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text_letter_spacing__hover=”0px” text_letter_spacing__hover_enabled=”0px” text_text_shadow_style__hover=”none” text_text_shadow_style__hover_enabled=”none” text_text_shadow_color__hover=”rgba(0,0,0,0.4)” text_text_shadow_color__hover_enabled=”rgba(0,0,0,0.4)”]<\/p>\n
\n\uccad\ub144\uce35 \uce74\ub4dc \uc5f0\uccb4\uc728 21.7% \uc99d\uac00<\/strong><\/h3>\n
\ud3c9\uade0 \ubd80\ucc44 2\ub9cc1,859\ub2ec\ub7ec\ub85c \uc0c1\uc2b9<\/strong><\/h3>\n<\/blockquote>\n
\uacbd\uc81c \ubd88\ud655\uc2e4\uc131\uc774 \ucee4\uc9c0\ub294 \uac00\uc6b4\ub370, \uc2e0\uc6a9\uce74\ub4dc \uacb0\uc81c\ub97c \uc5f0\uccb4\ud558\ub294 \uc18c\ube44\uc790\uac00 \uc99d\uac00\ud558\uace0 \uc788\uc73c\uba70, \uc774\uc5d0 \ub530\ub77c \uc18c\ube44\uc790 \uac04 \uaca9\ucc28\ub3c4 \uc2ec\ud654\ub418\uace0 \uc788\ub2e4.<\/p>\n
\uc2e0\uc6a9\ud3c9\uac00\uc0ac \uc5d0\ud034\ud329\uc2a4(Equifax)\uc758 \ucd5c\uc2e0 \ubcf4\uace0\uc11c\uc5d0 \ub530\ub974\uba74 \uc774\ub7ec\ud55c \ucd94\uc138\ub294 \ub192\uc740 \uc0dd\ud65c\ube44, \uc99d\uac00\ud558\ub294 \uc2e4\uc5c5\ub960\uacfc \ubbf8\uad6d \uac04 \ubb34\uc5ed\uae34\uc7a5 \uace0\uc870 \ub4f1 \ubcf5\ud569\uc801\uc778 \uc694\uc778\uc5d0 \uae30\uc778\ud55c\ub2e4\uace0 \ubd84\uc11d\ud588\ub2e4.<\/p>\n
\uc5d0\ud034\ud329\uc2a4 \uce90\ub098\ub2e4 \ub808\ubca0\uce74 \uc624\ud06c\uc2a4 \ubd80\uc0ac\uc7a5\uc740 \u201c\uc9c0\uc18d\uc801\uc73c\ub85c \uacb0\uc81c\ub97c \uc774\uc5b4\uac00\ub824\uba74 \uc548\uc815\uc801\uc778 \uc218\uc785\uacfc \uace0\uc6a9\uc774 \ud544\uc218\uc801\uc774\ub2e4. \uacbd\uc81c \ubd88\ud655\uc2e4\uc131\uc740 \ub2e4\uc591\ud55c \ud30c\uae09\ud6a8\uacfc\ub97c \uc77c\uc73c\ud0a8\ub2e4.\u201d\uace0 \uc9c0\uc801\ud588\ub2e4.<\/p>\n
\ubcf4\uace0\uc11c\uc5d0 \ub530\ub974\uba74, \uc62c 1\ubd84\uae30 \uc911 \uc2e0\uc6a9\uce74\ub4dc \uacb0\uc81c\ub97c \ud55c \ubc88 \uc774\uc0c1 \uc5f0\uccb4\ud55c \uc18c\ube44\uc790\ub294 22\uba85 \uc911 1\uba85 \uaf34\ub85c, \uc57d 140\ub9cc \uba85\uc5d0 \ub2ec\ud55c\ub2e4. \uc774\ub294 \ud3c9\uade0 \uc2e0\uc6a9\uce74\ub4dc \uc6d4 \uc0ac\uc6a9\uc561\uc774 \uce74\ub4dc \ubcf4\uc720\uc790 1\uc778 \ub2f9 $107 \uac10\uc18c\ud55c \uc0c1\ud669\uc5d0\uc11c \ubc1c\uc0dd\ud55c \uc218\uce58\ub2e4.<\/p>\n
\uc624\ud06c\uc2a4 \ubd80\uc0ac\uc7a5\uc740 \u201c\uc774\ub294 \uc18c\ube44\uc790\ub4e4\uc774 \uc120\ud0dd\uc801 \uc9c0\ucd9c\uc744 \uc904\uc778 \uacb0\uacfc\ub85c \ubcf4\uc778\ub2e4. \uc18c\ube44\uac00 \uc904\uba74 \uae30\uc5c5\uc5d0 \uc601\ud5a5\uc744 \uc8fc\uace0, \uc774\ub294 \ub2e4\uc2dc \uace0\uc6a9\uc5d0 \uc601\ud5a5\uc744 \uc904 \uc218 \uc788\ub2e4\u201d\uace0 \ud588\ub2e4. \uadf8\ub294 \uacbd\uc81c \ubd88\ud655\uc2e4\uc131\uc744 \uccb4\uac10\ud560 \ub54c \uacbd\uc81c\uc758 \ubaa8\ub4e0 \ubd84\uc57c\uac00 \uc5f0\ub3d9\ub418\uc5b4 \uc601\ud5a5\uc744 \ubbf8\uce60 \uac83\uc774\ub77c\uace0 \ub367\ubd99\uc600\ub2e4.<\/p>\n
\ud55c\ud3b8 \ubaa8\uae30\uc9c0 \ub300\ucd9c\uc774 \uc5c6\ub294 \uc18c\ube44\uc790\uc758 \uc5f0\uccb4\uc728\uc740 \uc804\ub144 \ub300\ube44 8.9% \uc99d\uac00\ud588\uc73c\uba70, \ubaa8\uae30\uc9c0 \ub300\ucd9c \ubcf4\uc720\uc790\uc758 \uc5f0\uccb4\uc728\uc740 6.5% \uc0c1\uc2b9\ud55c \uac83\uc73c\ub85c \ub098\ud0c0\ub0ac\ub2e4.<\/p>\n
1\ubd84\uae30\uc758 \ubaa8\uae30\uc9c0 \ube44 \ub300\ucd9c \uc18c\ube44\uc790\uc758 \ud3c9\uade0 \ubd80\ucc44\ub294 1\uc778 \ub2f9 2\ub9cc1,859\ub2ec\ub7ec\ub85c \uc0c1\uc2b9\ud588\ub2e4. \ubcf4\uace0\uc11c\ub294 \uc774\ub294 \uc18c\ube44\uc790\ub4e4\uc774 \ud5a5\ud6c4 \uad00\uc138\uc778\uc0c1\uc5d0 \ub530\ub978 \uac00\uaca9\uc0c1\uc2b9\uc744 \ud53c\ud558\uae30 \uc704\ud574 \uc11c\ub458\ub7ec \ucc28\ub7c9 \ub4f1 \uc744 \uad6c\ub9e4\ud55c \uc601\ud5a5\uc774 \ud06c\ub2e4\uace0 \ubd84\uc11d\ud588\ub2e4.<\/p>\n
\ud2b9\ud788 \uccad\ub144\uce35\uc758 \uacbd\uc81c\uc801 \uc5b4\ub824\uc6c0\uc774 \ub450\ub4dc\ub7ec\uc84c\ub2e4. \uc774\ub4e4\uc758 \uc2e0\uc6a9\uce74\ub4dc \uc5f0\uccb4\uc728\uc740 5.38%\ub85c, \uc804\ub144 \ub300\ube44 \ubb34\ub824 21.7% \uc0c1\uc2b9\ud588\ub2e4. \ub610 \ucf54\ub85c\ub098 \ucd08\uae30 \ub0ae\uc740 \uae08\ub9ac\ub85c \ubaa8\uae30\uc9c0 \ub300\ucd9c\uc744 \ubc1b\uc740 \uc18c\ube44\uc790\ub4e4\uc758 \ub300\uaddc\ubaa8 \uac31\uc2e0\ub3c4 \ubd80\ucc44 \uc99d\uac00\uc5d0 \uc77c\uc870\ud588\ub2e4.<\/p>\n
\uc624\ud06c\uc2a4 \ubd80\uc0ac\uc7a5\uc740 \u201c\uc2e0\uc6a9 \uc0c1\ud658 \uc758\ubb34\uac00 \uc788\ub294 \uc0c1\ud669\uc5d0\uc11c \uc0dd\uacc4\ube44\uac00 \uc624\ub974\uac70\ub098 \uc77c\uc790\ub9ac \ud655\ubcf4\uac00 \uc5b4\ub824\uc6cc\uc9c0\uba74, \ub610\ub294 \uc18c\ub4dd\uc0c1\uc2b9\uc774 \ubb3c\uac00\uc0c1\uc2b9\uc744 \ub530\ub77c\uac00\uc9c0 \ubabb\ud558\uba74 \uc0c1\ud658\uc774 \ub354\uc6b1 \uc5b4\ub824\uc6cc \uc9c4\ub2e4.\u201d\uace0 \ub9d0\ud588\ub2e4.<\/p>\n
\uc628\uc8fc\ub294 1\ubd84\uae30 \uc911 \uac00\uc7a5 \uc2ec\uac01\ud55c \uc7ac\uc815 \uc2a4\ud2b8\ub808\uc2a4 \uc9c0\uc5ed\uc73c\ub85c \ub5a0\uc62c\ub790\ub2e4. \uc774 \uc9c0\uc5ed\uc758 90\uc77c \uc774\uc0c1 \ubaa8\uae30\uc9c0 \ub300\ucd9c \uc5f0\uccb4\uc728\uc740 \uc804\ub144 \ub300\ube44 0.24%\ub85c \uc0c1\uc2b9\ud588\uace0 \ube44\ubaa8\uae30\uc9c0 \ub300\ucd9c \uc5f0\uccb4\uc728\uc740 24% \uae09\ub4f1\ud558\uba70 \uc804\uad6d \ucd5c\uace0\uce58\ub97c \uae30\ub85d\ud588\ub2e4. \uc628\ud0c0\ub9ac\uc624\uc8fc \ub2e4\uc74c\uc73c\ub85c\ub294 \uc54c\ubc84\ud0c0\uc8fc\uc640 \ud018\ubca1\uc8fc\uc758 \ube44\ubaa8\uae30\uc9c0 \ub300\ucd9c \uc5f0\uccb4\uc728\uc774 \uac00\uc7a5 \ud06c\uac8c \uc99d\uac00\ud588\ub2e4.<\/p>\n
\ud55c\ud3b8, \ubcf4\uace0\uc11c\uc5d0 \ub530\ub974\uba74, \uce90\ub098\ub2e4 \uc804\uccb4 \uc18c\ube44\uc790 \ubd80\ucc44\ub294 2025\ub144 1\ubd84\uae30 \uae30\uc900 2\uc870 5,500\uc5b5 \ub2ec\ub7ec\ub85c, \uc804\ub144 \ub300\ube44 4% \uc99d\uac00\ud588\uc9c0\ub9cc 2024\ub144 \ub9d0\ubcf4\ub2e4\ub294 60\uc5b5 \ub2ec\ub7ec \uc774\uc0c1 \uac10\uc18c\ud588\ub2e4.<\/p>\n
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