{"id":90757,"date":"2026-01-12T09:46:04","date_gmt":"2026-01-12T17:46:04","guid":{"rendered":"https:\/\/canadaexpress.com\/news\/?p=90757"},"modified":"2026-01-12T14:42:00","modified_gmt":"2026-01-12T22:42:00","slug":"%ec%8b%a4%ec%97%85%eb%a5%a0-%ed%95%98%eb%9d%bd%ec%84%b8-%ec%a0%9c%eb%8f%9912%ec%9b%94-6-8%eb%a1%9c-%eb%b0%98%eb%93%b1","status":"publish","type":"post","link":"https:\/\/canadaexpress.com\/news\/?p=90757","title":{"rendered":"\uc2e4\uc5c5\ub960 \ud558\ub77d\uc138 \u2018\uc81c\ub3d9\u2019\u202612\uc6d4 6.8%\ub85c \ubc18\ub4f1"},"content":{"rendered":"

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\n

\uae08\ub9ac \ub3d9\uacb0 \uc804\ub9dd\uc5d0 \ud798 \uc2e4\ub9ac\ub098<\/strong><\/h3>\n<\/blockquote>\n

\uc2e4\uc5c5\ub960 \ud558\ub77d\uc138\uac00 \uc5f0\ub9d0 \ub4e4\uc5b4 \uc81c\ub3d9\uc774 \uac78\ub838\ub2e4. \uad6c\uc9c1\uc790 \uc218\uac00 \ub298\uc5b4\ub098\uba74\uc11c 12\uc6d4 \uc2e4\uc5c5\ub960\uc774 \ub2e4\uc2dc \uc0c1\uc2b9\ud55c \uac00\uc6b4\ub370, \uc774\ubc88 \uace0\uc6a9 \uc9c0\ud45c\uac00 \uce90\ub098\ub2e4\uc911\uc559\uc740\ud589\uc758 \uae08\ub9ac \ub3d9\uacb0 \uc804\ub9dd\uc5d0 \ud798\uc744 \uc2e3\uace0 \uc788\ub2e4\ub294 \ubd84\uc11d\uc774 \ub098\uc628\ub2e4.<\/p>\n

\uce90\ub098\ub2e4\ud1b5\uacc4\uccad\uc740 12\uc6d4 \ud55c \ub2ec \ub3d9\uc548 8,200\uac1c\uc758 \uc2e0\uaddc \uc77c\uc790\ub9ac\uac00 \ucc3d\ucd9c\ub410\uc9c0\ub9cc, \uc2e4\uc5c5\ub960\uc740 \uc804\uc6d4 6.5%\uc5d0\uc11c 6.8%\ub85c \uc0c1\uc2b9\ud588\ub2e4\uace0 \ubc1d\ud614\ub2e4. \uc774\ub294 9\uc6d4\ubd80\ud130 11\uc6d4\uae4c\uc9c0 \uc11d \ub2ec\uac04 \uace0\uc6a9\uc774 \ud070 \ud3ed\uc73c\ub85c \ub298\uc5b4\ub09c \uc774\ud6c4 \ub098\ud0c0\ub09c \uc870\uc815 \uad6d\uba74\uc73c\ub85c \ud480\uc774\ub41c\ub2e4. \ud574\ub2f9 \uae30\uac04 \ub3d9\uc548 \uce90\ub098\ub2e4 \uacbd\uc81c\ub294 \ucd1d 18\ub9cc1,000\uac1c\uc758 \uc77c\uc790\ub9ac\ub97c \ucd94\uac00\ud588\ub2e4.<\/p>\n

\uc774\ub294 2025\ub144 \uc0c1\ubc18\uae30 \ubbf8\uad6d\uc758 \uad00\uc138 \uc815\ucc45\uacfc \ubb34\uc5ed \ubd88\ud655\uc2e4\uc131\uc73c\ub85c \ucc44\uc6a9\uc774 \uc704\ucd95\ub418\uba70 \uace0\uc6a9 \uc99d\uac00\uac00 \uac70\uc758 \uc5c6\uc5c8\ub358 \uac83\uacfc\ub294 \ub300\uc870\uc801\uc778 \ud750\ub984\uc774\ub2e4.<\/p>\n

RBC \ub124\uc774\uc120 \uc7b0\uc820 \uc218\uc11d \uc774\ucf54\ub178\ubbf8\uc2a4\ud2b8\ub294 \ub178\ub3d9\uc2dc\uc7a5\uc5d0 \uc0c8\ub85c \uc9c4\uc785\ud558\ub294 \uc778\uad6c\uac00 \ub298\uc5b4\ub09c \uc810\uc744 \u201c\uace0\ubb34\uc801\uc778 \uc2e0\ud638\u201d\ub77c\uace0 \ud3c9\uac00\ud588\ub2e4. \uadf8\ub294 \uad6c\uc9c1\uc790 \uc99d\uac00\ub85c \uc2e4\uc5c5\ub960\uc774 \uc624\ub97c \uc218\ub294 \uc788\uc9c0\ub9cc, \uc774\ub294 \uadf8\ub3d9\uc548 \ub178\ub3d9\uc2dc\uc7a5\uc5d0\uc11c \ubb3c\ub7ec\ub098 \uc788\ub358 \uc774\ub4e4\uc774 \ub2e4\uc2dc \uc77c\uc790\ub9ac\ub97c \ucc3e\uc744 \uc218 \uc788\ub2e4\ub294 \uae30\ub300\uac10\uc744 \uac16\uae30 \uc2dc\uc791\ud588\uc74c\uc744 \uc758\ubbf8\ud55c\ub2e4\uace0 \uc124\uba85\ud588\ub2e4.<\/p>\n

12\uc6d4 \uc77c\uc790\ub9ac \uc99d\uac00\ub294 \uc804\uc77c\uc81c \uace0\uc6a9\uc5d0 \uc9d1\uc911\ub410\ub2e4. \uc804\uc77c\uc81c \uc77c\uc790\ub9ac\ub294 5\ub9cc200\uac1c \ub298\uc5b4\ub09c \ubc18\uba74, \uc2dc\uac04\uc81c \uc77c\uc790\ub9ac\ub294 4\ub9cc2,000\uac1c \uac10\uc18c\ud588\ub2e4.<\/p>\n

\uc0b0\uc5c5\ubcc4\ub85c\ub294 \ubcf4\uac74\u00b7\uc0ac\ud68c\ubcf5\uc9c0 \ubd80\ubb38\uc5d0\uc11c 2\ub9cc1,000\uac1c\uc758 \uc77c\uc790\ub9ac\uac00 \ub298\uba70 \uace0\uc6a9 \uc99d\uac00\ub97c \uc8fc\ub3c4\ud588\ub2e4. \ubc18\uba74 \uc804\ubb38\u00b7\uacfc\ud559\u00b7\uae30\uc220 \uc11c\ube44\uc2a4 \ubd80\ubb38\uc740 \uc57d 1\ub9cc8,000\uac1c \uac10\uc18c\ud574 \uc9c0\ub09c\ud574 8\uc6d4 \uc774\ud6c4 \ucc98\uc74c\uc73c\ub85c \uac10\uc18c\uc138\ub97c \uae30\ub85d\ud588\ub2e4. \ubb34\uc5ed \uc758\uc874\ub3c4\uac00 \ub192\uc740 \uc81c\uc870\uc5c5 \ubd80\ubb38\uc5d0\uc11c\ub294 4,300\uac1c\uc758 \uc77c\uc790\ub9ac\uac00 \uc99d\uac00\ud588\ub2e4.<\/p>\n

\uc5f0\ub839\ub300\ubcc4\ub85c\ub294 55\uc138 \uc774\uc0c1\uc5d0\uc11c \uace0\uc6a9 \uc99d\uac00\uac00 \ub450\ub4dc\ub7ec\uc84c\uc73c\ub098, \uccad\ub144\uce35 \uace0\uc6a9 \uc5ec\uac74\uc740 \uc5ec\uc804\ud788 \uc5b4\ub824\uc6b4 \uc0c1\ud669\uc774\ub2e4. 15~24\uc138 \uccad\ub144 \uc2e4\uc5c5\ub960\uc740 \uc804\uc6d4\ubcf4\ub2e4 0.5%\ud3ec\uc778\ud2b8 \uc0c1\uc2b9\ud55c 13.3%\ub97c \uae30\ub85d\ud588\ub2e4. \uc774\ub294 \uc9c0\ub09c\ud574 9\uc6d4 \uae30\ub85d\ud55c 14.7%(\ucf54\ub85c\ub09819 \ud32c\ub370\ubbf9\uc744 \uc81c\uc678\ud558\uba74 15\ub144 \ub9cc\uc758 \ucd5c\uace0\uce58)\ubcf4\ub2e4\ub294 \ub0ae\uc740 \uc218\uc900\uc774\ub2e4.<\/p>\n

12\uc6d4 \ud3c9\uade0 \uc2dc\uac04\ub2f9 \uc784\uae08\uc740 \uc804\ub144 \ub300\ube44 3.4% \uc0c1\uc2b9\ud574, 11\uc6d4\uc758 3.6%\ubcf4\ub2e4 \uc0c1\uc2b9 \ud3ed\uc774 \ub2e4\uc18c \ub454\ud654\ub410\ub2e4.<\/p>\n

\ub85c\uc774\ud130\uac00 \uc0ac\uc804\uc5d0 \uc2e4\uc2dc\ud55c \uc804\ubb38\uac00 \uc124\ubb38\uc870\uc0ac\uc5d0\uc11c\ub294 \uc77c\uc790\ub9ac 5,000\uac1c \uc21c\uac10\uc18c\uc640 \uc2e4\uc5c5\ub960 6.6%\ub97c \uc608\uc0c1\ud588\uc9c0\ub9cc, \uc2e4\uc81c \uacb0\uacfc\ub294 \uc774\ub97c \uc6c3\ub3cc\uc558\ub2e4.<\/p>\n

\ud1b5\uacc4\uccad\uc740 2025\ub144 \ub300\ubd80\ubd84 \uae30\uac04 \ub3d9\uc548 \ubbf8\uad6d \uad00\uc138\uac00 \ub178\ub3d9\uc2dc\uc7a5\uc5d0 \ubd80\ub2f4\uc73c\ub85c \uc791\uc6a9\ud588\uc73c\ub098, \uc5f0\ub9d0\ub85c \uac08\uc218\ub85d \uad6c\uc9c1 \uc5ec\uac74\uc774 \uc810\uc9c4\uc801\uc73c\ub85c \uac1c\uc120\ub410\ub2e4\uace0 \uc124\uba85\ud588\ub2e4.<\/p>\n

BMO \ub354\uae00\ub7ec\uc2a4 \ud3ec\ud130 \uc218\uc11d \uc774\ucf54\ub178\ubbf8\uc2a4\ud2b8\ub294 \uc774\ubc88 \uace0\uc6a9 \uc9c0\ud45c\uac00 \uace0\uc6a9 \uc99d\uac00\uc138\ub97c \ubcf4\ub2e4 \u201c\ud604\uc2e4\uc801\uc778 \uc218\uc900\uc73c\ub85c \ub418\ub3cc\ub824 \ub193\uc558\ub2e4\u201d\uace0 \ud3c9\uac00\ud588\ub2e4. \uadf8\ub294 \u201c\uc9c0\ub09c 6\uac1c\uc6d4\uac04 \uace0\uc6a9 \uc9c0\ud45c\uac00 \ud06c\uac8c \ucd9c\ub801\uc778 \uc774\ud6c4, \uc774\ubc88 \ube44\uad50\uc801 \ubb34\ub09c\ud55c \ubcf4\uace0\uc11c\ub294 \ub178\ub3d9\uc2dc\uc7a5\uc758 \ud604\uc2e4\uc744 \ub354 \uc798 \ubc18\uc601\ud55c \uacb0\uacfc\ub85c \ubcf4\uc778\ub2e4\u201d\uba70, \uc774\ubc88 \uc218\uce58\uac00 \uce90\ub098\ub2e4\uc911\uc559\uc740\ud589\uc758 \uae30\uc900\uae08\ub9ac \uacb0\uc815\uc5d0 \ud070 \uc601\ud5a5\uc744 \ubbf8\uce58\uc9c0\ub294 \uc54a\uc744 \uac83\uc774\ub77c\uace0 \ubd84\uc11d\ud588\ub2e4. \uc774\uc5d0 \ub530\ub77c \uae08\ub9ac \ub3d9\uacb0 \uc804\ub9dd\ub3c4 \uc7ac\ud655\uc778\ud588\ub2e4.<\/p>\n

\uc774\ubc88 \uace0\uc6a9 \ubcf4\uace0\uc11c\ub294 \uc774\ub2ec \ub9d0 \uc608\uc815\ub41c \uce90\ub098\ub2e4\uc911\uc559\uc740\ud589\uc758 \uc62c\ud574 \uccab \uae30\uc900\uae08\ub9ac \uacb0\uc815\uc5d0 \uc55e\uc11c \ub178\ub3d9\uc2dc\uc7a5 \uc0c1\ud669\uc744 \uc810\uac80\ud560 \uc218 \uc788\ub294 \ub9c8\uc9c0\ub9c9 \uc8fc\uc694 \uc9c0\ud45c\ub2e4. \uc911\uc559\uc740\ud589\uc740 \uc9c0\ub09c\ud574 \ub9c8\uc9c0\ub9c9 \ud68c\uc758\uc5d0\uc11c \uae30\uc900\uae08\ub9ac\ub97c 2.25%\ub85c \ub3d9\uacb0\ud55c \ubc14 \uc788\ub2e4.<\/p>\n

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