\n <\/p>\n \ub0a9\uc785<\/strong> \ud55c\ub3c4\ub97c<\/strong> \ucd08\uacfc\ud558\uc600\uc744<\/strong> \uacbd\uc6b0<\/strong><\/p>\n \uc608) 40\uc138\uc758 \uce90\ub098\ub2e4 \uac70\uc8fc\uc790\uc778 \ucf00\ube48\uc740 2009\ub144 2\uc6d4 6\uc77c\uc5d0 TFSA\ub97c \ucc98\uc74c \uac1c\uc124\ud558\uace0 \uadf8 \uc774\ud6c4\ub85c \ub9e4\ub144 \ub0a9\uc785 \ud55c\ub3c4\uc561\uae4c\uc9c0 \uc800\ucd95\ud558\uc600\ub2e4. 2024\ub144 \ucd08\uc5d0, TFSA\uc758 \ub0a9\uc785 \ud55c\ub3c4\uc561\uc740 $7,000 \uc774\uc5c8\ub2e4.\u00a0 2023\ub144\uc5d0 \ucf00\ube48\uc740 \ub2e4\uc74c\uacfc \uac19\uc774 TFSA\uc5d0 \uc800\uae08\uc744 \ud588\ub2e4.<\/p>\n 2024\ub144 6\uc6d4\ubd80\ud130 8\uc6d4 \uc0ac\uc774\uc5d0 \ucd08\uacfc\ub41c TFSA\ud55c\ub3c4\uc561\uc774 $7,000 \uc774\uba70, \ucd08\uacfc\ub41c \uc800\ucd95\uc561\uc758 \ub300\ud574 \ucf00\ube48\uc740 $210 \uc138\uae08\uc774 \ubd80\uacfc\ub41c\ub2e4. ($7,000 X 1% X 3 \uac1c\uc6d4).<\/p>\n <\/p>\n [\/et_pb_text][et_pb_image src=”https:\/\/canadaexpress.com\/news\/wp-content\/uploads\/2024\/11\/B-14.jpg” title_text=”B 14″ admin_label=”\ucd94\uac00\uc0ac\uc9c4 1″ _builder_version=”4.27.2″ _module_preset=”default” global_colors_info=”{}”][\/et_pb_image][et_pb_image admin_label=”\ucd94\uac00\uc0ac\uc9c4 2″ _builder_version=”4.27.2″ _module_preset=”default” global_colors_info=”{}”][\/et_pb_image][et_pb_image admin_label=”\ucd94\uac00\uc0ac\uc9c4 3″ _builder_version=”4.27.2″ _module_preset=”default” global_colors_info=”{}”][\/et_pb_image][et_pb_image admin_label=”\ucd94\uac00\uc0ac\uc9c4 4″ _builder_version=”4.27.2″ _module_preset=”default” global_colors_info=”{}”][\/et_pb_image][et_pb_image admin_label=”\ucd94\uac00\uc0ac\uc9c4 5″ _builder_version=”4.27.2″ _module_preset=”default” global_colors_info=”{}”][\/et_pb_image][\/et_pb_column_inner][\/et_pb_row_inner][\/et_pb_column][et_pb_column type=”1_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” parallax__hover=”off” parallax_method__hover=”on” custom_padding__hover=”|||”][et_pb_sidebar area=”et_pb_widget_area_3″ _builder_version=”4.16″ _module_preset=”default” custom_margin=”0px|0px|0px|0px|false|false” custom_padding=”0px|0px|0px|0px|false|false” border_color_all=”rgba(0,0,0,0)” global_colors_info=”{}”][\/et_pb_sidebar][\/et_pb_column][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":" \u200bTax Free Savings Account (TFSA)\ub29418\uc138\uc774\uc0c1\uc758 \uce90\ub098\ub2e4 \uac70\uc8fc\uc790\ub77c\uba74 \ub204\uad6c\ub4e0\uc9c0 \ub9cc\ub4e4 \uc218 \uc788\ub2e4. TFSA\ub294 2009\ub144\ubd80\ud130 \uc2e4\ud589\ub41c \ube44\uacfc\uc138 \uc800\ucd95\uacc4\uc88c\uc774\ub2e4. RRSP\uc640 \ub2ec\ub9ac TFSA\uc5d0 \uc785\uae08\ud55c \uae08\uc561(\uc6d0\uae08)\uc740 \uc18c\ub4dd\uacf5\uc81c\uac00 \uc548\ub418\uc9c0\ub9cc, TFSA\ub0b4\uc5d0\uc11c \ubc1c\uc0dd\ud55c \uc18c\ub4dd\uc740 \ube44\uacfc\uc138 \ub300\uc0c1\uc774 \ub41c\ub2e4. \ud558\uc9c0\ub9cc \ubc18\ub300\ub85c TFSA\uc5d0\uc11c \ubc1c\uc0dd\ud55c \ud22c\uc790\uc190\uc2e4 \uc5ed\uc2dc \uc18c\ub4dd\uacf5\uc81c\uc5d0 \uc0ac\uc6a9\ud560 \uc218 \uc5c6\ub2e4. TFSA\ub97c \uc720\uc9c0\ud558\uae30 \uc704\ud574 \uc9c0\ucd9c\ub41c \ube44\uc6a9\uc5d0 \ub300\ud55c \uc138\ubb34\uacf5\uc81c \ub610\ud55c \uc5c6\ub2e4. \uadf8\ub9ac\uace0 RRSP\uc640\ub294 \ub2ec\ub9ac \uc138 \ud6c4 \uc18c\ub4dd\uc744 \uc0ac\uc6a9\ud558\uc5ec […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"categories":[62],"tags":[99],"class_list":["post-78625","post","type-post","status-publish","format-standard","hentry","category-lee-jung","tag-news_letter"],"_links":{"self":[{"href":"https:\/\/canadaexpress.com\/news\/index.php?rest_route=\/wp\/v2\/posts\/78625","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/canadaexpress.com\/news\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/canadaexpress.com\/news\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/canadaexpress.com\/news\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/canadaexpress.com\/news\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=78625"}],"version-history":[{"count":6,"href":"https:\/\/canadaexpress.com\/news\/index.php?rest_route=\/wp\/v2\/posts\/78625\/revisions"}],"predecessor-version":[{"id":78952,"href":"https:\/\/canadaexpress.com\/news\/index.php?rest_route=\/wp\/v2\/posts\/78625\/revisions\/78952"}],"wp:attachment":[{"href":"https:\/\/canadaexpress.com\/news\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=78625"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/canadaexpress.com\/news\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=78625"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/canadaexpress.com\/news\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=78625"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}\n
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\n \uc5f0\ub3c4<\/td>\n \uc5f0\ubcc4\ud55c\ub3c4<\/td>\n \ub204\uc801\ud55c\ub3c4<\/td>\n<\/tr>\n \n 2009-2012<\/td>\n $5,000<\/td>\n $20,000<\/td>\n<\/tr>\n \n 2013-2014<\/td>\n $5,500<\/td>\n $31,000<\/td>\n<\/tr>\n \n 2015<\/td>\n $10,000<\/td>\n $41,000<\/td>\n<\/tr>\n \n 2016-2018<\/td>\n $5,500<\/td>\n $57,500<\/td>\n<\/tr>\n \n 2019-2022<\/td>\n $6,000<\/td>\n $81,500<\/td>\n<\/tr>\n \n 2023<\/td>\n $6,500<\/td>\n $87,500<\/td>\n<\/tr>\n \n 2024<\/td>\n $7,000<\/td>\n $94,500<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n \n
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\uc704 \ub0b4\uc6a9\uc740 \uc77c\ubc18\uc801\uc778 \uc0ac\uc2e4\uc774\uba70, \ud2b9\uc815 \uc804\ubb38\uac00\uc758 \uc870\uc5b8\uc744 \ub300\uc6a9\ud574\uc11c \uc0ac\uc6a9\ub420 \uc218\ub294 \uc5c6\uc2b5\ub2c8\ub2e4.(This material is general in nature and should not be relied upon to replace the requirement for specific professional advice.)<\/h6>\n