[et_pb_section fb_built=”1″ admin_label=”Header” _builder_version=”4.16″ min_height=”130px” custom_padding=”0px|0px|0|0px|false|false” locked=”off” global_colors_info=”{}”][et_pb_row column_structure=”2_3,1_3″ use_custom_gutter=”on” gutter_width=”2″ _builder_version=”4.16″ _module_preset=”default” custom_padding=”0px||||false|false” locked=”off” global_colors_info=”{}”][et_pb_column type=”2_3″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_image src=”@ET-DC@eyJkeW5hbWljIjp0cnVlLCJjb250ZW50IjoicG9zdF9mZWF0dXJlZF9pbWFnZSIsInNldHRpbmdzIjp7fX0=@” title_text=”@ET-DC@eyJkeW5hbWljIjp0cnVlLCJjb250ZW50IjoicG9zdF90aXRsZSIsInNldHRpbmdzIjp7ImJlZm9yZSI6IiIsImFmdGVyIjoiIn19@” admin_label=”Image” _builder_version=”4.16″ _dynamic_attributes=”src,title_text” _module_preset=”default” global_colors_info=”{}”][\/et_pb_image][\/et_pb_column][et_pb_column type=”1_3″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_code _builder_version=”4.24.2″ _module_preset=”default” custom_margin=”20px||||false|false” custom_margin_tablet=”” custom_margin_phone=”0px||||false|false” custom_margin_last_edited=”on|desktop” custom_css_main_element=”line-height: 1.7em; ||font-size: 14px; ||color: #7a7a7a;” global_colors_info=”{}”]\uae30\uc874 \ucf58\ub3c4\ub4e4\uc774 \uc804\uae30 \ucda9\uc804\uc18c \uc2dc\uc124\uc744 \uac16\ucd94\uae30 \uc704\ud574 \uae30\uc874 \uc8fc\ucc28\uc7a5 \uacf5\uac04\uc744 \uc5c5\uadf8\ub808\uc774\ub4dc \ud558\ub294 \uac83\ubcf4\ub2e4\ub294 \uc0c8 \ucda9\uc804\uc2dc\uc124\uc744 \uc9d3\ub294 \uac83\uc774 \ube44\uc6a9 \uc0c1 \ub124 \ubc30 \uc774\uc0c1 \ub354 \uc800\ub834\ud558\ub2e4. \uc0ac\uc9c4=ARLEN REDEKOP[\/et_pb_code][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ use_custom_gutter=”on” gutter_width=”2″ specialty=”on” padding_1_tablet=”0px||” padding_1_last_edited=”off|desktop” admin_label=”Content” _builder_version=”4.16″ background_size=”contain” background_position=”top_center” inner_max_width=”1280px” custom_padding=”0|0px|24px|0px|false|false” use_custom_width=”on” custom_width_px=”1280px” global_colors_info=”{}” background_size__hover=”cover” background_size__hover_enabled=”cover” background_position__hover=”center” background_position__hover_enabled=”center” use_background_color_gradient__hover=”off” use_background_color_gradient__hover_enabled=”off” background_color_gradient_start__hover=”#2b87da” background_color_gradient_start__hover_enabled=”#2b87da” background_color_gradient_end__hover=”#29c4a9″ background_color_gradient_end__hover_enabled=”#29c4a9″ background_color_gradient_type__hover=”linear” background_color_gradient_type__hover_enabled=”linear” background_color_gradient_direction__hover=”180deg” background_color_gradient_direction__hover_enabled=”180deg” background_color_gradient_direction_radial__hover=”center” background_color_gradient_direction_radial__hover_enabled=”center” background_color_gradient_start_position__hover=”0%” background_color_gradient_start_position__hover_enabled=”0%” background_color_gradient_end_position__hover=”100%” background_color_gradient_end_position__hover_enabled=”100%” background_color_gradient_overlays_image__hover=”off” background_color_gradient_overlays_image__hover_enabled=”off” parallax__hover=”off” parallax__hover_enabled=”off” parallax_method__hover=”on” parallax_method__hover_enabled=”on” background_repeat__hover=”no-repeat” background_repeat__hover_enabled=”no-repeat” background_blend__hover=”normal” background_blend__hover_enabled=”normal” allow_player_pause__hover=”off” allow_player_pause__hover_enabled=”off” background_video_pause_outside_viewport__hover=”on” background_video_pause_outside_viewport__hover_enabled=”on” background_color_gradient_stops__hover=”#2b87da 0%|#29c4a9 100%”][et_pb_column type=”3_4″ specialty_columns=”3″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” padding_tablet__hover=”0px||” padding_last_edited__hover=”off|desktop” parallax__hover=”off” parallax_method__hover=”on” padding_tablet=”0px||” padding_last_edited=”off|desktop” custom_padding__hover=”|||”][et_pb_row_inner _builder_version=”4.16″ locked=”off” global_colors_info=”{}” parallax_1__hover=”off” parallax_1__hover_enabled=”off” parallax_2__hover=”off” parallax_2__hover_enabled=”off” parallax_3__hover=”off” parallax_3__hover_enabled=”off” parallax_4__hover=”off” parallax_4__hover_enabled=”off” parallax_method_1__hover=”on” parallax_method_1__hover_enabled=”on” parallax_method_2__hover=”on” parallax_method_2__hover_enabled=”on” parallax_method_3__hover=”on” parallax_method_3__hover_enabled=”on” parallax_method_4__hover=”on” parallax_method_4__hover_enabled=”on” use_background_color_gradient__hover=”off” use_background_color_gradient__hover_enabled=”off” background_color_gradient_start__hover=”#2b87da” background_color_gradient_start__hover_enabled=”#2b87da” background_color_gradient_end__hover=”#29c4a9″ background_color_gradient_end__hover_enabled=”#29c4a9″ background_color_gradient_type__hover=”linear” background_color_gradient_type__hover_enabled=”linear” background_color_gradient_direction__hover=”180deg” background_color_gradient_direction__hover_enabled=”180deg” background_color_gradient_direction_radial__hover=”center” background_color_gradient_direction_radial__hover_enabled=”center” background_color_gradient_start_position__hover=”0%” background_color_gradient_start_position__hover_enabled=”0%” background_color_gradient_end_position__hover=”100%” background_color_gradient_end_position__hover_enabled=”100%” background_color_gradient_overlays_image__hover=”off” background_color_gradient_overlays_image__hover_enabled=”off” parallax__hover=”off” parallax__hover_enabled=”off” parallax_method__hover=”on” parallax_method__hover_enabled=”on” background_size__hover=”cover” background_size__hover_enabled=”cover” background_position__hover=”center” background_position__hover_enabled=”center” background_repeat__hover=”no-repeat” background_repeat__hover_enabled=”no-repeat” background_blend__hover=”normal” background_blend__hover_enabled=”normal” allow_player_pause__hover=”off” allow_player_pause__hover_enabled=”off” background_video_pause_outside_viewport__hover=”on” background_video_pause_outside_viewport__hover_enabled=”on” use_custom_gutter__hover=”off” use_custom_gutter__hover_enabled=”off” gutter_width__hover=”3″ gutter_width__hover_enabled=”3″ make_equal__hover=”off” make_equal__hover_enabled=”off” border_radii__hover=”on||||” border_radii__hover_enabled=”on||||” box_shadow_style__hover=”none” box_shadow_style__hover_enabled=”none” box_shadow_color__hover=”rgba(0,0,0,0.3)” box_shadow_color__hover_enabled=”rgba(0,0,0,0.3)” max_width__hover=”100%” max_width__hover_enabled=”100%” filter_hue_rotate__hover=”0deg” filter_hue_rotate__hover_enabled=”0deg” filter_saturate__hover=”100%” filter_saturate__hover_enabled=”100%” filter_brightness__hover=”100%” filter_brightness__hover_enabled=”100%” filter_contrast__hover=”100%” filter_contrast__hover_enabled=”100%” filter_invert__hover=”0%” filter_invert__hover_enabled=”0%” filter_sepia__hover=”0%” filter_sepia__hover_enabled=”0%” filter_opacity__hover=”100%” filter_opacity__hover_enabled=”100%” filter_blur__hover=”0px” filter_blur__hover_enabled=”0px” mix_blend_mode__hover=”normal” mix_blend_mode__hover_enabled=”normal” animation_style__hover=”none” animation_style__hover_enabled=”none” animation_repeat__hover=”once” animation_repeat__hover_enabled=”once” animation_direction__hover=”center” animation_direction__hover_enabled=”center” animation_duration__hover=”1000ms” animation_duration__hover_enabled=”1000ms” animation_delay__hover=”0ms” animation_delay__hover_enabled=”0ms” animation_intensity_slide__hover=”50%” animation_intensity_slide__hover_enabled=”50%” animation_intensity_zoom__hover=”50%” animation_intensity_zoom__hover_enabled=”50%” animation_intensity_flip__hover=”50%” animation_intensity_flip__hover_enabled=”50%” animation_intensity_fold__hover=”50%” animation_intensity_fold__hover_enabled=”50%” animation_intensity_roll__hover=”50%” animation_intensity_roll__hover_enabled=”50%” animation_starting_opacity__hover=”0%” animation_starting_opacity__hover_enabled=”0%” animation_speed_curve__hover=”ease-in-out” animation_speed_curve__hover_enabled=”ease-in-out” hover_transition_duration__hover=”300ms” hover_transition_duration__hover_enabled=”300ms” hover_transition_delay__hover=”0ms” hover_transition_delay__hover_enabled=”0ms” hover_transition_speed_curve__hover=”ease” hover_transition_speed_curve__hover_enabled=”ease” background_color_gradient_stops__hover=”#2b87da 0%|#29c4a9 100%”][et_pb_column_inner saved_specialty_column_type=”3_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” parallax__hover=”off” parallax__hover_enabled=”off” parallax_method__hover=”on” parallax_method__hover_enabled=”on” custom_padding__hover=”|||”][et_pb_text admin_label=”\ubcf8\ubb38” _builder_version=”4.27.2″ text_font=”||||||||” text_line_height=”1.8em” header_font=”||||||||” header_2_font=”Work Sans|700|||||||” header_2_font_size=”25px” header_2_line_height=”1.5em” max_width_tablet=”” max_width_phone=”” max_width_last_edited=”on|tablet” header_2_font_size_tablet=”30px” header_2_font_size_phone=”15px” header_2_font_size_last_edited=”on|desktop” locked=”off” global_colors_info=”{}” header_font_size__hover=”30px” header_font_size__hover_enabled=”30px” header_letter_spacing__hover=”0px” header_letter_spacing__hover_enabled=”0px” header_text_shadow_style__hover=”none” header_text_shadow_style__hover_enabled=”none” header_text_shadow_color__hover=”rgba(0,0,0,0.4)” header_text_shadow_color__hover_enabled=”rgba(0,0,0,0.4)” header_2_font_size__hover=”26px” header_2_font_size__hover_enabled=”26px” header_2_letter_spacing__hover=”0px” header_2_letter_spacing__hover_enabled=”0px” header_2_line_height__hover=”1em” header_2_line_height__hover_enabled=”1em” header_2_text_shadow_style__hover=”none” header_2_text_shadow_style__hover_enabled=”none” header_2_text_shadow_color__hover=”rgba(0,0,0,0.4)” header_2_text_shadow_color__hover_enabled=”rgba(0,0,0,0.4)” header_3_font_size__hover=”22px” header_3_font_size__hover_enabled=”22px” header_3_letter_spacing__hover=”0px” header_3_letter_spacing__hover_enabled=”0px” header_3_line_height__hover=”1em” header_3_line_height__hover_enabled=”1em” header_3_text_shadow_style__hover=”none” header_3_text_shadow_style__hover_enabled=”none” header_3_text_shadow_color__hover=”rgba(0,0,0,0.4)” header_3_text_shadow_color__hover_enabled=”rgba(0,0,0,0.4)” header_4_font_size__hover=”18px” header_4_font_size__hover_enabled=”18px” header_4_letter_spacing__hover=”0px” header_4_letter_spacing__hover_enabled=”0px” header_4_line_height__hover=”1em” header_4_line_height__hover_enabled=”1em” header_4_text_shadow_style__hover=”none” header_4_text_shadow_style__hover_enabled=”none” header_4_text_shadow_color__hover=”rgba(0,0,0,0.4)” header_4_text_shadow_color__hover_enabled=”rgba(0,0,0,0.4)” header_5_font_size__hover=”16px” header_5_font_size__hover_enabled=”16px” header_5_letter_spacing__hover=”0px” header_5_letter_spacing__hover_enabled=”0px” header_5_line_height__hover=”1em” header_5_line_height__hover_enabled=”1em” header_5_text_shadow_style__hover=”none” header_5_text_shadow_style__hover_enabled=”none” header_5_text_shadow_color__hover=”rgba(0,0,0,0.4)” header_5_text_shadow_color__hover_enabled=”rgba(0,0,0,0.4)” header_6_font_size__hover=”14px” header_6_font_size__hover_enabled=”14px” header_6_letter_spacing__hover=”0px” header_6_letter_spacing__hover_enabled=”0px” header_6_line_height__hover=”1em” header_6_line_height__hover_enabled=”1em” header_6_text_shadow_style__hover=”none” header_6_text_shadow_style__hover_enabled=”none” header_6_text_shadow_color__hover=”rgba(0,0,0,0.4)” header_6_text_shadow_color__hover_enabled=”rgba(0,0,0,0.4)” text_letter_spacing__hover=”0px” text_letter_spacing__hover_enabled=”0px” text_text_shadow_style__hover=”none” text_text_shadow_style__hover_enabled=”none” text_text_shadow_color__hover=”rgba(0,0,0,0.4)” text_text_shadow_color__hover_enabled=”rgba(0,0,0,0.4)”]<\/p>\n
\n\uc2a4\ud2b8\ub77c\ud0c0 \uc808\ubc18 \u2018\ucda9\uc804 \ubd88\ub9cc\u2019 \ud638\uc18c<\/strong><\/h3>\n
\u201c\ub2e8\ub3c5\uc8fc\ud0dd\uc740 3% \ubd88\ub9cc vs \ucf58\ub3c4\ub294 50%<\/strong>\u201d<\/strong><\/h3>\n<\/blockquote>\n
\uba54\ud2b8\ub85c \ubc34\ucfe0\ubc84\uc758 \uc218\ub9ce\uc740 \ucf58\ub3c4\ub098 \uc544\ud30c\ud2b8 \uac74\ubb3c\uc5d0 \uc0ac\ub294 \uc8fc\ubbfc\uc774\ub77c\uba74 \uc804\uae30\ucc28\ub97c \uc18c\uc720\ud558\uc9c0 \uc54a\uc558\uc744 \uac00\ub2a5\uc131\uc774 \ud06c\ub2e4.<\/p>\n
\ucd5c\uadfc \uba54\ud2b8\ub85c \ubc34\ucfe0\ubc84\ub97c \uc704\ud574 \uc791\uc131\ub41c \ubcf4\uace0\uc11c\uc5d0 \ub530\ub974\uba74, \uc774\ub294 \ucf58\ub3c4\u00b7\uc544\ud30c\ud2b8 \ub2e8\uc9c0\uc758 \uc81c\ud55c\ub41c \uc804\uae30\ucc28 \ucda9\uc804 \ud658\uacbd \ub54c\ubb38\uc77c \uc218 \uc788\ub2e4.<\/p>\n
\ubcf4\uace0\uc11c\ub294 \uba54\ud2b8\ub85c \uc9c0\uc5ed \uc2a4\ud2b8\ub77c\ud0c0(\ucf58\ub3c4) \uac70\uc8fc\uc790\uc758 \uc808\ubc18\uc774 \ud604\uc7ac \uac74\ubb3c \ub0b4 EV \ucda9\uc804 \uacbd\ud5d8\uc5d0 \ub9cc\uc871\ud558\uc9c0 \ubabb\ud55c\ub2e4\uace0 \ub2f5\ud588\ub2e4\uace0 \ubc1d\ud614\ub2e4. \uc774\ub294 \ub2e8\ub3c5\uc8fc\ud0dd \uac70\uc8fc\uc790\uc758 \ubd88\ub9cc\uc871 \ube44\uc728(3%)\uacfc \ube44\uad50\ud558\uba74 \ud070 \ucc28\uc774\ub97c \ubcf4\uc778\ub2e4.<\/p>\n
UBC \uc0c1\uacbd\ub300\ud559\uc758 \uc6cc\ub108 \uc5d4\ud2b8 \uc640\uc77c\ub7ec \uad50\uc218\ub294 \ucda9\uc804\uc18c \ubd80\uc871\ud604\uc0c1\uc774 \uc8fc\ubbfc\ub4e4\uc758 \uc804\uae30\ucc28 \uad6c\uc785\uc744 \ubc29\ud574\ud558\ub294 \uc8fc\uc694\uc18c\uac00 \ub418\uace0 \uc788\ub2e4\uace0 \ub9d0\ud55c\ub2e4. \ud604\uc7ac \uba54\ud2b8\ub85c \ubc34\ucfe0\ubc84\uc9c0\uc5ed \uac70\uc8fc\ubbfc\ub4e4 \uc911 43%\uac00 \ucf58\ub3c4\ub098 \uc544\ud30c\ud2b8\uc5d0\uc11c \uc0b4\uace0 \uc788\ub294\ub370, 2051\ub144\uc774 \ub418\uba74 50%\ub85c \ub298\uc5b4\ub0a0 \uc804\ub9dd\uc774\ub2e4.<\/p>\n
\ud604\uc7ac \uc804\uae30\ucc28\ub97c \uc6b4\ud589\ud558\ub294 \uc8fc\ubbfc\ub4e4\uc758 75%\uac00 \uc790\uac00 \uc8fc\ud0dd\uc5d0\uc11c \uc0b4\uace0 \uc788\uc73c\uba70, \uc9c0\ub09c \ud574 \uc2e0\ucc28 \ud310\ub9e4\ub7c9\uc758 20% \uc774\uc0c1\uc744 \uc804\uae30\ucc28\uac00 \ucc28\uc9c0\ud588\ub2e4.<\/p>\n
BC\uc8fc\ub294 \ubd81\ubbf8\uc8fc\uc5d0\uc11c \uc804\uae30\ucc28\ub7c9 \ud310\ub9e4\uc728\uc774 \uac00\uc7a5 \ub192\ub2e4. \ucf58\ub3c4\ub098 \uc544\ud30c\ud2b8 \uac74\ubb3c \ub0b4\uc5d0 \uc804\uae30\ucc28\uc6a9 \ucda9\uc804\uc18c \uc2dc\uc124\uc774 \ud655\ucda9\ub3fc\uc57c \ud558\ub294\ub370 \uc8fc\ubbfc\ud68c\uc758\ub97c \ud1b5\ud55c \uc2dc\uc124 \ud655\ucda9\uc5d0 \uc5ec\ub7ec \uc5b4\ub824\uc6c0\uc774 \uac10\uc9c0\ub418\uace0 \uc788\ub2e4. \ud2b9\ud788 \uc784\ub300 \uc544\ud30c\ud2b8\ub4e4\uc758 \uad00\ub828 \uace0\ucda9\uc774 \ub354 \uc2ec\ud55c \ud3b8\uc774\ub2e4.<\/p>\n
\uc5d4\ud2b8\uc640\uc77c\ub7ec \uad50\uc218\ub294 \uba54\ud2b8\ub85c \ubc34\ucfe0\ubc84 7\uac1c \uc9c0\uc5ed \uc8fc\ubbfc\ub4e4\uc744 \ub300\uc0c1\uc73c\ub85c \uc870\uc0ac \uc5f0\uad6c\ub97c \ud1b5\ud574 \uc784\ub300\uc544\ud30c\ud2b8 \uc18c\uc720\uc8fc\ub4e4\uc774 \ucda9\uc804\uc18c \uc124\uce58\uc5d0 \ubcc4 \uad00\uc2ec\uc744 \ubcf4\uc774\uc9c0 \uc54a\ub294\ub2e4\uace0 \ub9d0\ud55c\ub2e4. \uc784\ub300\uc544\ud30c\ud2b8 \uac70\uc8fc\ubbfc\ub4e4 \uc911 \uc804\uae30\ucc28 \uc6b4\uc601\uc790\ub4e4\uc758 \uc218\uac00 \ucda9\ubd84\ud558\uc9c0 \uc54a\uae30 \ub54c\ubb38\uc5d0 \uc544\ud30c\ud2b8 \uc18c\uc720\uc8fc\uac00 \uad73\uc774 \ube44\uc6a9\uc744 \ub4e4\uc5ec\uc11c\uae4c\uc9c0 \uc2dc\uc124\uc744 \ub9c8\ub828\ud560 \uc900\ube44\uac00 \ub3fc \uc788\uc9c0 \uc54a\ub2e4\uace0 \ud55c\ub2e4.<\/p>\n
\uc804\ubb38\uac00\ub4e4\uc740 \uc0c8\ub85c \uc9d3\ub294 \ucf58\ub3c4\ub098 \uc544\ud30c\ud2b8\uc5d0 \uc804\uae30\ucc28 \ucda9\uc804\uae30\uae30\uac00 \uc758\ubb34\uc801\uc73c\ub85c \uc124\uce58\ub418\ub3c4\ub85d \ud574\uc57c \ud560 \uac83\uc744 \uc8fc\uc7a5\ud55c\ub2e4. \ub610 \uae30\uc874 \ucf58\ub3c4\ub4e4\uc774 \uc804\uae30 \ucda9\uc804\uc18c \uc2dc\uc124\uc744 \uac16\ucd94\uae30 \uc704\ud574 \uae30\uc874 \uc8fc\ucc28\uc7a5 \uacf5\uac04\uc744 \uc5c5\uadf8\ub808\uc774\ub4dc \ud558\ub294 \uac83\ubcf4\ub2e4\ub294 \uc0c8 \ucda9\uc804\uc2dc\uc124\uc744 \uc9d3\ub294 \uac83\uc774 \ube44\uc6a9 \uc0c1 4 \ubc30 \uc774\uc0c1 \ub354 \uc800\ub834\ud558\ub2e4\uace0 \uadf8\ub294 \uc5b8\uae09\ud55c\ub2e4.<\/p>\n
\uae30\uc874 \ucf58\ub3c4\ub4e4\uc758 \uacbd\uc6b0 \uc804\ub825\uc6a9\ub7c9\uc774 \ub0ae\uae30 \ub54c\ubb38\uc5d0 \ucda9\uc804\uc18c \uacf5\uac04\uc744 \uc0c8\ub85c \uc9d3\ub294 \ud3b8\uc774 \ub354 \uacbd\uc81c\uc801\uc774\ub77c\uace0 \uadf8\ub294 \uc870\uc5b8\ud55c\ub2e4. \uadf8\ub294 \ub610\ud55c \ucf58\ub3c4 \ub4f1\uc758 \ub2e4\uc138\ub300 \uc8fc\ud0dd \uc8fc\ubbfc\ub4e4\uc774 \ubaa8\uc5ec \uc0ac\ub294 \ud55c\uc815\ub41c \uacf5\uac04\uc5d0\uc11c\ub294 \ube44\ucd95\ub41c \uc804\ub825\ub7c9\uc774 \ubd84\uc0b0\ub418\uae30 \uc704\ud574 \ucda9\uc804\uc18d\ub3c4\uac00 \ub290\ub9b0 \uac83\uc744 \uac10\uc548\ud574\uc57c \ud560 \uac83\uc774\ub77c\uace0 \ub9d0\ud55c\ub2e4.<\/p>\n
\ubcf4\ud1b5 \uc804\uae30\ucc28 \ucda9\uc804\uc774 \uc800\ub141 \ud1f4\uadfc\uacfc \uc544\uce68 \ucd9c\uadfc \uc2dc\uac04 \uc0ac\uc774\uc5d0 \uc774\ub8e8\uc5b4\uc9c0\uace0 \uc788\uc73c\ubbc0\ub85c \uc774 \uc2dc\uac04\uc744 \ud53c\ud574 \uc804\ub825 \uacf5\uae09\ub7c9\uc774 \ubd84\uc0b0\ub418\ub3c4\ub85d \ud55c\uac00\ud55c \uc2dc\uac04\uc744 \uc774\uc6a9\ud558\ub294 \ud6a8\uc728\uc801\uc778 \uc2dc\uac04 \uc774\uc6a9\uc774 \ucd94\ucc9c\ub41c\ub2e4\uace0 \uadf8\ub294 \uac15\uc870\ud588\ub2e4.<\/p>\n
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