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\ud55c\uc778\uc2e0\ud611(\uc804\ubb34 \uc11d\uad11\uc775)\uc774 \uce90\ub098\ub2e4 \uc8fc\uc694 \uc800\ucd95 \uacc4\uc88c\uc778 RRSP, TFSA, FHSA\ub97c \uc8fc\uc81c\ub85c \ud55c \ud2b9\ubcc4 \uae08\uc735 \uc138\ubbf8\ub098\ub97c 2\uc6d4 11\uc77c(\uc218) \uc624\uc804 11\uc2dc \ub7ad\ub9ac\uc9c0\uc810\uacfc 2\uc6d4 14\uc77c(\ud1a0) \uc624\uc804 11\uc2dc \ucf54\ud034\ud2c0\ub78c \ubcf8\uc810 \ub300\ud615 \ucee8\ud37c\ub7f0\uc2a4\ub8f8\uc5d0\uc11c \uac1c\ucd5c\ud588\ub2e4.
\uc591\uc77c\uac04 \uc0ac\uc804 \ub4f1\ub85d\ud55c \uc870\ud569\uc6d0 \ub7ad\ub9ac\uc9c0\uc810 40\uba85, \ucf54\ud034\ud2c0\ub78c \ubcf8\uc810 80\uba85 \ucc38\uc11d\ud55c \uac00\uc6b4\ub370 \uc815\uc625\ucc44 \uc7ac\uc815\uc0c1\ub2f4\uc0ac\ub294 SCU \ud55c\uc778\uc2e0\ud611\uc758 RRSP\u00b7TFSA\u00b7FHSA \ud65c\uc6a9\uc744 \uc911\uc2ec\uc73c\ub85c \ud55c \u2018\uc138\uae08 \uc808\uc57d\uacfc \uc790\uc0b0 \uc804\ub7b5\u2019 \uc774\ub780 \uc8fc\uc81c\ub85c \uac01 \ub4f1\ub85d\uacc4\uc88c\uc758 \ubaa9\uc801\uacfc \ud65c\uc6a9 \uc6b0\uc120\uc21c\uc704\ub97c \uc124\uba85\ud588\ub2e4.
\uc815 \uc7ac\uc815\uc0c1\ub2f4\uc0ac\ub294 RRSP\ub294 \ub178\ud6c4 \ub300\ube44 \uc7a5\uae30 \uc800\ucd95 \uacc4\uc88c\ub85c, \ubd88\uc785 \uc2dc \uc138\uae08 \uacf5\uc81c \ud61c\ud0dd\uc744 \ubc1b\uace0 \uc778\ucd9c \uc2dc \uacfc\uc138\ub418\ub294 \uad6c\uc870\uc774\uba70 \ud604\uc7ac \uc138\uc728\uc774 \ub192\uc740 \uc2dc\uae30\uc5d0 \ub0a9\uc785\ud558\uace0 \uc740\ud1f4 \ud6c4 \ub0ae\uc740 \uc138\uc728\ub85c \uc778\ucd9c\ud558\ub294 \uc804\ub7b5\uc774 \ud575\uc2ec\uc73c\ub85c \uc81c\uc2dc\ud588\ub2e4.
TFSA\ub294 \uacc4\uc88c \ub0b4 \ud22c\uc790 \uc218\uc775\uc774 \ud3c9\uc0dd \ube44\uacfc\uc138\ub418\ub294 \uc800\ucd95 \uacc4\uc88c\uc774\uba70 \uc790\uc720\ub85c\uc6b4 \uc778\ucd9c\uacfc \ub2e4\uc74c \ud574 \ud55c\ub3c4 \ubcf5\uad6c\uac00 \uac00\ub2a5\ud55c \uc720\uc5f0\uc131\uc774 \ud2b9\uc9d5\uc73c\ub85c \uc18c\ub4dd\uc774 \ub0ae\uc740 \uc2dc\uae30 \uc790\uc0b0 \ud615\uc131 \ubaa9\uc801\uc5d0 \uc801\ud569\ud55c \uacc4\uc88c\ub85c \uc548\ub0b4\ud588\ub2e4.
\uccab \uc8fc\ud0dd \ub9c8\ub828 \uc804\uc6a9 \uacc4\uc88c\uc778 FHSA\ub294 \ubd88\uc785 \uc2dc \uc138\uc561 \uacf5\uc81c, \uccab \uc8fc\ud0dd \uad6c\ub9e4 \uc2dc \uc778\ucd9c \ube44\uacfc\uc138\ub77c\ub294 \uc774\uc911 \ud61c\ud0dd\uc744 \uc81c\uacf5\ud558\ub294 \uc81c\ub3c4\ub85c \uc5f0\uac04 8,000\ub2ec\ub7ec, \ud3c9\uc0dd 4\ub9cc \ub2ec\ub7ec \ud55c\ub3c4\uac00 \uc801\uc6a9\ub418\uba70 \uccab \uc8fc\ud0dd \uad6c\ub9e4\uc790\ub9cc \uc774\uc6a9 \uac00\ub2a5\ud558\ub2e4\uace0 \uc124\uba85\ud588\ub2e4.
\ub610\ud55c RRSP \uc790\uae08\uc744 \ud65c\uc6a9\ud55c \uc8fc\ud0dd \uad6c\uc785 \uc81c\ub3c4(HBP)\ub294 \uac1c\uc778 \ucd5c\ub300 6\ub9cc \ub2ec\ub7ec\uae4c\uc9c0 \uc138\uae08 \uc5c6\uc774 \uc778\ucd9c \uac00\ub2a5\ud558\uc9c0\ub9cc 15\ub144 \ub0b4 \uc0c1\ud658 \uc758\ubb34\uac00 \uc788\ub2e4\ub294 \uc810\uc5d0\uc11c FHSA\uc640 \ucc28\uc774\uac00 \uc788\ub294 \uc81c\ub3c4\ub77c\uace0 \ud588\ub2e4.
\uc815 \uc7ac\uc815\uc0c1\ub2f4\uc0ac\ub294 \ub300\ubd80\ubd84 \ud55c \uac00\uc9c0 \uacc4\uc88c\ub9cc \uc0ac\uc6a9\ud558\ub294 \uac83\ubcf4\ub2e4 \uc0c1\ud669\uc5d0 \ub9de\uac8c \uc870\ud569\ud558\ub294 \uc804\ub7b5\uc774 \uc911\uc694\ud558\ub2e4\uba70 \uccab \uc8fc\ud0dd \uacc4\ud68d\uc774 \uc788\uc73c\uba74 FHSA, \ub192\uc740 \uc138\uc728 \ubd80\ub2f4\uc774 \uc788\uc73c\uba74 RRSP, \uc720\ub3d9\uc131\uacfc \uc811\uadfc\uc131\uc774 \ud544\uc694\ud558\uba74 TFSA\ub97c \uc6b0\uc120 \uace0\ub824\ud560 \uac83\uc744 \uad8c\uc7a5\ud588\ub2e4.
\uc591\ubbf8\uc21c \ucf54\ud034\ud2c0\ub78c \uc9c0\uc810\uc7a5\uc740 \u201c1\ub144 \ub9cc\uae30 \uc815\uae30\uc608\uae08 3.60% \ud2b9\ubcc4 \uae08\ub9ac\ub85c \uc138\uae08, \uc800\ucd95, \ub0b4 \uc9d1 \uc900\ube44\uae4c\uc9c0 \ud55c\ubc88\uc5d0 \uc7a1\uc744 \uae30\ud68c\ub97c \uc81c\uacf5\ud55c\ub2e4. 2024\ub144\ub3c4 RRSP \uc138\uae08 \uacf5\uc81c \ud61c\ud0dd\uc744 \ubc1b\uae30 \uc704\ud574\uc11c\ub294 \uc624\ub294 3\uc6d4 2\uc77c\uae4c\uc9c0 RRSP \uacc4\uc88c\uc5d0 \ubd88\uc785\ud574\uc57c \ud558\uba70, 2025\ub144 TFSA \uc5f0\uac04 \ud55c\ub3c4\ub294 7,000\ub2ec\ub7ec\u201d\ub77c\uba70 \u201cFHSA \uc5ed\uc2dc \uacc4\uc88c \uac1c\uc124 \uc774\ud6c4 \ub9e4\ub144 \ud55c\ub3c4\uac00 \ub204\uc801\ub418\ubbc0\ub85c \ubcf8\uc778\uc758 \ud55c\ub3c4\ub97c \uc815\ud655\ud788 \uc54c\uace0 \uacc4\ud68d\uc801\uc73c\ub85c \uc900\ube44\ud558\ub294 \uac83\uc774 \uc911\uc694\ud558\ub2e4\u201d\uace0 \uc124\uba85\ud588\ub2e4.
\ud55c\uc778\uc2e0\ud611\uc740 \uc55e\uc73c\ub85c\ub3c4 \uc815\uae30\uc801\uc778 \uc138\ubbf8\ub098\ub97c \ud1b5\ud574 \uc62c\ubc14\ub978 \uae08\uc735 \uc815\ubcf4\ub97c \uc81c\uacf5\ud558\uace0, \ud55c\uc778 \uace0\uac1d\ub4e4\uc744 \uc704\ud55c \ub9de\ucda4\ud615 \uc7ac\uc815 \uad00\ub9ac \uc11c\ube44\uc2a4\ub97c \uc9c0\uc18d\uc801\uc73c\ub85c \ud655\ub300\ud574 \ub098\uac08 \uacc4\ud68d\uc774\ub2e4.<\/p>\n
\uc774\uc9c0\uc740 \uae30\uc790 canexpress20@gmail.com<\/p>\n
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