{"id":92500,"date":"2026-02-23T14:17:31","date_gmt":"2026-02-23T22:17:31","guid":{"rendered":"https:\/\/canadaexpress.com\/news\/?p=92500"},"modified":"2026-02-24T13:22:46","modified_gmt":"2026-02-24T21:22:46","slug":"%ec%84%b8%ea%b8%88-%ec%8b%a0%ea%b3%a0-%ec%8b%9c%ec%a6%8c-%ea%b0%9c%eb%a7%89%ec%a1%b0%ea%b8%b0-%ec%8b%a0%ea%b3%a0%ea%b0%80-%ec%a0%88%ec%84%b8%c2%b7%ed%99%98%ea%b8%89%ec%9d%98","status":"publish","type":"post","link":"https:\/\/canadaexpress.com\/news\/?p=92500","title":{"rendered":"\uc138\uae08 \uc2e0\uace0 \uc2dc\uc98c \uac1c\ub9c9\u2026\u201c\uc870\uae30 \uc2e0\uace0\uac00 \uc808\uc138\u00b7\ud658\uae09\uc758 \uc9c0\ub984\uae38\u201d"},"content":{"rendered":"
\n

4\uc6d4 30\uc77c\uae4c\uc9c0 9\uc8fc\uac04 \uc9c4\ud589<\/strong><\/h3>\n

\uc11c\ub958 \uc900\ube44\u00b7\uacf5\uc81c \ud56d\ubaa9 \uc810\uac80 \ud544\uc218<\/strong><\/h3>\n<\/blockquote>\n

2025\ub144 \uc138\uae08 \uc2e0\uace0 \uc2dc\uc98c\uc774 23\uc77c \uacf5\uc2dd \uac1c\ub9c9\ud588\ub2e4. \uc774\ubc88 \uc2e0\uace0 \uae30\uac04\uc740 \uc57d 9\uc8fc\uac04 \uc774\uc5b4\uc9c0\uba70, \ub300\ubd80\ubd84\uc758 \uac1c\uc778 \ub0a9\uc138\uc790\ub294 4\uc6d4 30\uc77c\uae4c\uc9c0 \uc2e0\uace0\ub97c \ub9c8\uccd0\uc57c \ud55c\ub2e4. \uc790\uc601\uc5c5\uc790\uc758 \uacbd\uc6b0 \uc2e0\uace0 \ub9c8\uac10\uc77c\uc740 6\uc6d4 15\uc77c\uae4c\uc9c0\uc9c0\ub9cc, \uc138\uae08 \ub0a9\ubd80 \uae30\ud55c\uc740 \ub3d9\uc77c\ud558\uac8c 4\uc6d4 30\uc77c\uc774 \uc801\uc6a9\ub41c\ub2e4.<\/p>\n

\uc138\ubb34 \uc804\ubb38\uac00\ub4e4\uc740 \u201c\uc870\uae30 \uc2e0\uace0\uac00 \uace7 \uc808\uc138 \uc804\ub7b5\u201d\uc774\ub77c\uace0 \uac15\uc870\ud55c\ub2e4. \uc11c\ub958 \ub204\ub77d\uc774\ub098 \uc624\ub958\ub97c \uc904\uc77c \uc218 \uc788\uc744 \ubfd0 \uc544\ub2c8\ub77c, \ud658\uae09 \ub300\uc0c1\uc790\uc758 \uacbd\uc6b0 \uc790\uae08 \ud68c\uc218 \uc2dc\uc810\uc744 \uc55e\ub2f9\uae38 \uc218 \uc788\uae30 \ub54c\ubb38\uc774\ub2e4. \ud2b9\ud788 \uace0\uae08\ub9ac \ud658\uacbd\uc774 \uc9c0\uc18d\ub418\ub294 \uc0c1\ud669\uc5d0\uc11c \uc138\uae08 \ud658\uae09\uae08\uc740 \ub2e8\uae30 \uc720\ub3d9\uc131 \ud655\ubcf4 \uc218\ub2e8\uc73c\ub85c\ub3c4 \uc758\ubbf8\uac00 \uc788\ub2e4.<\/p>\n

CPA \uce90\ub098\ub2e4\uc758 \uc138\uae08 \ubd80\uc11c\uc7a5\uc778 \ub77c\uc774\uc5b8 \ub9c8\uc774\ub108\ub294 \ub300\ubd80\ubd84\uc758 \uace0\uc6a9\uc8fc\ub4e4\uc774 2\uc6d4 \ub9d0\uae4c\uc9c0 T4 \uc591\uc2dd\uc744 \uc6b0\ud3b8, \uc774\uba54\uc77c \ub610\ub294 \uc9c1\uc6d0 \ud3ec\ud138\uc744 \ud1b5\ud574 \ubc1c\uc1a1\ud55c\ub2e4\uace0 \uc124\uba85\ud588\ub2e4. \uae08\uc735\uae30\uad00\ub4e4\ub3c4 \ud22c\uc790 \uad00\ub828 \uc11c\ub958\ub97c \ubcf4\ub0b4\uba70, \ubcf5\uc7a1\ud55c \ud22c\uc790 \ud68c\uc0ac\ub97c \uc774\uc6a9\ud558\ub294 \uacbd\uc6b0 \uace0\uac1d\uc740 \uc5f0\ub9d0\uc5d0 \ubaa8\ub4e0 \ud22c\uc790 \ub0b4\uc5ed\uacfc \uc218\uc775\uc744 \uc694\uc57d\ud55c \uc5f0\ub840 \ubcf4\uace0\uc11c\ub97c \ubc1b\uc744 \uc218 \uc788\ub2e4.<\/p>\n

\uc138\uc561 \uacf5\uc81c \ubc0f<\/strong> RRSP \uae30\uc5ec, \uc2e0\uacbd \uc368\uc57c \ud560 \ubd80\ubd84<\/strong><\/p>\n

\uc138\uae08 \ub0a9\ubd80\uc790\uac00 \uc815\ubd80\uc5d0 \uc138\uae08\uc744 \ub0a9\ubd80\ud560 \uac83\uc73c\ub85c \uc608\uc0c1\ub41c\ub2e4\uba74, \ubbf8\ub9ac \uc2dc\ub098\ub9ac\uc624 \uacc4\ud68d\uc744 \uc138\uc6b0\ub294 \uac83\uc774 \uc88b\ub2e4\ub294 \uc870\uc5b8\ub3c4 \ub098\uc654\ub2e4. \ub9c8\uc774\ub108\ub294 “\ub4f1\ub85d\ub41c \ud1f4\uc9c1 \uc800\ucd95 \uacc4\ud68d(RRSP)\uc5d0 \ucd94\uac00 \uae30\uc5ec\ub97c \ud1b5\ud574 \uc138\uc561\uc744 \uc904\uc77c \uc218 \uc788\uc9c0\ub9cc, \uae30\uc5ec \ud55c\ub3c4\uac00 \ub0a8\uc544 \uc788\uc5b4\uc57c \ud55c\ub2e4”\uace0 \ub9d0\ud588\ub2e4. \uc138\uae08 \ub0a9\ubd80\uc790\ub4e4\uc740 2025\ub144 \uc138\uae08 \uc5f0\ub3c4\ub97c \uc704\ud55c RRSP \uae30\uc5ec\ub97c 3\uc6d4 2\uc77c\uae4c\uc9c0 \uc644\ub8cc\ud574\uc57c \ud55c\ub2e4.<\/p>\n

H&R \ube14\ub85d \uc138\uae08 \uc804\ubb38\uac00\uc778 \uc57c\ub2c9 \ub974\uba54\uc774\ub294 \uc138\uae08 \uc2e0\uace0 \uc2dc\uc98c\uc5d0 \uc801\uc6a9\ub420 \uc218 \uc788\ub294 \uacf5\uc81c \ubc0f \uc138\uc561 \uacf5\uc81c \ud56d\ubaa9\uc5d0 \ub300\ud574 \ubbf8\ub9ac \uc219\uc9c0\ud558\ub294 \uac83\uc774 \uc911\uc694\ud558\ub2e4\uace0 \ub9d0\ud588\ub2e4. \u00a0\uc138\uae08 \uc2e0\uace0 \uc2dc \ubc1b\uc744 \uc218 \uc788\ub294 \uacf5\uc81c\uc640 \uc138\uc561 \uacf5\uc81c \ud56d\ubaa9\uc740 400\uac1c \uc774\uc0c1\uc5d0 \ub2ec\ud55c\ub2e4\uace0 \uadf8\ub294 \ub367\ubd99\uc600\ub2e4. \ub974\uba54\uc774\ub294 “\uc774\ub4e4 \ubb38\uc11c\ub97c \uc900\ube44\ud558\ub294 \uac83\uc774 \uc911\uc694\ud558\uba70, \ub300\ubd80\ubd84\uc758 \uacf5\uc81c\uc640 \ud61c\ud0dd\uc744 \ubc1b\uae30 \uc704\ud574\uc11c\ub294 \uc9c0\uc6d0 \ubb38\uc11c\uac00 \ud544\uc694\ud558\ub2e4”\uace0 \uc124\uba85\ud588\ub2e4.<\/p>\n

\uc7a5\uc560\uc778 \uc138\uc561 \uacf5\uc81c<\/strong>, \ub193\uce58\uae30 \uc26c\uc6b4 \uacf5\uc81c \ud56d\ubaa9<\/strong><\/p>\n

\ub9c8\uc774\ub108\ub294 \uc790\uc8fc \ub193\uce58\ub294 \uc138\uc561 \uacf5\uc81c\ub85c \uc7a5\uc560\uc778 \uc138\uc561 \uacf5\uc81c\ub97c \uc5b8\uae09\ud588\ub2e4. \uadf8\ub294 “\uc790\uc2e0\uc758 \uc0c1\ud669\uc744 \uc810\uac80\ud558\uace0, \uccab \uc8fc\ud0dd \uad6c\ub9e4\uc790\ub098 \uc8fc\ud0dd \uc811\uadfc\uc131 \uacf5\uc81c \ub4f1 \ubc1b\uc744 \uc218 \uc788\ub294 \uacf5\uc81c\uac00 \uc788\ub294\uc9c0 \ud655\uc778\ud558\ub294 \uac83\uc774 \uc911\uc694\ud558\ub2e4”\uace0 \uac15\uc870\ud588\ub2e4.<\/p>\n

\ub610\ud55c, \ub9c8\uc774\ub108\ub294 \ub0a9\uc138\uc790\ub4e4\uc774 \uce90\ub098\ub2e4\uad6d\uc138\uccad(CRA) \uacc4\uc815\uc744 \uc124\uc815\ud558\uace0 \uc810\uac80\ud558\uc5ec \ub193\uce5c \uc138\uae08 \uc11c\ub958\uac00 \uc5c6\ub294\uc9c0 \ud655\uc778\ud574\uc57c \ud55c\ub2e4\uace0 \ub9d0\ud588\ub2e4. “CRA\uc5d0 \uae30\ub85d\ub41c \uc11c\ub958\uac00 \uc788\ub2e4\uba74 \ud574\ub2f9 \uc11c\ub958\ub97c \ucd94\uc801\ud574 \ucc3e\uc544\uc57c \ud55c\ub2e4”\ub294 \uac83\uc774\ub2e4. CRA My Account\uc5d0\uc11c\ub294 \ud658\uae09, \uacf5\uc81c \ubc0f \ud56d\uc18c \uc0c1\ud0dc\ub97c \ud655\uc778\ud560 \uc218 \uc788\uc73c\uba70, \uc138\uae08 \ud658\uae09\uc744 \ubc1b\uae30 \uc704\ud55c \uc9c1\uc811 \uc785\uae08 \uc77c\uc815\ub3c4 \ud655\uc778\ud560 \uc218 \uc788\ub2e4.<\/p>\n

CRA \uacc4\uc815 \uc2e0\uc6d0 \ud655\uc778, \uc628\ub77c\uc778\uc73c\ub85c \uac04\ud3b8\ud558\uac8c<\/strong><\/p>\n

CRA\ub294 \uc774\ubc88 \uc138\uae08 \uc2dc\uc98c\uc5d0\uc11c \uba87 \uac00\uc9c0 \uc8fc\uc694 \ubcc0\uacbd \uc0ac\ud56d\uc744 \ub3c4\uc785\ud588\ub2e4. \uadf8 \uc911 \ud558\ub098\ub294 \ub0a9\uc138\uc790\uac00 CRA \uacc4\uc815\uc744 \uac1c\uc124\ud560 \ub54c, \uc6b0\ud3b8\uc73c\ub85c \ubc1c\uc1a1\ub41c \ucf54\ub4dc\ub97c \uae30\ub2e4\ub9ac\uc9c0 \uc54a\uace0 \uc628\ub77c\uc778 \ub3c4\uad6c\ub97c \ud1b5\ud574 \uc2e0\uc6d0\uc744 \ud655\uc778\ud560 \uc218 \uc788\uac8c \ub41c \uc810\uc774\ub2e4.<\/p>\n

CRA \ub300\ubcc0\uc778 \ucc30\uc2a4 \ub4dc\ub8e8\uc559\uc740 “\uc0ac\ub78c\ub4e4\uc740 \uc720\ud6a8\ud55c \uc815\ubd80 \ubc1c\uae09 \uc0ac\uc9c4 ID(\uc6b4\uc804\uba74\ud5c8\uc99d \ub4f1)\uc640 \ucd5c\uadfc 2\ub144 \uc774\ub0b4\uc5d0 \uc81c\ucd9c\ud55c \uc138\uae08 \uc2e0\uace0\uc11c\ub97c \uc0ac\uc6a9\ud558\uc5ec \uc2e0\uc6d0\uc744 \ud655\uc778\ud560 \uc218 \uc788\ub2e4”\uace0 \uc124\uba85\ud588\ub2e4. \ub610\ud55c, CRA\ub294 \ub0a9\uc138\uc790\ub4e4\uc774 \uc0c8\ub85c \ub3c4\uc785\ub41c AI \uae30\ubc18 \ucc57\ubd07\uc744 \uc0ac\uc6a9\ud574 \uad81\uae08\ud55c \uc810\uc744 \ud574\uacb0\ud560 \uc218 \uc788\ub3c4\ub85d \uc7a5\ub824\ud558\uace0 \uc788\ub2e4.<\/p>\n

\uc790\uc601\uc5c5\uc790<\/strong>, \uc138\uae08 \uc2e0\uace0 \uae30\ud55c \uc804 \uc138\uc561 \ub0a9\ubd80\ud574\uc57c<\/strong><\/p>\n

\uc790\uc601\uc5c5\uc790 \ub0a9\uc138\uc790\ub4e4\uc758 \uc138\uae08 \uc2e0\uace0 \uae30\ud55c\uc740 6\uc6d4 15\uc77c\uc774\uc9c0\ub9cc, \uc138\uc561 \ub0a9\ubd80 \uae30\ud55c\uc740 4\uc6d4 30\uc77c\uae4c\uc9c0\ub2e4. \ub9c8\uc774\ub108\ub294 “\uc138\uae08 \uc2e0\uace0 \uae30\ud55c\uc774 \uc5f0\uc7a5\ub418\uc5c8\ub354\ub77c\ub3c4, \uc138\uae08\uc744 \ubbf8\ub9ac \ucd94\uc815\ud558\uace0 \ub0a9\ubd80\ud558\ub294 \uac83\uc774 \uc911\uc694\ud558\ub2e4”\uace0 \uac15\uc870\ud588\ub2e4. \uc790\uc601\uc5c5\uc790\ub4e4\uc740 \uc138\uc561\uc744 \uc608\uc0c1\ud558\uace0, \uc774\uc790 \ubc1c\uc0dd\uc744 \ud53c\ud558\uae30 \uc704\ud574 4\uc6d4 \ub9d0\uae4c\uc9c0 \uc138\uae08\uc744 \ub0a9\ubd80\ud574\uc57c \ud55c\ub2e4.<\/p>\n

\u00a0<\/strong>\uc138\uae08 \uc2e0\uace0 \uc11c\ub450\ub97c \ud544\uc694\ub294 \uc5c6\uc5b4<\/strong>, \uc11c\ub958 \ud655\ubcf4 \ud6c4 \uc2e0\uace0<\/strong><\/p>\n

\uc804\ubb38\uac00\ub4e4\uc740 \uc138\uae08 \ud3ec\ud138\uc774 \uc5f4\ub824\ub3c4 \uc11c\ub450\ub97c \ud544\uc694\ub294 \uc5c6\ub2e4\uace0 \uc870\uc5b8\ud55c\ub2e4. \ub9c8\uc774\ub108\ub294 “\ub54c\ub54c\ub85c \uc0ac\ub78c\ub4e4\uc774 \ubaa8\ub4e0 \uc138\uae08 \uad00\ub828 \uc11c\ub958\ub97c \uae30\uad00\uc73c\ub85c\ubd80\ud130 \ubc1b\uc9c0 \ubabb\ud558\ub294 \uacbd\uc6b0\uac00 \uc788\ub2e4. \uc608\ub97c \ub4e4\uc5b4, \uc2e0\ud0c1 \uad00\ub828 \uc11c\ub958\ub294 3\uc6d4\uc5d0 \ubc1b\ub294 \uacbd\uc6b0\uac00 \ub9ce\ub2e4”\uace0 \uc9c0\uc801\ud588\ub2e4. \uc138\uae08 \uc2e0\uace0\ub294 \ubaa8\ub4e0 \uc11c\ub958\ub97c \ud655\ubcf4\ud55c \ud6c4 \uc9c4\ud589\ud558\ub294 \uac83\uc774 \ubc14\ub78c\uc9c1\ud558\ub2e4. \uc608\ub97c \ub4e4\uc5b4 T4 \uc591\uc2dd\ub9cc \uc788\uace0 \ud658\uae09\uc744 \uc608\uc0c1\ud558\ub294 \uacbd\uc6b0\uc5d0\ub294 \uc77c\ucc0d \uc2e0\uace0\ud574\ub3c4 \ubb38\uc81c\uac00 \uc5c6\ub2e4.<\/p>\n

\uc138\uae08 \uc804\ubb38\uac00\ub4e4\uc740 \ucca0\uc800\ud55c \uc900\ube44\uc640 \uacc4\ud68d\uc744 \ud1b5\ud574 \uc138\uae08 \uc2e0\uace0 \uc2dc\uc98c\uc744 \ubb34\uc0ac\ud788 \ub9c8\uce60 \uc218 \uc788\ub3c4\ub85d \ub0a9\uc138\uc790\ub4e4\uc5d0\uac8c \ubbf8\ub9ac \uc900\ube44\ud560 \uac83\uc744 \ub2f9\ubd80\ud588\ub2e4.<\/p>\n

 <\/p>\n","protected":false},"excerpt":{"rendered":"

4\uc6d4 30\uc77c\uae4c\uc9c0 9\uc8fc\uac04 \uc9c4\ud589 \uc11c\ub958 \uc900\ube44\u00b7\uacf5\uc81c \ud56d\ubaa9 \uc810\uac80 \ud544\uc218 2025\ub144 \uc138\uae08 \uc2e0\uace0 \uc2dc\uc98c\uc774 23\uc77c \uacf5\uc2dd \uac1c\ub9c9\ud588\ub2e4. \uc774\ubc88 \uc2e0\uace0 \uae30\uac04\uc740 \uc57d 9\uc8fc\uac04 \uc774\uc5b4\uc9c0\uba70, \ub300\ubd80\ubd84\uc758 \uac1c\uc778 \ub0a9\uc138\uc790\ub294 4\uc6d4 30\uc77c\uae4c\uc9c0 \uc2e0\uace0\ub97c \ub9c8\uccd0\uc57c \ud55c\ub2e4. \uc790\uc601\uc5c5\uc790\uc758 \uacbd\uc6b0 \uc2e0\uace0 \ub9c8\uac10\uc77c\uc740 6\uc6d4 15\uc77c\uae4c\uc9c0\uc9c0\ub9cc, \uc138\uae08 \ub0a9\ubd80 \uae30\ud55c\uc740 \ub3d9\uc77c\ud558\uac8c 4\uc6d4 30\uc77c\uc774 \uc801\uc6a9\ub41c\ub2e4. \uc138\ubb34 \uc804\ubb38\uac00\ub4e4\uc740 \u201c\uc870\uae30 \uc2e0\uace0\uac00 \uace7 \uc808\uc138 \uc804\ub7b5\u201d\uc774\ub77c\uace0 \uac15\uc870\ud55c\ub2e4. \uc11c\ub958 \ub204\ub77d\uc774\ub098 \uc624\ub958\ub97c \uc904\uc77c […]<\/p>\n","protected":false},"author":1,"featured_media":58969,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"categories":[7,5],"tags":[99],"class_list":["post-92500","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-economy2","category-society","tag-news_letter"],"_links":{"self":[{"href":"https:\/\/canadaexpress.com\/news\/index.php?rest_route=\/wp\/v2\/posts\/92500","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/canadaexpress.com\/news\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/canadaexpress.com\/news\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/canadaexpress.com\/news\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/canadaexpress.com\/news\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=92500"}],"version-history":[{"count":2,"href":"https:\/\/canadaexpress.com\/news\/index.php?rest_route=\/wp\/v2\/posts\/92500\/revisions"}],"predecessor-version":[{"id":92525,"href":"https:\/\/canadaexpress.com\/news\/index.php?rest_route=\/wp\/v2\/posts\/92500\/revisions\/92525"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/canadaexpress.com\/news\/index.php?rest_route=\/wp\/v2\/media\/58969"}],"wp:attachment":[{"href":"https:\/\/canadaexpress.com\/news\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=92500"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/canadaexpress.com\/news\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=92500"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/canadaexpress.com\/news\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=92500"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}