{"id":81109,"date":"2025-01-22T17:00:13","date_gmt":"2025-01-23T01:00:13","guid":{"rendered":"https:\/\/canadaexpress.com\/news\/?p=81109"},"modified":"2025-01-23T10:52:47","modified_gmt":"2025-01-23T18:52:47","slug":"%ed%95%9c%ec%9d%b8%ec%8b%a0%ed%98%91-rrsp-tfsa-fhsa-%ec%a0%80%ec%b6%95%ec%9d%98-%eb%aa%a8%eb%93%a0-%ea%b2%83-%ec%95%8c%ec%95%84%eb%b3%b4%eb%8a%94-%ec%8b%9c%ea%b0%84","status":"publish","type":"post","link":"https:\/\/canadaexpress.com\/news\/?p=81109","title":{"rendered":"\ud55c\uc778\uc2e0\ud611 RRSP, TFSA, FHSA \uc800\ucd95\uc758 \ubaa8\ub4e0 \uac83 \uc54c\uc544\ubcf4\ub294 \uc2dc\uac04"},"content":{"rendered":"

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\n

6\uc77c \uc368\ub9ac\uc9c0\uc810 \/ 8\uc77c \ub7ad\ub9ac\uc9c0\uc810 <\/strong><\/h3>\n

\uc624\uc804 11\uc2dc \uc800\ucd95 \uc138\ubbf8\ub098 \uc5f4\ub9b0\ub2e4<\/strong><\/h3>\n<\/blockquote>\n

 <\/p>\n

\ud55c\uc778\uc2e0\ud611(\uc804\ubb34 \uc11d\uad11\uc775)\uc740 2\uc6d4 6\uc77c(\ubaa9) \uc624\uc804 11\uc2dc, \uc368\ub9ac\uc9c0\uc810 \uacfc 2\uc6d4 8\uc77c(\ud1a0) \uc624\uc804 11\uc2dc, \ub7ad\ub9ac\uc9c0\uc810\uc5d0\uc11c \uce90\ub098\ub2e4\uc758 \uc8fc\uc694 \uc800\ucd95 \uacc4\uc88c\uc778 \uc740\ud1f4 \uc800\ucd95(RRSP), \ube44\uacfc\uc138 \uc800\ucd95(TFSA), \uccab \uc9d1 \ub9c8\ub828 \uc800\ucd95(FHSA) \uc138\ubbf8\ub098\ub97c \uac1c\ucd5c\ud55c\ub2e4. \uc774\ubc88 \uc138\ubbf8\ub098\ub294 \uace0\uac1d\uc774 \uc7ac\uc815 \ubaa9\ud45c\ub97c \ub2ec\uc131\ud560 \uc218 \uc788\ub3c4\ub85d \uac01 \uacc4\uc88c\uc758 \uc7a5\uc810\uacfc \ud6a8\uacfc\uc801\uc778 \ud65c\uc6a9\ubc95\uc744 \uc548\ub0b4\ud560 \uc608\uc815\uc774\ub2e4. \uc9c4\ud589\ub420 \uc774\ubc88 \uc138\ubbf8\ub098 \ub0b4\uc6a9\uc744 \uc0b4\ud3b4\ubcf4\uba74<\/p>\n

\uc740\ud1f4 \uc800\ucd95 (Registered Retirement Savings Plan) \ub178\ud6c4 \uc790\uae08\uc744 \ud6a8\uc728\uc801\uc73c\ub85c \uc900\ube44\ud560 \uc218 \uc788\ub294 \ubc29\ubc95\uc73c\ub85c, \uc800\ucd95\uae08\uc5d0 \ub300\ud55c \uc138\uae08 \uacf5\uc81c \ud61c\ud0dd\uc744 \ubc1b\uc744 \uc218 \uc788\ub2e4.<\/p>\n

\ube44\uacfc\uc138 \uc800\ucd95 (Tax-Free Savings Account) \uacc4\uc88c \ub0b4 \uc218\uc775\uc5d0 \uc138\uae08\uc774 \ubd80\uacfc\ub418\uc9c0 \uc54a\uc73c\uba70, \uc5b8\uc81c\ub4e0\uc9c0 \uc778\ucd9c\ud560 \ub54c \uc138\uae08 \uac71\uc815\uc774 \uc5c6\ub2e4.<\/p>\n

\uccab \uc9d1 \ub9c8\ub828 \uc800\ucd95 (First Home Savings Account) \uccab \uc8fc\ud0dd \uad6c\ub9e4\uc790\ub97c \uc704\ud55c \uacc4\uc88c\ub85c, \uc800\ucd95 \uc2dc \uc138\uae08 \uacf5\uc81c\uc640 \uc778\ucd9c \uc2dc \uc138\uae08 \uba74\uc81c \ud61c\ud0dd\uc744 \uc81c\uacf5\ud55c\ub2e4.<\/p>\n

\uc815\uae30\uc608\uae08\uacfc \ubba4\ucd94\uc5bc \ud380\ub4dc \ud22c\uc790 \uc0c1\ud488\uc5d0 \ub300\ud574 \uc804\ubb38\uac00\uc758 \uac15\uc758\uc640 \ub9de\ucda4 \uc9c8\uc758\uc751\ub2f5\uc73c\ub85c \uc9c4\ud589\ub41c\ub2e4.<\/p>\n

\ud55c\uc778\uc2e0\ud611 \uce21\uc740 \u201c\uc9c0\ub09c\ud574 RRSP \uc138\uae08 \uacf5\uc81c: 2025\ub144 3\uc6d4 3\uc77c\uae4c\uc9c0 RRSP \uacc4\uc88c\uc5d0 \uc800\ucd95\ud574\uc57c \ud558\uba70 \uc62c \ud574 TFSA \ud55c\ub3c4\ub294 7\ucc9c\ub2ec\ub7ec\uc785\ub2c8\ub2e4. \ub610\ud55c FHSA \ud61c\ud0dd\uc740 \uacc4\uc88c \uac1c\uc124 \ud6c4 \uc800\ucd95 \ud55c\ub3c4\uac00 \ub9e4\ub144 \uc99d\uac00\ud569\ub2c8\ub2e4\u201d\uace0 \ub9d0\ud588\ub2e4.<\/p>\n

\ubb34\ub8cc\ub85c \uc9c4\ud589\ub418\ub294 \uc774\ubc88 \ud589\uc0ac\ub294 2\uc6d4 8\uc77c\uae4c\uc9c0 \uc2e0\uccad\ud3fc, \uce74\ud1a1, \uc804\ud654, \ubb38\uc790\ub85c \uc2e0\uccad \uac00\ub2a5\ud558\uba70, \uc2e0\uccad \uc2dc \uc131\ud568\uacfc \uc5f0\ub77d\ucc98\ub97c \ub0a8\uae30\uba74 \ub41c\ub2e4. \uc2e0\uccad\uc790\uc5d0 \ud55c\ud574 \ucc38\uc11d\uc790\uc5d0\uac8c \uac1c\ubcc4 \ud1b5\uc9c0\ud558\uba70, \uc138\ubbf8\ub098 \uc790\ub8cc \ubc0f \uc815\ubcf4\ub97c \uc548\ub0b4\ud55c\ub2e4. \uc544\uc6b8\ub7ec \uc138\ubbf8\ub098\uc5d0\ub294 \uc0cc\ub4dc\uc704\uce58\uc640 \ub530\ub73b\ud55c \ucee4\ud53c \uc81c\uacf5\ub41c\ub2e4.<\/p>\n

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