{"id":80224,"date":"2024-12-16T19:56:54","date_gmt":"2024-12-17T03:56:54","guid":{"rendered":"https:\/\/canadaexpress.com\/news\/?p=80224"},"modified":"2024-12-16T21:24:46","modified_gmt":"2024-12-17T05:24:46","slug":"2025%eb%85%84-%ec%ba%90%eb%82%98%eb%8b%a4-%ea%b5%ad%ec%84%b8%ec%b2%adcra-%ec%a3%bc%ec%9a%94-%ec%84%b8%ec%a0%9c-%eb%b3%80%ea%b2%bd-%ec%82%ac%ed%95%ad","status":"publish","type":"post","link":"https:\/\/canadaexpress.com\/news\/?p=80224","title":{"rendered":"2025\ub144 \uce90\ub098\ub2e4 \uad6d\uc138\uccad(CRA) \uc8fc\uc694 \uc138\uc81c \ubcc0\uacbd \uc0ac\ud56d"},"content":{"rendered":"

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\uc9c0\ub09c \uc8fc \uce90\ub098\ub2e4 \uad6d\uc138\uccad(CRA)\uc740 2025\ub144 \uc801\uc6a9\ub420 \uc0c8\ub85c\uc6b4 \uc138\uc81c \uad00\ub828 \uc218\uce58\ub97c \ubc1c\ud45c\ud588\ub2e4. \ub0b4\ub144\uc744 \ub300\ube44\ud574 \uc54c\uc544\ub450\uc5b4\uc57c \ud560 \uc8fc\uc694 \uc0ac\ud56d\ub4e4\uc740 \ub2e4\uc74c\uacfc \uac19\ub2e4.<\/p>\n

<\/strong><\/p>\n

\ubb3c\uac00 \uc870\uc815\uc728<\/strong><\/p>\n

\ub9e4\ub144 \ub300\ubd80\ubd84\uc758 \uc18c\ub4dd\uc138 \ubc0f \ubcf5\uc9c0 \ud61c\ud0dd \uad00\ub828 \uae08\uc561\uc740 \ubb3c\uac00\uc5d0 \ub530\ub77c \uc870\uc815\ub41c\ub2e4. CRA\ub294 2025\ub144 \uc138\uc728 \ubc0f \uac01\uc885 \uae08\uc561 \uc870\uc815\uc5d0 \uc0ac\uc6a9\ub420 \ubb3c\uac00 \uc0c1\uc2b9\ub960\uc744 2.7%\ub85c \ubc1c\ud45c\ud588\ub2e4. (\ucc38\uace0\ub85c, \uc791\ub144\uc5d0\ub294 \ubb3c\uac00 \uc0c1\uc2b9\ub960\uc774 \ub192\uc544 4.7%\uac00 \uc801\uc6a9\ub418\uc5c8\ub2e4) \uc138\uc728 \uad6c\uac04\uacfc \ube44\ud658\uae09 \uc138\uc561\uacf5\uc81c \uad00\ub828 \uae08\uc561\uc758 \uc99d\uac00\ub294 2025\ub144 1\uc6d4 1\uc77c\ubd80\ud130 \uc801\uc6a9\ub418\uba70, GST\/HST \ud06c\ub808\ub527\uacfc \uce90\ub098\ub2e4 \uc544\ub3d9 \ubcf5\uc9c0\uae08(Canada Child Benefit) \uac19\uc740 \uc77c\ubd80 \ud61c\ud0dd \uad00\ub828 \uae08\uc561 \uc99d\uac00\ub294 \ud574\ub2f9 \ud504\ub85c\uadf8\ub7a8 \uc5f0\ub3c4\uac00 \uc2dc\uc791\ub418\ub294 2025\ub144 7\uc6d4 1\uc77c\ubd80\ud130 \uc801\uc6a9\ub41c\ub2e4.<\/p>\n

<\/strong><\/p>\n

2025\ub144 \uc5f0\ubc29 \uc18c\ub4dd\uc138\uc728 \uad6c\uac04<\/strong><\/p>\n

2025\ub144\uc5d0\ub294 \ubaa8\ub4e0 \uc5f0\ubc29 \uc18c\ub4dd\uc138\uc728 \uad6c\uac04\uc774 2.7%\uc758 \ubb3c\uac00 \uc0c1\uc2b9\ub960\uc5d0 \ub530\ub77c \uc870\uc815\ub418\uc5c8\ub2e4. \uc0c8\ub85c\uc6b4 \uc5f0\ubc29 \uc138\uc728 \uad6c\uac04\uc740 \ub2e4\uc74c\uacfc \uac19\ub2e4.<\/p>\n

\u2022 $57,375 \uc774\ud558 \uc18c\ub4dd: 15%<\/p>\n

\u2022 $57,375 \ucd08\uacfc ~ $114,750 \uc774\ud558: 20.5%<\/p>\n

\u2022 $114,750 \ucd08\uacfc ~ $177,882 \uc774\ud558: 26%<\/p>\n

\u2022 $177,882 \ucd08\uacfc ~ $253,414 \uc774\ud558: 29%<\/p>\n

\u2022 $253,414 \ucd08\uacfc \uc18c\ub4dd: 33%<\/p>\n

\uac01 \uc8fc(Province) \ub610\ud55c \uace0\uc720\uc758 \uc8fc \uc18c\ub4dd\uc138\uc728 \uad6c\uac04\uc744 \uac00\uc9c0\uace0 \uc788\uc73c\uba70, \ub300\ubd80\ubd84 \uc8fc\ubcc4 \ubb3c\uac00 \uc870\uc815\uc728\uc5d0 \ub530\ub77c \uc138\uc728 \uad6c\uac04\uc774 \uc870\uc815\ub420 \uc608\uc815\uc774\ub2e4.<\/p>\n

<\/strong><\/p>\n

\uae30\ubcf8 \uac1c\uc778 \uacf5\uc81c\uc561 (Basic Personal Amount)<\/strong><\/p>\n

\uae30\ubcf8 \uac1c\uc778 \uacf5\uc81c\uc561\uc740 \uc5f0\ubc29 \uc18c\ub4dd\uc138\ub97c \ub0b4\uc9c0 \uc54a\ub294 \uc18c\ub4dd\uc758 \ud55c\ub3c4\ub97c \uc758\ubbf8\ud55c\ub2e4. 2019\ub144, \uc815\ubd80\ub294 \uae30\ubcf8 \uac1c\uc778 \uba74\uc138\uc561\uc744 \ub9e4\ub144 \uc810\uc9c4\uc801\uc73c\ub85c \uc778\uc0c1\ud558\uc5ec 2023\ub144 $15,000\uc5d0 \ub3c4\ub2ec\ud55c \uc774\ud6c4\ubd80\ud130\ub294 \ubb3c\uac00 \uc0c1\uc2b9\ub960\uc5d0 \ub530\ub77c \uc870\uc815\ud558\uae30\ub85c \ud558\uc600\ub2e4. 2025\ub144\uc5d0\ub294 \uc774 \uae08\uc561\uc774 $16,129\ub85c \uc99d\uac00\ud558\uc5ec, \uc774\ubcf4\ub2e4 \uc801\uc740 \uc18c\ub4dd\uc774 \uc788\uc744 \ub54c\uc5d0\ub294 \uc5f0\ubc29 \uc18c\ub4dd\uc138\uac00 \ubd80\uacfc\ub418\uc9c0 \uc54a\ub294\ub2e4. \uacf5\uc81c\uc561\uc5d0 \ub300\ud55c \uc138\uc561\uacf5\uc81c\ub294 15% \uc138\uc728\uc774 \uc801\uc6a9\ub418\uba70, \ucd5c\ub300 $2,419\uc774\ub2e4. \ub2e8, \uc138\uc561\uacf5\uc81c\ub294 \ube44\ud658\uae09(non-refundable)\uc73c\ub85c, \ub0a9\ubd80\ud574\uc57c \ud560 \uc138\uae08\uc774 \uc774 \uae08\uc561\uc5d0 \ubbf8\uce58\uc9c0 \ubabb\ud560 \uacbd\uc6b0 \uacf5\uc81c \uae08\uc561\uc774 \uc81c\ud55c\ub41c\ub2e4. \ub610\ud55c, \uace0\uc18c\ub4dd\uc790\ub294 \uacf5\uc81c\uc561 \uc778\uc0c1\ubd84\uc758 \ud61c\ud0dd\uc744 \ubc1b\uc9c0 \ubabb\ud55c\ub2e4. \uc21c\uc18c\ub4dd\uc774 $177,882\ub97c \ucd08\uacfc\ud558\ub294 \uacbd\uc6b0 \uacf5\uc81c\uc561 \uc778\uc0c1\ubd84\uc774 \uc810\uc9c4\uc801\uc73c\ub85c \uac10\uc18c\ud558\uba70, $253,414\ub97c \ucd08\uacfc\ud558\ub294 \uc18c\ub4dd\uc790\uc758 \uacbd\uc6b0 2025\ub144 \ubb3c\uac00 \uc870\uc815\ub41c \uae30\uc874 \uacf5\uc81c\uc561 $14,538\ub9cc \uc801\uc6a9\ub41c\ub2e4.<\/p>\n

<\/strong><\/p>\n

\uce90\ub098\ub2e4 \uc5f0\uae08 \uae30\uc5ec\uae08(CPP)<\/strong><\/p>\n

2025\ub144\uc5d0\ub294 \uc9c1\uc6d0\uacfc \uace0\uc6a9\uc8fc\uc758 CPP \uae30\uc5ec\uc728\uc774 \uae30\uc874\uacfc \ub3d9\uc77c\ud55c 5.95%\ub85c \uc720\uc9c0\ub41c\ub2e4. \uadf8\ub7ec\ub098 \uc5f0\uae08 \uae30\uc5ec \uc0c1\ud55c\uc120(YMPE)\uc740 $71,300\ub85c \uc778\uc0c1\ub418\uba70, \uae30\ubcf8 \uba74\uc81c\uc561\uc740 $3,500\ub85c \uc720\uc9c0\ub41c\ub2e4. \uc774\uc5d0 \ub530\ub77c 2025\ub144 \ucd5c\ub300 CPP \uae30\uc5ec\uae08\uc740 \uc9c1\uc6d0 \ubc0f \uace0\uc6a9\uc8fc \uac01\uac01 $4,034.10\uac00 \ub418\uba70, \uc790\uc601\uc5c5\uc790\uc758 \uacbd\uc6b0 \uae30\uc5ec\uc728\uc774 11.9%\ub85c, \ucd5c\ub300 $8,068.20\uae4c\uc9c0 \uae30\uc5ec\ud560 \uc218 \uc788\ub2e4. \ub610\ud55c, 2024\ub144\ubd80\ud130 \ub3c4\uc785\ub41c \ucd94\uac00 \uc5f0\uae08 \uae30\uc5ec \uc0c1\ud55c\uc120(YAMPE)\uc774 \uc801\uc6a9\ub41c\ub2e4. 2025\ub144\uc5d0\ub294 \uc5f0\uae08 \uae30\uc5ec \uc0c1\ud55c\uc120($71,300)\uc758 14%\uc5d0 \ud574\ub2f9\ud558\ub294 $81,200\uae4c\uc9c0 \ud655\ub300\ub418\uba70, \uc774 \uad6c\uac04 \uc18c\ub4dd\uc5d0 \ub300\ud574 \uc9c1\uc6d0\uacfc \uace0\uc6a9\uc8fc\ub294 \uac01\uac01 4%, \uc790\uc601\uc5c5\uc790\ub294 8%\uc758 \ucd94\uac00 \uae30\uc5ec\uc728\uc774 \uc801\uc6a9\ub41c\ub2e4.<\/p>\n

<\/strong><\/p>\n

\uace0\uc6a9\ubcf4\ud5d8(EI) \uae30\uc5ec\uae08<\/strong><\/p>\n

2025\ub144 \uace0\uc6a9\ubcf4\ud5d8 \uae30\uc5ec\uc728\uc740 \uc9c1\uc6d0 \uae30\uc900 1.64% (\ud018\ubca1\uc740 1.31%)\ub85c \uc778\uc0c1\ub41c\ub2e4. \ucd5c\ub300 \uae30\uc5ec\uae08\uc740 $65,700\uc758 \ucd5c\ub300 \ubcf4\ud5d8 \uac00\ub2a5 \uc18c\ub4dd \uae30\uc900\uc73c\ub85c \uac01\uac01 $1,077.48 (\ud018\ubca1\uc740 $860.67) \uc774\ub2e4.<\/p>\n

<\/strong><\/p>\n

\uc138\uae08 \uc6b0\ub300 \uc800\ucd95 \uacc4\uc88c(TFSA) \ud55c\ub3c4<\/strong><\/p>\n

2025\ub144 TFSA \uc5f0\uac04 \ud55c\ub3c4\ub294 $7,000\ub85c \uc720\uc9c0\ub41c\ub2e4. \uc774\ub294 2009\ub144 \uc774\ud6c4 \ub204\uc801 \ubb3c\uac00 \uc0c1\uc2b9\ub960\ub85c \uc778\ud574 TFSA \ud55c\ub3c4\uac00 \ub2e4\uc74c $500 \ub2e8\uc704\ub85c \uc870\uc815\ub420 \uc218 \uc788\uc744 \ub9cc\ud07c\uc758 \uc99d\uac00\uac00 \ubc1c\uc0dd\ud558\uc9c0 \uc54a\uc558\uae30 \ub54c\ubb38\uc774\ub2e4.<\/p>\n

<\/strong><\/p>\n

\uc740\ud1f4 \uc800\ucd95 \uacc4\uc88c(RRSP) \ud55c\ub3c4<\/strong><\/p>\n

2025\ub144 RRSP \uc5f0\uac04 \ud55c\ub3c4\ub294 $32,490\ub85c, 2024\ub144\uc758 $31,560\uc5d0\uc11c \uc99d\uac00\ud588\ub2e4. 2025\ub144 \uae30\uc5ec \uac00\ub2a5\ud55c \ud55c\ub3c4\ub294 2024\ub144 \uadfc\ub85c \uc18c\ub4dd(\uc790\uc601\uc5c5 \ubc0f \uc784\ub300 \uc18c\ub4dd \ud3ec\ud568)\uc758 18% \ub610\ub294 $32,490 \uc911 \uc791\uc740 \uae08\uc561\uc5d0 \ubbf8\uc0ac\uc6a9 \ud55c\ub3c4\ub97c \ub354\ud55c \uae08\uc561\uc774\ub2e4.<\/p>\n

<\/strong><\/p>\n

\ub178\ub839 \uc5f0\uae08(OAS)<\/strong><\/p>\n

\ub178\ub839 \uc5f0\uae08\uc744 \uc218\ub839\ud558\ub294 \uacbd\uc6b0, 2025\ub144 \uc0c1\ud658 \uae30\uc900\uc561\uc740 $93,454\ub85c \uc124\uc815\ub418\uc5c8\ub2e4. \uc774 \uae08\uc561\uc744 \ucd08\uacfc\ud558\ub294 \uc21c\uc18c\ub4dd\uc774 \ubc1c\uc0dd\ub418\uba74 OAS \uc218\ub839\uc561\uc774 \uac10\uc18c\ud55c\ub2e4.<\/p>\n

<\/strong><\/p>\n

\ubc95\uc815 \uae08\ub9ac<\/strong><\/p>\n

2025\ub144 1\ubd84\uae30 \ubc95\uc815 \uae08\ub9ac\ub294 4%\ub85c \uac10\uc18c\ub41c\ub2e4. \uc774\ub294 \uacfc\uc138 \ub300\uc0c1 \ud61c\ud0dd, \uc800\ub9ac \ub300\ucd9c \ubc0f \uad00\ub828 \uac70\ub798\uc5d0 \uc801\uc6a9\ub41c\ub2e4. CRA\uac00 \ud658\uae09\uae08\uc744 \uc9c0\uae09\ud558\ub294 \uacbd\uc6b0\uc5d0\ub294 \uae30\ubcf8 \uae08\ub9ac\uc5d0 2%\ub97c \ub354\ud55c 6%\uac00 \uc801\uc6a9\ub41c\ub2e4. \ubc18\ub300\ub85c, \ub0a9\uc138\uc790\uac00 CRA\uc5d0 \uc138\uae08\uc744 \uccb4\ub0a9\ud558\uba74 \uae30\ubcf8 \uae08\ub9ac\uc5d0 4%\ub97c \ub354\ud55c 8%\uac00 \ubd80\uacfc\ub41c\ub2e4.<\/p>\n

 <\/p>\n

\uc704 \ub0b4\uc6a9\uc740 \uc77c\ubc18\uc801\uc778 \uc0ac\uc2e4\uc774\uba70, \ud2b9\uc815 \uc804\ubb38\uac00\uc758 \uc870\uc5b8\uc744 \ub300\uc6a9\ud574\uc11c \uc0ac\uc6a9\ub420 \uc218\ub294 \uc5c6\uc2b5\ub2c8\ub2e4. (This material is general in nature and should not be relied upon to replace the requirement for specific professional advice.)<\/em><\/p>\n

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_builder_version=”4.16″ _module_preset=”default” header_font_size=”20px” body_font_size=”15px” body_line_height=”1.5em” meta_font_size=”12px” meta_line_height=”1em” custom_margin=”||||false|false” custom_padding=”||||false|false” global_colors_info=”{}”][\/et_pb_blog][\/et_pb_column][et_pb_column type=”1_3″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_sidebar area=”et_pb_widget_area_16″ _builder_version=”4.16″ _module_preset=”default” custom_margin=”0px|0px|0px|0px|false|false” custom_padding=”0px|0px|0px|0px|false|false” border_color_right=”rgba(0,0,0,0)” locked=”off” global_colors_info=”{}”][\/et_pb_sidebar][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":"

\uc9c0\ub09c \uc8fc \uce90\ub098\ub2e4 \uad6d\uc138\uccad(CRA)\uc740 2025\ub144 \uc801\uc6a9\ub420 \uc0c8\ub85c\uc6b4 \uc138\uc81c \uad00\ub828 \uc218\uce58\ub97c \ubc1c\ud45c\ud588\ub2e4. \ub0b4\ub144\uc744 \ub300\ube44\ud574 \uc54c\uc544\ub450\uc5b4\uc57c \ud560 \uc8fc\uc694 \uc0ac\ud56d\ub4e4\uc740 \ub2e4\uc74c\uacfc \uac19\ub2e4. \ubb3c\uac00 \uc870\uc815\uc728 \ub9e4\ub144 \ub300\ubd80\ubd84\uc758 \uc18c\ub4dd\uc138 \ubc0f \ubcf5\uc9c0 \ud61c\ud0dd \uad00\ub828 \uae08\uc561\uc740 \ubb3c\uac00\uc5d0 \ub530\ub77c \uc870\uc815\ub41c\ub2e4. CRA\ub294 2025\ub144 \uc138\uc728 \ubc0f \uac01\uc885 \uae08\uc561 \uc870\uc815\uc5d0 \uc0ac\uc6a9\ub420 \ubb3c\uac00 \uc0c1\uc2b9\ub960\uc744 2.7%\ub85c \ubc1c\ud45c\ud588\ub2e4. (\ucc38\uace0\ub85c, \uc791\ub144\uc5d0\ub294 \ubb3c\uac00 \uc0c1\uc2b9\ub960\uc774 \ub192\uc544 4.7%\uac00 \uc801\uc6a9\ub418\uc5c8\ub2e4) \uc138\uc728 \uad6c\uac04\uacfc \ube44\ud658\uae09 \uc138\uc561\uacf5\uc81c […]<\/p>\n","protected":false},"author":7,"featured_media":65283,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"categories":[62],"tags":[99],"class_list":["post-80224","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-lee-jung","tag-news_letter"],"_links":{"self":[{"href":"https:\/\/canadaexpress.com\/news\/index.php?rest_route=\/wp\/v2\/posts\/80224","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/canadaexpress.com\/news\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/canadaexpress.com\/news\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/canadaexpress.com\/news\/index.php?rest_route=\/wp\/v2\/users\/7"}],"replies":[{"embeddable":true,"href":"https:\/\/canadaexpress.com\/news\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=80224"}],"version-history":[{"count":3,"href":"https:\/\/canadaexpress.com\/news\/index.php?rest_route=\/wp\/v2\/posts\/80224\/revisions"}],"predecessor-version":[{"id":80229,"href":"https:\/\/canadaexpress.com\/news\/index.php?rest_route=\/wp\/v2\/posts\/80224\/revisions\/80229"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/canadaexpress.com\/news\/index.php?rest_route=\/wp\/v2\/media\/65283"}],"wp:attachment":[{"href":"https:\/\/canadaexpress.com\/news\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=80224"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/canadaexpress.com\/news\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=80224"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/canadaexpress.com\/news\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=80224"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}